98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest.
Come see it for yourself - your coastal dream home awaits!
For sale
Price cut: $30K (7/9)
$1,119,000
98 Cayman Cv, Destin, FL 32541
3beds
2,647sqft
Single Family Residence
Built in 2003
6,098 Square Feet Lot
$-- Zestimate®
$423/sqft
$-- HOA
What's special
Master suiteGorgeous open-concept floor planLarge corner lotCozy sitting nookLuxurious spa-inspired bathSoaring ceilingsDouble soaking tub
- 196 days |
- 191 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
John J Holahan 850-837-8880,
Better Homes and Gardens Real Estate Emerald Coast,
Cherie C Himes 850-357-4608,
Better Homes and Gardens Real Estate Emerald Coast
Source: ECAOR,MLS#: 994705
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 238 Square Feet
- Dimensions: 17 x 14
Bedroom
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13 x 12
Bedroom
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13 x 12
Primary bathroom
- Level: First
- Area: 195 Square Feet
- Dimensions: 15 x 13
Bathroom
- Level: Second
- Area: 54 Square Feet
- Dimensions: 9 x 6
Bathroom
- Level: Second
- Area: 48 Square Feet
- Dimensions: 8 x 6
Dining room
- Level: First
- Area: 195 Square Feet
- Dimensions: 15 x 13
Garage
- Level: First
- Area: 420 Square Feet
- Dimensions: 21 x 20
Great room
- Level: First
- Area: 399 Square Feet
- Dimensions: 21 x 19
Kitchen
- Level: First
- Area: 154 Square Feet
- Dimensions: 14 x 11
Laundry
- Level: First
- Area: 42 Square Feet
- Dimensions: 7 x 6
Other
- Level: First
- Area: 135 Square Feet
- Dimensions: 15 x 9
Media room
- Level: Second
- Area: 72 Square Feet
- Dimensions: 12 x 6
Sitting room
- Level: First
- Area: 63 Square Feet
- Dimensions: 9 x 7
Storage
- Level: First
- Area: 36 Square Feet
- Dimensions: 6 x 6
Heating
- Central, Heat High Efficiency, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bookcases, Crown Molding, Tray Ceiling(s), Recessed Lighting, Pantry, Shelving, Woodwork Painted
- Flooring: Tile, Carpet
- Windows: Double Pane Windows, Window Treatments, Bay Window(s)
- Has fireplace: Yes
- Fireplace features: Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,647
- Total interior livable area: 2,647 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Covered
- Exterior features: Sprinkler System
Lot
- Size: 6,098 Square Feet
- Dimensions: 61 x 108
- Features: Corner Lot, Level
Details
- Parcel number: 002S22040000001660
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Villa
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Foundation: Slab
- Roof: Slate
Condition
- Construction Complete
- New construction: No
- Year built: 2003
Utilities & green energy
- Water: Public
Green energy
- Energy efficient items: Doors
Community & HOA
Community
- Features: BBQ Pit/Grill, Community Room, Fitness Center, Gated, Pool, Tennis Court(s), Whirlpool, Short Term Rental - Allowed
- Security: Fire Alarm, Security System, Smoke Detector(s)
- Subdivision: DESTINY S/D
HOA
- Has HOA: Yes
- Services included: Legal, Management, Recreational Faclty
Location
- Region: Destin
Financial & listing details
- Price per square foot: $423/sqft
- Tax assessed value: $1,030,091
- Annual tax amount: $11,269
- Date on market: 2/6/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/9/2026 | Price change | $1,119,000-2.6%$423/sqft |
Source:  ECAOR #994705 Report a problem | ||
| 4/28/2026 | Price change | $1,149,000-2.2%$434/sqft |
Source: ECAOR #994705 Report a problem | ||
| 2/6/2026 | Listed for sale | $1,175,000+88.3%$444/sqft |
Source: ECAOR #994705 Report a problem | ||
| 11/15/2018 | Sold | $624,000-0.9%$236/sqft |
Source: ECAOR #808488 Report a problem | ||
| 10/11/2018 | Pending sale | $629,900$238/sqft |
Source: Better Homes and Gardens Real Estate Emerald Coast #808488 Report a problem | ||
| 10/3/2018 | Listed for sale | $629,900-1.6%$238/sqft |
Source: Better Homes And Gardens Real Estate Emerald Coast #808488 Report a problem | ||
| 8/3/2018 | Listing removed | $639,900$242/sqft |
Source: EXP Realty LLC #790025 Report a problem | ||
| 5/9/2018 | Price change | $639,900-1.9%$242/sqft |
Source: EXP Realty LLC #790025 Report a problem | ||
| 3/31/2018 | Price change | $652,500+0.4%$247/sqft |
Source: Exp Realty Llc #790025 Report a problem | ||
| 3/9/2018 | Listed for sale | $649,900$246/sqft |
Source: Exp Realty Llc #790025 Report a problem | ||
| 9/25/2017 | Listing removed | $649,900$246/sqft |
Source: RE/MAX Southern Realty #771702 Report a problem | ||
| 6/10/2017 | Price change | $649,900-3%$246/sqft |
Source: Re/Max Southern Realty #771702 Report a problem | ||
| 3/21/2017 | Listed for sale | $669,900+21.8%$253/sqft |
Source: RE/MAX Southern Realty #771702 Report a problem | ||
| 9/4/2011 | Listing removed | $549,900$208/sqft |
Source: TEAM TERRELL #536095 Report a problem | ||
| 5/31/2011 | Price change | $549,900-5%$208/sqft |
Source: TEAM TERRELL #536095 Report a problem | ||
| 4/20/2010 | Price change | $579,000-6.6%$219/sqft |
Source: TEAM TERRELL #536095 Report a problem | ||
| 8/8/2009 | Listed for sale | $619,900-20%$234/sqft |
Source: TEAM TERRELL #521455 Report a problem | ||
| 2/1/2009 | Listing removed | $775,000$293/sqft |
Source: Listhub #997332 Report a problem | ||
| 8/23/2008 | Listed for sale | $775,000+42.2%$293/sqft |
Source: Listhub #997332 Report a problem | ||
| 1/12/2004 | Sold | $545,000$206/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $11,739 -1.3% | $958,760 +10% |
| 2024 | $11,899 +10.7% | $871,600 -15.1% |
| 2023 | $10,747 +13.9% | $1,026,365 +20% |
| 2022 | $9,432 +16% | $854,992 +30.6% |
| 2021 | $8,132 +6.8% | $654,846 +7.6% |
| 2020 | $7,615 +1.3% | $608,636 +2.7% |
| 2019 | $7,521 +40.4% | $592,891 +30.4% |
| 2018 | $5,357 | $454,809 +2.1% |
| 2017 | $5,357 +0.5% | $445,454 +2.1% |
| 2016 | $5,333 +2.7% | $436,292 +0.7% |
| 2015 | $5,190 -1.3% | $433,259 +0.8% |
| 2014 | $5,259 | $429,820 +1.5% |
| 2013 | -- | $423,468 -1% |
| 2012 | -- | $427,744 -4.3% |
| 2011 | -- | $446,732 -5.9% |
| 2010 | -- | $474,776 -9.6% |
| 2009 | -- | $525,185 -15.8% |
| 2008 | -- | $623,503 -2.9% |
| 2007 | -- | $642,193 +2.5% |
| 2006 | -- | $626,530 +3% |
| 2005 | -- | $608,282 +41.7% |
| 2004 | -- | $429,210 +611.3% |
| 2003 | -- | $60,343 +2% |
| 2002 | -- | $59,160 +2% |
| 2001 | -- | $58,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.5 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 13.9 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 5.1 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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