For sale

Price cut: $26K (8/27)

$699,000

643 S 120 W, American Fork, UT 84003

5beds

3,408sqft

$4,462/mo

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Single Family Residence

Built in 2016

7,405 Square Feet Lot

$693,900 Zestimate^®

$205/sqft

$60/mo HOA

What's special

Fully fenced backyardGated rv parkingDaylit basementSecond kitchenOpen modern floor plan

~LET US KNOW HOW MUCH YOUR LENDER NEEDS FOR A RATE BUYDOWN~ Come see this Large and specious home in Harbor Village! Inside you have an open, modern floor plan with views of Mount Timp out the LARGE living room windows! Downstairs, a daylit basement with a SECOND KITCHEN! Outside, enjoy the security of a fully fenced backyard, and gated RV parking! Vacant for easy showings! It's not very often a 2-Story with a finished basement comes available in this pristine, quiet neighborhood!

110 days
501
63

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1
Partial bathrooms: 1

Rooms

Room types: Second Kitchen, Updated Kitchen

Heating

Central

Cooling

Central Air

Appliances

Included: Microwave, Range Hood, Disposal

Features

Basement Apartment, Walk-In Closet(s)
Flooring: Carpet, Tile
Windows: Full
Basement: Daylight,Full
Has fireplace: No

Interior area

Total structure area: 3,408
Total interior livable area: 3,408 sqft
Finished area above ground: 2,190
Finished area below ground: 1,218

Property

Parking

Total spaces: 6
Parking features: RV Access/Parking
Attached garage spaces: 2
Uncovered spaces: 4

Features

Levels: Two
Stories: 3
Patio & porch: Patio, Open Patio
Exterior features: Lighting
Fencing: Full

Lot

Size: 7,405 Square Feet
Residential vegetation: Landscaping: Full

Details

Parcel number: 417910327
Zoning description: Single-Family

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stucco
Roof: Asphalt

Condition

Blt./Standing
New construction: No
Year built: 2016

Utilities & green energy

Water: Culinary
Utilities for property: Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community

Features: Sidewalks
Subdivision: Harbor Village

HOA

Has HOA: Yes
HOA fee: $60 monthly
HOA name: Advantage Mgt
HOA phone: 801-235-7368

Location

Region: American Fork

Financial & listing details

Price per square foot: $205/sqft
Tax assessed value: $616,600
Annual tax amount: $2,963
Date on market: 6/25/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Inclusions: Microwave, Range, Range Hood
Acres allowed for irrigation: 0
Electric utility on property: Yes

Estimated market value

$693,900

$659,000 - $729,000

$2,817/mo

Price history

Date	Event	Price
8/27/2026	Price change	$699,000-3.6%$205/sqft
Source: UtahRealEstate.com #2167813 Report a problem
7/28/2026	Price change	$725,000-2.7%$213/sqft
Source: UtahRealEstate.com #2167813 Report a problem
6/25/2026	Listed for sale	$745,000$219/sqft
Source: UtahRealEstate.com #2167813 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,963 +3.5%	$616,600 +6.6%
2024	$2,864 +4.4%	$578,500 -1.6%
2023	$2,744 -6.8%	$587,700 -5.6%
2022	$2,945 +19.7%	$622,400 +153.4%
2021	$2,459 +4.9%	$245,630 -40.5%
2020	$2,345 +15.3%	$412,900 +102.6%
2019	$2,034 +15.8%	$203,775 -38.7%
2018	$1,757 +88.2%	$332,200 +101.2%
2017	$933	$165,110 +102.6%
2016	$933 +5.5%	$81,500 +11.2%
2015	$884	$73,300

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 84003

Getting around

4 / 100

Car-Dependent

0 / 100

No Nearby Transit

30 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Greenwood School
Grades: PK-6Distance: 0.6 mi
6/10
American Fork Jr High School
Grades: 7-9Distance: 2.5 mi
6/10
American Fork High School
Grades: 10-12Distance: 2 mi

Schools provided by the listing agent

Elementary: Greenwood
Middle: American Fork
High: American Fork
District: Alpine

Source: UtahRealEstate.com. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.