For sale

Price cut: $51.1K (7/1)

$399,900

575 Ocean Spray Dr, Ruskin, FL 33570

4beds

2,589sqft

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Single Family Residence

Built in 2022

6,600 Square Feet Lot

$-- Zestimate^®

$154/sqft

$15/mo HOA

What's special

Two storiesKitchen islandGranite countertopsCommunity poolWood shaker cabinetsLuxury vinyl plank floorsStainless steel appliances

This 4-bedroom, 2.5-bath home in Shell Cove is only 4 years old and looks like it just came out of a magazine — luxury vinyl plank floors, granite countertops, wood shaker cabinets, tile backsplash, stainless steel appliances, and a kitchen island that ties it all together. Two stories gives you room to breathe, and with a community pool, playground, and pickleball courts just outside your door, weekends basically plan themselves. All of this for under $400,000 — if you're a first-time buyer who doesn't want to settle, this is the one.

21 days

380

58

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Features: Walk-In Closet(s)
Level: Second
Area: 238 Square Feet
Dimensions: 17x14

Kitchen

Level: First
Area: 304 Square Feet
Dimensions: 19x16

Living room

Level: First
Area: 240 Square Feet
Dimensions: 16x15

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Dishwasher, Microwave, Range, Refrigerator
Laundry: Inside

Features

Ceiling Fan(s), High Ceilings, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
Flooring: Carpet, Vinyl
Doors: Sliding Doors
Has fireplace: No

Interior area

Total structure area: 3,145
Total interior livable area: 2,589 sqft

Video & virtual tour

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Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Exterior features: Irrigation System, Sidewalk

Lot

Size: 6,600 Square Feet
Dimensions: 55 x 120

Details

Parcel number: U063219C0O00000000627.0
Zoning: PD
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block, Cement Siding, Stucco
Foundation: Slab
Roof: Shingle

Condition

New construction: No
Year built: 2022

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Connected, Electricity Connected, Phone Available, Underground Utilities, Water Available

Community & HOA

Community

Features: Deed Restrictions, Park, Playground, Pool, Sidewalks
Pet fee: $0 monthly
Subdivision: SHELL COVE PH 2

HOA

Has HOA: Yes
Services included: Insurance, Maintenance Structure, Pool Maintenance, Recreational Facilities
HOA fee: $15 monthly
HOA name: INFRAMARK/ Lisa Castoria

Location

Region: Ruskin

Financial & listing details

Price per square foot: $154/sqft
Tax assessed value: $327,664
Annual tax amount: $9,730
Date on market: 6/30/2026
Cumulative days on market: 22 days
Listing terms: Cash,Conventional,FHA,VA Loan
Ownership: Fee Simple
Total actual rent: 0
Electric utility on property: Yes
Road surface type: Asphalt

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/1/2026	Price change	$399,900-11.3%$154/sqft
Source: Stellar MLS #W7887172 Report a problem
5/1/2022	Pending sale	$450,990$174/sqft
Source: Stellar MLS #O6014167 Report a problem
4/29/2022	Listed for sale	$450,990$174/sqft
Source: Stellar MLS #O6014167 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$9,730 +10.6%	$327,664
2024	$8,798 -3.6%	$327,664 +1.1%
2023	$9,122 +116.7%	$324,092 +513.6%
2022	$4,210 +11.6%	$52,822 +23.1%
2021	$3,773 +20.8%	$42,922 +548.2%
2020	$3,124	$6,622

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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