Active

Price cut: $15K (8/1)

$699,900

1004 Cottonwood Rd, Charlottesville, VA 22901

4beds

2,200sqft

$4,318/mo

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Single Family Residence

Built in 1957

9,583 Square Feet Lot

$685,000 Zestimate^®

$318/sqft

$-- HOA

What's special

Storage shedBeautiful glass tile throughoutGleaming surfacesScreened-in back porch

In Charlottesville's Locust Grove neighborhood — minutes from public parks, the Rivanna River and its trail network, downtown, and the 250 Bypass, with quick access to UVA, Rt 29, and I-64 — this 4-bedroom home has been renovated down to the studs. Everything is brand new: plumbing, electrical, HVAC, drywall, windows, and roof, finished with gleaming surfaces and beautiful glass tile throughout. The main level offers two bedrooms and a full bath, while the walk-out lower level — with two more legal bedrooms, a second full bath, and its own private entrance — easily lives as a full apartment, in-law suite, or guest quarters, or simply flexible space for a home office and more. A screened-in back porch overlooks the 0.22-acre yard with a storage shed and potential room for an ADU. A sought-after in-town location with green space at every turn — and nothing left to do but move in.

53 days

1,123

63

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 1
Main level bedrooms: 1

Rooms

Room types: Additl. Living Suite, Bathroom, Bonus Room, Bedroom, Den, Dining Room, Eat-in Kitchen, Family Room, Full Bath, Foyer, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Recreation, Study, Sunroom

Primary bedroom

Level: First

Bedroom

Level: Basement

Primary bathroom

Level: First

Bathroom

Level: Basement

Other

Level: Basement

Family room

Level: Basement

Foyer

Level: First

Kitchen

Level: Basement

Kitchen

Level: First

Laundry

Level: Basement

Living room

Level: First

Sunroom

Level: First

Heating

Electric

Cooling

Central Air, Ductless

Appliances

Included: Built-In Oven, Dishwasher, Gas Cooktop, Disposal, Refrigerator
Laundry: Washer Hookup, Dryer Hookup

Features

Primary Downstairs, Second Kitchen, Walk-In Closet(s), Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Kitchen Island
Flooring: Ceramic Tile, Hardwood
Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Apartment
Has fireplace: Yes
Fireplace features: Gas, Gas Log

Interior area

Total structure area: 2,400
Total interior livable area: 2,200 sqft
Finished area above ground: 1,000
Finished area below ground: 1,200

Property

Features

Levels: One
Stories: 1
Patio & porch: Rear Porch, Porch, Screened
Exterior features: Porch
Has view: Yes
View description: Residential

Lot

Size: 9,583 Square Feet
Features: Landscaped
Topography: Rolling

Details

Parcel number: LOT 3 BK 5 ALBEMARLE HOMES
Zoning description: R-A Low-Density Residentail District

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Board & Batten Siding, Brick, HardiPlank Type, Stick Built
Foundation: Poured
Roof: Composition,Shingle

Condition

New construction: No
Year built: 1957

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Fiber Optic Available

Community & HOA

Community

Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Subdivision: LOCUST GROVE

HOA

Has HOA: No

Location

Region: Charlottesville

Financial & listing details

Price per square foot: $318/sqft
Tax assessed value: $466,500
Annual tax amount: $4,487
Date on market: 6/13/2026
Cumulative days on market: 50 days
Exclusions: N/A

Estimated market value

$685,000

$651,000 - $719,000

$3,135/mo

Price history

Date	Event	Price
8/1/2026	Price change	$699,900-2.1%$318/sqft
Source: CAAR #678423 Report a problem
7/24/2026	Price change	$714,900-1.4%$325/sqft
Source: CAAR #678423 Report a problem
6/17/2026	Listed for sale	$725,000+104.2%$330/sqft
Source: CAAR #678423 Report a problem
9/1/2025	Sold	$355,000$161/sqft
Source: CAAR #668764 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,644 +11.4%	$466,500 +11.6%
2024	$4,168 +5.2%	$418,000 +3.1%
2023	$3,963 +126%	$405,300 +10.9%
2022	$1,753 -40.1%	$365,300 +18.5%
2021	$2,929	$308,300 +4.3%
2020	--	$295,500 +1.9%
2019	$2,754 +5.3%	$289,900 +8.3%
2018	$2,616	$267,800 +1.9%
2017	--	$262,775 +8.9%
2016	$2,084	$241,200 +2.9%
2015	$2,084	$234,500
2014	$2,084	$234,500 +6.9%
2013	$2,084	$219,400
2012	$2,084 -9.8%	--
2011	$2,310	--
2010	--	--
2009	$2,373	--
2008	--	$247,300
2007	--	$247,300 +10%
2006	--	$224,800 +14%
2005	--	$197,200 +13.7%
2004	--	$173,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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