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For sale
  • Price cut: $30K (7/22)
    $400,000

    10103 SAINT FRANCIS TERRACE, PALMETTO, FL 34221

    3beds
    1,920sqft
    : 
    $3,115/mo
    Get pre-qualified
    Single Family Residence
    Built in 2014
    0.29 Acres Lot
    $-- Zestimate®
    $208/sqft
    $520/mo HOA

    What's special

    Two-car garageLarge screened lanaiGranite countertopsLaundry roomOversized cul-de-sac lotSoaking tubSpacious layout
    Set on an oversized cul-de-sac lot in the gated resort-style community of Esplanade at Artisan Lakes, this 3-bedroom, 2-bath home with a dedicated den features a NEW A/C with UV (2024), spacious layout, large screened lanai, and a backyard setting with room to enjoy Florida living. The entry opens into the main living area, where a tray ceiling, recessed lighting, and large sliding doors create a bright, open space that connects directly to the lanai. The kitchen features granite countertops, stainless steel appliances, dark wood cabinetry, a pantry, and a large breakfast bar with seating. Just beyond, the dining room offers a defined space for meals, gatherings, and entertaining. A dedicated den provides flexible space for a home office, reading room, hobby area, or additional lounge space. The primary bedroom is positioned privately with plantation shutters, a walk-in closet, and an en suite bathroom featuring dual vanities, a soaking tub, walk-in shower, and private water closet. Two secondary bedrooms and a full bathroom are located on the opposite side of the home, creating comfortable separation for guests or household members. The screened lanai extends the living space outdoors with a covered sitting area and peaceful views of the surrounding greenery. The oversized homesite offers more than a quarter acre with room to relax, garden, entertain, or explore future outdoor possibilities. Additional features include a laundry room, two-car garage, and NEW garage door spring system replaced in 2023. Esplanade at Artisan Lakes offers an impressive amenity-rich lifestyle with a resort-style pool, spa, fitness center, clubhouse, café, billiards and game room, tennis, pickleball, bocce, walking trails, event lawn, dog park, and a full calendar of activities. Association dues include cable, internet, and grounds maintenance, adding convenience to the resort-style setting. Located near I-75, residents enjoy convenient access to Sarasota, St. Petersburg, vibrant dining, shopping, entertainment, and the renowned Gulf Coast beaches.
    45 days
    |
    422
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Scott Nold 941-773-9599,

    TNG REAL ESTATE 941-773-9599,

    Kelli Ann Nold 941-400-6877,

    TNG REAL ESTATE

    Source: Stellar MLS,MLS#: A4697892MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den/Library/Office
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      Den
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Range, Refrigerator
      • Laundry: Inside
      Features
      • Ceiling Fan(s), L Dining, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Luxury Vinyl, Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,479
      • Total interior livable area: 1,920 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Lighting, Rain Gutters, Sidewalk
      Lot
      • Size: 0.29 Acres
      • Features: Cul-De-Sac
      Details
      • Parcel number: 610903859
      • Zoning: PDMU
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 2014

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Fitness Center, Pool, Sidewalks, Tennis Court(s)
      • Pet fee: $0 monthly
      • Subdivision: ARTISAN LAKES ESPLANADE PH I SP A-D
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
      • Services included: Cable TV, Community Pool, Internet, Maintenance Grounds, Recreational Facilities
      • HOA fee: $520 monthly
      • HOA name: Troon Management
      • HOA phone: 800-720-0028
      Location
      • Region: Palmetto

      Financial & listing details

      • Price per square foot: $208/sqft
      • Tax assessed value: $374,097
      • Annual tax amount: $3,419
      • Date on market: 6/25/2026
      • Cumulative days on market: 46 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/22/2026Price change$400,000-7%$208/sqft
        Source: Stellar MLS #A4697892 Report a problem
        6/25/2026Listed for sale$430,000+62.3%$224/sqft
        Source: Stellar MLS #A4697892 Report a problem
        9/18/2015Sold$265,000+17.6%$138/sqft
        Source: Stellar MLS #A4126543 Report a problem
        10/1/2014Sold$225,400$117/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,420 +5.1%$203,292 +2.9%
        2024$3,252 +1.5%$197,563 +3%
        2023$3,204 +4.3%$191,809 +3%
        2022$3,072 +0.4%$186,222 +3%
        2021$3,059 +0.9%$180,798 +1.4%
        2020$3,032 +1.4%$178,302 +2.3%
        2019$2,991 $174,293 +1.9%
        2018$2,991 +0.9%$171,043 +2.1%
        2017$2,966 $167,525 +2.1%
        2016-- $164,079 -21.9%
        2015-- $210,045
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34221

        Getting around

        12 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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