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For sale
    • $865,000

    912 Camp Fire Cir, Panama City Beach, FL 32413

    4beds
    2,839sqft
    : 
    $5,499/mo
    Get pre-qualified
    Single Family Residence
    Built in 2025
    7,405 Square Feet Lot
    $840,700 Zestimate®
    $305/sqft
    $-- HOA

    What's special

    Near a quiet cul-de-sacOpen-concept layoutSoaring ceilingsSpa-inspired bathFilled with natural lightOversized soaking tubPrimary suite
    Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities, modern design, and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home features soaring ceilings, an open-concept layout, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite near a quiet cul-de-sac, this move-in-ready home offers all the benefits of new construction without the wait. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. The primary suite features a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy resort-style amenities including a community pool, pickleball courts, tennis courts, fitness center, clubhouse, playground, and a gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, Pier Park, and the beautiful white-sand beaches of the Emerald Coast, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!!
    44 days
    |
    206
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kaitlyn Fucci 850-814-6839,

    Salty Marlin Realty LLC

    Source: CPAR,MLS#: 791587MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Great Room, Kitchen, Primary Bedroom, Porch
      Primary bedroom
      • Level: First
      • Dimensions: 17 x 14.5
      Great room
      • Level: First
      • Dimensions: 19 x 19
      Kitchen
      • Level: First
      • Dimensions: 21 x 13
      Porch
      • Level: First
      • Dimensions: 24 x 9
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Gas Cooktop, Ice Maker
      Features
      • Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,839
      • Total interior livable area: 2,839 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Gated
      • Garage spaces: 3
      Features
      • Patio & porch: Deck, Patio
      • Exterior features: Covered Patio, Patio
      • Pool features: Community
      • Fencing: Full,Fenced
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 60.0 ft x 125.0 ft
      • Features: Cul-De-Sac, Paved
      Details
      • Parcel number: 32717250166
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Roof: Shake
      Condition
      • New construction: No
      • Year built: 2025

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Clubhouse, Fitness Center, Playground, Park, Pool, Tennis Court(s), Community Pool, Gated
      • Security: Gated Community, Security Gate, Smoke Detector(s)
      • Subdivision: Breakwater at Ward Creek
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $305/sqft
      • Annual tax amount: $1,354
      • Date on market: 6/19/2026
      • Cumulative days on market: 45 days
      • Electric utility on property: Yes

        Estimated market value

        $840,700

        $799,000 - $883,000

        $4,469/mo

        Price history

        DateEventPrice
        6/19/2026Listed for sale$865,000+5.7%$305/sqft
        Source: CPAR #791587 Report a problem
        11/25/2025Sold$818,209+0%$288/sqft
        Source: CPAR #781446 Report a problem
        11/9/2025Pending sale$818,000$288/sqft
        Source: CPAR #781446 Report a problem
        11/9/2025Listed for sale$818,000$288/sqft
        Source: CPAR #781446 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32413

        Getting around

        0 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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