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Under contract
    • Listed by: eXp Realty of Southern California, Inc • Kathi Jesse • Contact: 949-439-4731
    Price cut: $24K (6/25)
    $875,000

    79 Tierra Montanosa, Rancho Santa Margarita, CA 92688

    3beds
    1,551sqft
    : 
    $6,255/mo
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    Townhouse
    Built in 1994
    0.4 Acres Lot
    $865,300 Zestimate®
    $564/sqft
    $605/mo HOA

    What's special

    Ready for immediate move-in, sellers relocated! This two-story Spanish-Mediterranean townhome is located in a well-maintained community in Rancho Santa Margarita. A private courtyard welcomes you at the entrance, with a second patio accessible from the main level — both great for outdoor relaxing or entertaining. Inside, the living room makes an impression with two-story vaulted ceilings, arched windows that bring in plenty of natural light, and a fireplace. The open floor plan connects the living room, dining area, and kitchen seamlessly. The kitchen is well-equipped with white cabinetry, granite countertops, tile backsplash, stainless steel appliances, a gas range, and a breakfast bar peninsula perfect for casual dining. The main level also features a flexible room with a sliding glass door to the rear patio — ideal as a bedroom, home office, or guest space — along with a full bathroom and in-home laundry with washer and dryer hookups. Upstairs, both bedrooms have their own full en-suite bathrooms. The primary suite offers a ceiling fan, plush carpet, and an en-suite bathroom with dual sinks, granite countertops, and mirrored closets. The secondary bedroom features a vaulted ceiling, ceiling fan, and a walk-in closet. Throughout the home, window coverings are upgraded with remote-controlled operation. The home includes a tile roof and central air conditioning. Community amenities include a pool and spa. Conveniently located near Rancho Santa Margarita Lake, top-rated schools, shopping, dining, hiking trails, and the 241 Toll Road.
    65 days
    |
    525
    |
    37
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Kathi Jesse DRE #01140971 949-439-4731,

    eXp Realty of Southern California, Inc

    Source: CRMLS,MLS#: OC26108860MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Den, Living Room, Primary Bedroom, Dining Room
      Primary bedroom
      • Features: Primary Suite
      Heating
      • Central, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Free-Standing Range, Microwave
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside
      Features
      • Breakfast Bar, Breakfast Area, Separate/Formal Dining Room, Primary Suite
      • Flooring: Carpet, Tile, Wood
      • Windows: Custom Covering(s), Garden Window(s)
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room
      • Common walls with other units/homes: 1 Common Wall
      Interior area
      • Total interior livable area: 1,551 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Direct Access, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Pool features: Community, Association
      • Has spa: Yes
      • Spa features: Association
      • Has view: Yes
      • View description: Panoramic
      Lot
      • Size: 0.4 Acres
      • Features: Yard
      Details
      • Parcel number: 93812270
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Stucco
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Sidewalks, Pool
      • Subdivision: Tierra Montanosa (Tiem)
      HOA
      • Has HOA: Yes
      • Amenities included: Sport Court, Maintenance Grounds, Management, Barbecue, Picnic Area, Playground, Pool, Spa/Hot Tub, Tennis Court(s)
      • HOA fee: $518 monthly
      • HOA name: Tierra Montanosa
      • HOA phone: 949-709-0100
      • Second HOA fee: $87 monthly
      • Second HOA name: Samlarc
      • Second HOA phone: 949-855-1800
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $564/sqft
      • Tax assessed value: $429,189
      • Annual tax amount: $4,390
      • Date on market: 5/26/2026
      • Cumulative days on market: 65 days
      • Listing terms: Cash,Cash to New Loan,Submit

        Estimated market value

        $865,300

        $822,000 - $909,000

        $4,191/mo

        Price history

        DateEventPrice
        7/8/2026Contingent$875,000$564/sqft
        Source: CRMLS #OC26108860 Report a problem
        6/25/2026Price change$875,000-2.7%$564/sqft
        Source: CRMLS #OC26108860 Report a problem
        5/26/2026Listed for sale$899,000+164.4%$580/sqft
        Source: CRMLS #OC26108860 Report a problem
        4/27/2016Listing removed$3,300$2/sqft
        Source: Coldwell Banker Platinum Properties #OC16053999 Report a problem
        3/16/2016Listed for rent$3,300$2/sqft
        Source: Coldwell Banker Platinum Prop #OC16053999 Report a problem
        10/7/2011Listing removed$340,000$219/sqft
        Source: Kevin Ellis Report a problem
        2/24/2011Listed for sale$340,000+1.5%$219/sqft
        Source: Kevin Ellis Report a problem
        11/17/2010Sold$335,000-1.5%$216/sqft
        Source: Public Record Report a problem
        8/26/2010Listed for sale$340,000-38.3%$219/sqft
        Source: NRT California #S627130 Report a problem
        4/28/2005Sold$551,000+151.6%$355/sqft
        Source: Public Record Report a problem
        4/25/2000Sold$219,000+39.9%$141/sqft
        Source: Public Record Report a problem
        8/7/1997Sold$156,500$101/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,390 +1.9%$429,189 +2%
        2024$4,310 +2.4%$420,774 +2%
        2023$4,211 +1.7%$412,524 +2%
        2022$4,138 +2.7%$404,436 +2%
        2021$4,029 +0.1%$396,506 +1%
        2020$4,025 $392,441 +2%
        2019$4,025 -6.6%$384,747 +2%
        2018$4,312 -14.5%$377,203 +2%
        2017$5,045 $369,807 +2%
        2016$5,045 -0.6%$362,556 +1.5%
        2015$5,077 -2.9%$357,111 +2%
        2014$5,229 $350,116 +4.5%
        2013-- $335,000
        2012-- $335,000
        2011-- $335,000 -2%
        2010-- $342,000 -10.5%
        2009-- $382,000 -16.9%
        2008-- $459,500 -21.1%
        2007-- $582,624 +2%
        2006-- $571,200 +136.5%
        2005-- $241,475 +2%
        2004-- $236,741 +1.9%
        2003-- $232,403 +2%
        2002-- $227,847 +2%
        2001$3,748 +30.8%$223,380 +37.7%
        2000$2,866 $162,275
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 92688

        Getting around

        11 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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