BEACHFRONT PROPERTY…...…..... OPEN TO SELLER FINANCING........FULLY FURNISHED........... BUILDING NEVER FLOODED………FULLY RENOVATED…….IMPACT WINDOWS…….........BREATHTAKING OCEAN AND BEACH VIEWS……….HOA PAYS EVERYTHING BUT ELECTRIC……………. Rarely does a beachfront opportunity like this come along. In a community where properties seldom hit the market, this residence stands out as one of the most desirable—MERE STEPS FROM THE SAND, overlooking the Gulf, and located in a building that has never flooded. With only 44 residences in the entire community and fewer than a dozen offering water views like this, opportunities here are incredibly limited. From the moment you step into the living room, your eyes are drawn to the sparkling blue water of the Gulf, reminding you that the beach is not just nearby… it’s part of your everyday life. Walk outside and within moments your feet are in the sand, or spend the afternoon relaxing beside the beautiful community pool just steps from your door. The community itself reflects a level of pride that is immediately noticeable, with beautifully maintained tropical landscaping and grounds that create a true island retreat the moment you arrive. Inside, the home has been fully renovated with thoughtful custom design and a bright open-concept layout, creating a space that feels both refined and relaxed. A custom kitchen anchors the living area, complemented by high-end finishes, California Closets custom storage, and impact windows throughout that bring in natural light while offering protection and efficiency. Being sold fully furnished, the next owner can simply arrive with a suitcase and immediately begin living the island dream—sunrise walks along the Gulf, evenings watching the sunset paint the water, and weekends filled with friends, family, and ocean breezes. With the HOA covering nearly everything except electricity, ownership here is refreshingly simple. Combined with the rare availability in this community and the possibility of seller financing, this is more than just a condo—it’s an opportunity to own a piece of Holmes Beach paradise that very few ever get the chance to call their own.
For sale
$939,000
5400 GULF DRIVE #32, HOLMES BEACH, FL 34217
2beds
1,188sqft
Condominium
Built in 1969
-- sqft lot
$-- Zestimate®
$790/sqft
$1,440/mo HOA
What's special
Beachfront propertyBright open-concept layoutCalifornia closets custom storage
- 159 days |
- 348 |
- 14 |
Zillow last checked:
Listing updated:
Listed by:
Garrett Sedlacek 913-461-6882,
KELLER WILLIAMS ON THE WATER S 941-803-7522
Source: Stellar MLS,MLS#: N6143360
Originating MLS: Sarasota - Manatee

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Kitchen
- Level: First
- Area: 126 Square Feet
- Dimensions: 21x6
Living room
- Level: First
- Area: 176 Square Feet
- Dimensions: 16x11
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Living Room/Dining Room Combo
- Flooring: Luxury Vinyl
- Windows: Window Treatments, Hurricane Shutters
- Has fireplace: No
Interior area
- Total structure area: 1,269
- Total interior livable area: 1,188 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Carport
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Exterior features: Balcony, Irrigation System, Rain Gutters, Storage
- Fencing: Masonry,Vinyl
- Has view: Yes
- View description: Pool, Water, Beach, Gulf/Ocean - Full
- Has water view: Yes
- Water view: Water,Beach,Gulf/Ocean - Full
- Waterfront features: Gulf/Ocean Front, Waterfront, Gulf/Ocean, Beach Access, Gulf/Ocean Access
- Body of water: GULF OF MEXICO
Details
- Parcel number: 7278100008
- Zoning: A1
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Block
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Features: Gulf/Ocean Front, Water Access, Waterfront, Deed Restrictions, Pool
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: 5400 GULF DRIVE APTS 2
HOA
- Has HOA: Yes
- Amenities included: Pickleball Court(s), Pool
- Services included: Community Pool, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Sewer, Trash, Water
- HOA fee: $1,440 monthly
- HOA name: C & S Community Management / Janet Ferandez
- HOA phone: 941-758-9454
Location
- Region: Holmes Beach
Financial & listing details
- Price per square foot: $790/sqft
- Tax assessed value: $514,250
- Annual tax amount: $1,588
- Date on market: 3/12/2026
- Cumulative days on market: 107 days
- Listing terms: Cash,Conventional,Owner May Carry,VA Loan
- Ownership: Condominium
- Total actual rent: 0
- Road surface type: Asphalt
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/18/2026 | Listing removed | $3,600$3/sqft |
Source: Stellar MLS #A4695275 Report a problem | ||
| 6/2/2026 | Listed for rent | $3,600$3/sqft |
Source: Stellar MLS #A4695275 Report a problem | ||
| 5/8/2026 | Price change | $939,000-3.8%$790/sqft |
Source: | ||
| 3/12/2026 | Listed for sale | $975,595-6.6%$821/sqft |
Source: | ||
| 3/6/2026 | Listing removed | $1,045,000$880/sqft |
Source: | ||
| 2/20/2026 | Price change | $1,045,000-8.7%$880/sqft |
Source: | ||
| 1/23/2026 | Listed for sale | $1,145,000+25.8%$964/sqft |
Source: | ||
| 4/3/2024 | Sold | $910,000-4.7%$766/sqft |
Source: | ||
| 3/13/2024 | Pending sale | $955,000$804/sqft |
Source: | ||
| 12/11/2023 | Price change | $955,000-1%$804/sqft |
Source: | ||
| 11/13/2023 | Price change | $965,000-1%$812/sqft |
Source: | ||
| 9/21/2023 | Listed for sale | $975,000+14.7%$821/sqft |
Source: | ||
| 6/8/2022 | Sold | $850,000$715/sqft |
Source: Public Record Report a problem | ||
| 3/30/2022 | Pending sale | $850,000$715/sqft |
Source: | ||
| 3/24/2022 | Listed for sale | $850,000+100%$715/sqft |
Source: | ||
| 12/4/2015 | Sold | $425,000-6.4%$358/sqft |
Source: Public Record Report a problem | ||
| 6/4/2015 | Listing removed | $454,000$382/sqft |
Source: Michael Saunders & Company - Licensed Real Estate Broker Report a problem | ||
| 4/16/2015 | Price change | $454,000-1.1%$382/sqft |
Source: Michael Saunders & Company - Licensed Real Estate Broker Report a problem | ||
| 2/12/2015 | Listed for sale | $459,000+4.3%$386/sqft |
Source: Michael Saunders & Company - Licensed Real Estate Broker Report a problem | ||
| 5/1/2014 | Listing removed | $440,000$370/sqft |
Source: Engel & Volkers Anna Maria Island #A3992086 Report a problem | ||
| 2/4/2014 | Listed for sale | $440,000-7.4%$370/sqft |
Source: Engel & Volkers Anna Maria Island #A3992086 Report a problem | ||
| 6/4/2010 | Listing removed | $475,000$400/sqft |
Source: ENGEL & VOELKERS ANNA MARIA ISLAND REALTY #M5813548 Report a problem | ||
| 5/27/2010 | Listed for sale | $475,000-10.4%$400/sqft |
Source: ENGEL & VOELKERS ANNA MARIA ISLAND REALTY #M5813548 Report a problem | ||
| 4/4/2005 | Sold | $530,000$446/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,588 -81.5% | $121,857 -78.1% |
| 2024 | $8,573 +4.6% | $556,750 +7.4% |
| 2023 | $8,196 +24.3% | $518,500 +29.1% |
| 2022 | $6,591 +7% | $401,500 +10% |
| 2021 | $6,163 -4.3% | $365,000 -3.9% |
| 2020 | $6,439 -12.9% | $380,000 -11.4% |
| 2019 | $7,392 | $429,000 +10% |
| 2018 | $7,392 +10.7% | $390,000 +1.9% |
| 2017 | $6,678 +27.6% | $382,900 +10% |
| 2016 | $5,234 | $348,000 +9.1% |
| 2015 | $5,234 | $319,000 +3% |
| 2014 | $5,234 +7.3% | $309,751 +9% |
| 2013 | $4,880 +487852% | $284,096 |
| 2012 | $1 | $284,096 -0.6% |
| 2011 | $1 | $285,692 |
| 2010 | -- | $285,692 -22% |
| 2009 | $6,229 -4.4% | $366,320 -9.8% |
| 2008 | $6,517 -6.7% | $406,054 -5.1% |
| 2007 | $6,984 -12.1% | $427,671 -5% |
| 2006 | $7,947 -0.2% | $450,091 +3.4% |
| 2005 | $7,961 +5.8% | $435,131 +7.8% |
| 2004 | $7,526 +361.9% | $403,548 +262.1% |
| 2003 | $1,629 +1.3% | $111,441 +2.4% |
| 2002 | $1,608 +2.9% | $108,829 +1.6% |
| 2001 | $1,563 +2% | $107,115 +3% |
| 2000 | $1,532 | $103,995 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 34217
Nearby schools
GreatSchools rating
- 9/10Anna Maria Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 4/10Martha B. King Middle SchoolGrades: 6-8Distance: 4.9 mi
- 3/10Manatee High SchoolGrades: 8-12Distance: 7.6 mi
Schools provided by the listing agent
- Elementary: Anna Maria Elementary
- Middle: Martha B. King Middle
- High: Manatee High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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