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For sale
    • Price cut: $50K (6/25)
    $425,000

    646 Winding Oaks Dr, Waco, TX 76705

    3beds
    3,024sqft
    : 
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    Single Family Residence
    Built in 1986
    1.2 Acres Lot
    $411,500 Zestimate®
    $141/sqft
    $-- HOA

    What's special

    Charming dining areaPrivate and spacious backyardTranquility of outdoor livingOpen-concept design
    Charming One-Story Home with Spacious Backyard in Waco, TX Discover a perfect blend of comfort and convenience in this delightful 3-bed, 2-bath home nestled in a serene Waco, Texas neighborhood. This classic one-story layout features a 2-car attached garage and offers an ideal setting for modern living. Step inside where open-concept design meets cozy comfort. The living spaces are beautifully laid out, with multiple gathering areas for relaxation and entertainment. The generous living room is bathed in natural light and flows seamlessly into a charming dining area. A well-appointed kitchen in the heart of the home offers ample cabinet space and modern appliances, making it a joy to prepare meals. The primary bedroom is a peaceful retreat, complete with an en-suite bathroom for added privacy and convenience. Two additional bedrooms provide flexibility for a home office or guest room. The second full bathroom is conveniently located for accessibility from the main living areas. Step outside to a private and spacious backyard, a true highlight of the property. Entertain guests, cultivate a garden, or just enjoy the tranquility of outdoor living. The possibilities are endless!
    149 days
    |
    744
    |
    25
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kandace Menning 739767,

    Coldwell Banker Apex, REALTORS 254-776-0000,

    Fran Good 240542 254-744-2603,

    Coldwell Banker Apex, REALTORS

    Source: NTREIS,MLS#: 21183030

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Features, Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Jetted Tub
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 0 x 0
      Living room
      • Features: Ceiling Fan(s), Fireplace
      • Level: First
      • Dimensions: 0 x 0
      Living room
      • Features: Ceiling Fan(s), Fireplace
      • Level: First
      • Dimensions: 0 x 0
      Sunroom
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Electric, Fireplace(s)
      Cooling
      • Central Air, Electric, Window Unit(s)
      Appliances
      • Included: Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
      • Laundry: Washer Hookup, Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
      Features
      • Built-in Features, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, Open Floorplan, Paneling/Wainscoting, Tile Counters, Cable TV, Vaulted Ceiling(s), Natural Woodwork, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Simulated Wood
      • Windows: Window Coverings
      • Has basement: No
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Living Room, Wood Burning
      Interior area
      • Total interior livable area: 3,024 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached Carport, Circular Driveway, Covered, Carport, Gated, Inside Entrance
      • Attached garage spaces: 2
      • Carport spaces: 2
      • Covered spaces: 4
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Storage
      • Pool features: Fenced, In Ground, Outdoor Pool, Pool, Pool/Spa Combo
      • Fencing: High Fence,Metal,Wood,Wrought Iron
      Lot
      • Size: 1.2 Acres
      • Features: Acreage, Landscaped, Few Trees
      Details
      • Additional structures: Outbuilding, Pool House, Workshop
      • Parcel number: 111370

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Detached
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Year built: 1986

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Septic Available, Water Available, Cable Available

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Moore Lewis
      HOA
      • Has HOA: No
      Location
      • Region: Waco

      Financial & listing details

      • Price per square foot: $141/sqft
      • Tax assessed value: $459,590
      • Annual tax amount: $1,521
      • Date on market: 2/20/2026
      • Cumulative days on market: 149 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $411,500

        $391,000 - $432,000

        $2,987/mo

        Price history

        DateEventPrice
        6/25/2026Price change$425,000-10.5%$141/sqft
        Source: NTREIS #21183030 Report a problem
        2/20/2026Listed for sale$475,000-4%$157/sqft
        Source: NTREIS #21183030 Report a problem
        12/6/2025Listing removed$495,000$164/sqft
        Source: NTREIS #20932211 Report a problem
        11/19/2025Price change$495,000-5.7%$164/sqft
        Source: NTREIS #20932211 Report a problem
        8/13/2025Price change$525,000-8.7%$174/sqft
        Source: NTREIS #20932211 Report a problem
        6/7/2025Price change$575,000-8%$190/sqft
        Source: NTREIS #20932211 Report a problem
        5/10/2025Listed for sale$625,000$207/sqft
        Source: NTREIS #20932211 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,521 +22.6%$446,186 +10%
        2024$1,240 -58.2%$405,624 +10%
        2023$2,964 -1.2%$368,749 +10%
        2022$3,000 -3.2%$335,226 +10%
        2021$3,099 $304,751 +10%
        2020-- $277,046 +10%
        2019$2,874 $251,860 +7.6%
        2018$2,874 -79.4%$234,070 -1.7%
        2017$13,922 +462%$238,170 +2.4%
        2016$2,477 $232,500 +20.1%
        2015$2,477 $193,630
        2014$2,477 $193,630 +9.5%
        2012-- $176,895 -0.9%
        2011-- $178,484 +3.8%
        2010-- $172,028 -6.3%
        2009-- $183,500 -1.5%
        2008-- $186,349 +21.8%
        2007-- $153,042
        2006-- $153,042 +2.7%
        2005-- $149,040
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 76705

        Getting around

        4 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Connally
        • Middle: Connally
        • High: Connally
        • District: Connally ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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