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    • Listed by: Stellhorn Realty, Inc. • Connie M Stellhorn-Schanter • 618-304-7557
    Price cut: $10K (9/23)
    $475,000

    6730 Cardinal Dr, Waterloo, IL 62298

    2beds
    2,534sqft
    : 
    $3,309/mo
    Get pre-qualified
    Single Family Residence
    Built in 2014
    8.27 Acres Lot
    $464,800 Zestimate®
    $187/sqft
    $-- HOA

    What's special

    Two fireplacesPool and deckRelaxing hot tubRaised garden bedsGarden shedAbundant closet spaceFire pit
    Come home to your own private retreat, where there’s room to relax, entertain, garden, work on a project—or simply enjoy the peace and quiet of country living. Set on 8.27 beautiful, secluded acres just 3 miles from Waterloo, this custom ranch has a personality all its own and offers the kind of thoughtful details that become more apparent the longer you explore. With 2,900+ sq. ft. of finished living space, the home features two bedrooms with walk-in closets, a non-conforming bedroom with an additional walk-in closet, three full baths, and a large two-car garage. The custom floor plan makes excellent use of the space, with generous closets and storage tucked throughout the home. The main level is bright and welcoming, with vaulted ceilings, quality flooring, built-in cabinetry, a fireplace, and large windows bringing the outdoors in. The kitchen, dining and living areas flow naturally together, making the home equally comfortable for everyday living or a house full of friends and family. Please don't overlook the finished lower level. Two large windows bring in so much natural light and such pretty outdoor views that you may have to remind yourself you're downstairs! A second fireplace, wet bar/kitchenette, additional living and sleeping space, a full bath, and abundant storage make this level especially versatile for entertaining, overnight guests, hobbies, or multigenerational living. Then step outside—and this property really begins to show what makes it special. Three separate outdoor living areas give you plenty of choices: spend summer afternoons around the pool and deck, relax in the hot tub, gather around the fire pit in the evening, or simply find a quiet spot to sit and enjoy the privacy of your acreage. Beyond the home is a large workshop/she-shed that has also doubled as guest quarters, an additional garden shed, raised garden beds, and plenty of open ground for animals, pasture, recreation, or simply enjoying the extra elbow room. Privacy without isolation, acreage without being miles from town, and a home with features you simply don't find every day. At just 3 miles from Waterloo, 6730 Cardinal Drive offers the opportunity to enjoy your own little piece of the country while keeping town conveniently close. Tenant rights prevail. Approximately six acres are currently leased to a tenant farmer for hay. Please schedule all showings through a real estate agent as the property cannot be viewed from Trout Camp/Cardinal Road.
    48 days
    1,411
    57

    Zillow last checked:

    Listing updated:

    Listed by:

    Connie M Stellhorn-Schanter 618-304-7557,

    Stellhorn Realty, Inc.

    Source: MARIS,MLS#: 26055583MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Primary bedroom
      • Description: Generous 6 x 10 walk-in closet with dressing area, bathroom en suite
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 215.28
      • Dimensions: 15.6x13.8
      Bedroom 2
      • Description: Walk-in closet 5 x 7, daylight window,
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 138
      • Dimensions: 11.5x12
      Bedroom 3
      • Description: Non comforming, Walk-in closet 7 x 10, entrance to all rooms via hall
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 172.84
      • Dimensions: 14.9x11.6
      Primary bathroom
      • Description: Spacious, large vanity and closet, tub/shower combo
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 97.48
      • Dimensions: 9.11x10.7
      Bathroom 2
      • Description: Full Bath off hall, granite countertop
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 33.29
      • Dimensions: 8.1x4.11
      Bathroom 3
      • Description: Beautiful Slate floor and accent wall, tub/shower
      • Features: Floor Covering: Other
      • Level: Lower
      Bonus room
      • Description: Kitchenette/Wet Bar, Slate floors
      • Features: Floor Covering: Other
      • Level: Lower
      • Area: 90
      • Dimensions: 15x6
      Dining room
      • Description: Gorgeous Acacia Wood Floors, custom bookcase, sliding glass doors to patio
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 120.64
      • Dimensions: 10.4x11.6
      Family room
      • Description: Electric Fireplace, Daylight, Entertaining/Dining
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 351.33
      • Dimensions: 23.9x14.7
      Kitchen
      • Description: Vaulted Ceiling, custom cabinetry, abundant light,
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 115.14
      • Dimensions: 11.4x10.1
      Laundry
      • Description: Walk in Laundry Room off hall near primary
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 34.5
      • Dimensions: 6.9x5
      Living room
      • Description: Spacious, light filled living room, gas fireplace, open floor plan
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 315.7
      • Dimensions: 20.5x15.4
      Other
      • Description: Guest Quarters, Workshop
      • Features: Floor Covering: Wood
      • Level: First
      • Area: 392
      • Dimensions: 28x14
      Sunroom
      • Description: Bamboo flooring, Windows galore, exterior exit, great for a gaming/reading room
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 201.25
      • Dimensions: 11.5x17.5
      Heating
      • Baseboard, Forced Air, Propane, Zoned
      Cooling
      • Central Air, Wall/Window Unit(s)
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Gas Oven, Gas Range, Refrigerator, Vented Exhaust Fan, Electric Water Heater
      • Laundry: Laundry Room, Main Level
      Features
      • Bookcases, Breakfast Room, Ceiling Fan(s), Dining/Living Room Combo, Kitchen/Dining Room Combo, Open Floorplan, Pantry, Recessed Lighting, Shower, Solid Surface Countertop(s), Storage, Walk-In Closet(s), Workshop/Hobby Area
      • Flooring: Bamboo, Carpet, Ceramic Tile, Hardwood, Slate
      • Doors: French Doors, Panel Door(s), Sliding Doors
      • Windows: Blinds, Double Pane Windows, Tilt-In Windows, Window Treatments
      • Basement: Partially Finished,Sump Pump
      • Number of fireplaces: 2
      • Fireplace features: Basement, Blower Fan, Electric, Living Room, Propane
      Interior area
      • Total structure area: 2,534
      • Total interior livable area: 2,534 sqft
      • Finished area above ground: 1,499
      • Finished area below ground: 1,035
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Additional Parking, Attached, Circular Driveway, Driveway, Garage, Garage Door Opener, Garage Faces Side, Gravel, RV Access/Parking
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Patio & porch: Deck, Front Porch, Patio
      • Exterior features: Fire Pit, Garden, Lighting, Storage
      • Has private pool: Yes
      • Pool features: Above Ground, Fenced, Outdoor Pool, Pool Cover
      • Fencing: Partial,Wire
      • Has view: Yes
      • View description: Pasture, Rural, Trees/Woods
      Lot
      • Size: 8.27 Acres
      • Dimensions: 8.27 +/- acres
      • Features: Back Yard, Cleared, Farm, Front Yard, Garden, Karst Topography, Rolling Slope
      Details
      • Additional structures: Outbuilding, Pool House, Storage, Workshop
      • Parcel number: 0728400014000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Modern,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl Siding
      • Foundation: Concrete Perimeter, Permanent
      • Roof: Architectural Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2014
      Details
      • Builder name: Birkner

      Utilities & green energy

      • Electric: Single Phase
      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Propane Leased, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Part Sw Se
      HOA
      • Has HOA: No
      • HOA name: N/A
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $187/sqft
      • Tax assessed value: $382,923
      • Annual tax amount: $6,818
      • Date on market: 8/29/2026
      • Cumulative days on market: 49 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: Crops
      • Ownership: Private
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Gravel

        Estimated market value

        $464,800

        $442,000 - $488,000

        $3,294/mo

        Price history

        DateEventPrice
        9/23/2026Listed for sale$475,000-2.1%$187/sqft
        Source: MARIS #26055583 Report a problem
        9/7/2026Contingent$485,000$191/sqft
        Source: MARIS #26055583 Report a problem
        8/30/2026Listed for sale$485,000+4.3%$191/sqft
        Source: MARIS #26055583 Report a problem
        8/27/2026Listing removed--
        Source: Owner Report a problem
        8/26/2026Listed for sale$465,000$184/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,818 +6.9%$127,641 +8.4%
        2024$6,375 +6.9%$117,789 +5.3%
        2023$5,966 +3.3%$111,814 +4.2%
        2022$5,775 $107,282 +17.1%
        2021-- $91,647 +2.2%
        2020-- $89,689 +4.2%
        2019-- $86,062 +8.6%
        2018$2,847 $79,220 -1.8%
        2017$2,847 $80,646 +4.5%
        2016$2,847 -42.6%$77,160 -1.2%
        2015$4,958 +46237.4%$78,130 +45590.1%
        2014$11 $171 +21.3%
        2012$11 $141
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 62298

        Getting around

        0 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterloo Dist 5
        • Middle: Waterloo Dist 5
        • High: Waterloo

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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        A local lender can help you make sure your offer is ready when you are.

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