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Under contract-show
  • $647,000

    1012 Overlake Dr, Belmont, NC 28012

    3beds
    2,263sqft
    : 
    $3,979/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    0.29 Acres Lot
    $633,000 Zestimate®
    $286/sqft
    $104/mo HOA

    What's special

    Prefinished hardwood floorsMeticulously maintained yardAbundant natural lightNeutral finishesBuilt-in deskSpa-inspired bathRanch style home
    Perfectly positioned, ranch style home, **directly across the street from Daniel Stowe Conservancy** in the highly sought-after **McLean Overlake** community, this exceptional **Evans Coghill** semi-custom home offers the perfect blend of timeless design, modern efficiency, and elevated everyday living. Surrounded by a breathtaking **English-inspired secret garden**, the curated landscape showcases **more than 80 species of trees, shrubs, perennials, and flowering plants**, creating a private oasis with year-round color and beauty. This meticulously maintained yard was the recipient of the Keep Belmont Beautiful Yard of the Month in -September 2025. Inside, you'll find prefinished hardwood floors, abundant natural light, neutral finishes, and an open-concept floor plan designed for both effortless entertaining and comfortable daily living. The highly desirable **main-level primary suite** provides the ease of one-level living, while the thoughtfully designed main floor also features a spacious laundry room, drop zone, and walk-in pantry. At the heart of the home, the kitchen boasts an oversized island and flows seamlessly into the dining and living areas, creating an inviting space for gathering with family and friends. The primary suite offers a peaceful retreat with a spa-inspired bath and generous walk-in closet, and gorgeous private garden views. One of two secondary bedrooms offers exceptional versatility with custom California Closets cabinetry, built-in desk, and Murphy bed combo (conveys), allowing the space to function beautifully as a home office, guest room, or both—adapting effortlessly to your lifestyle. Step outside to the screened in porch overlooking peaceful garden views, the surrounding gardens create the perfect setting for morning coffee or relaxing evenings. Home is just steps away from community pool, playground, and hiking trails. Designed with sustainability in mind, the home is equipped with **solar panels (2021- seller owned) ( see remarks for remaining warranty & estimated utility savings), a Tesla backup battery system and 220V outlet ready for your EV**, offering energy efficiency and added peace of mind. Residents of McLean Overlake enjoy miles of scenic walking trails, access to the Carolina Thread Trail, and a strong sense of community, all just minutes from the charm of downtown Belmont restaurants, boutiques, and breweries. With **Daniel Stowe Conservancy, Trailhead Store & Farmhouse Garden Store just across the street**, this home offers a lifestyle where nature, convenience, and exceptional craftsmanship come together in one remarkable address.
    23 days
    |
    1,451
    |
    68
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Adrienne Burke aburke@bhhselite.com,

    Berkshire Hathaway HomeServices Elite Properties

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4400980MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 3
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Dining room
      • Features: Drop Zone, Open Floorplan, See Remarks
      • Level: Main
      Family room
      • Features: Ceiling Fan(s), Open Floorplan
      • Level: Main
      Kitchen
      • Features: Kitchen Island, Open Floorplan, Walk-In Pantry
      • Level: Main
      Laundry
      • Features: Built-in Features
      • Level: Main
      Heating
      • Forced Air, Natural Gas, Zoned
      Cooling
      • Ceiling Fan(s), Central Air, Zoned
      Appliances
      • Included: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level
      Features
      • Drop Zone, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
      • Flooring: Carpet, Hardwood, Tile
      • Has basement: No
      • Attic: Pull Down Stairs
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,263
      • Total interior livable area: 2,263 sqft
      • Finished area above ground: 2,263
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
      • Attached garage spaces: 2
      • Uncovered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio, Rear Porch, Screened
      • Pool features: Community
      • Fencing: Back Yard,Fenced
      • Body of water: Lake Wylie
      Lot
      • Size: 0.29 Acres
      • Dimensions: 57 x 168 x 97 x 159
      • Features: Wooded, Views, Other - See Remarks
      Details
      • Parcel number: 226665
      • Zoning: Resdential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2018
      Details
      • Builder model: McDowell
      • Builder name: Evans Coghill

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Cable Available, Electricity Connected
      Green energy
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: Lake Access, Playground, Pond, Sidewalks, Street Lights, Walking Trails
      • Security: Smoke Detector(s)
      • Subdivision: McLean Overlake
      HOA
      • Has HOA: Yes
      • HOA fee: $1,245 annually
      • HOA name: Property Matters
      • HOA phone: 704-803-9649
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $286/sqft
      • Tax assessed value: $482,600
      • Annual tax amount: $5,087
      • Date on market: 7/17/2026
      • Cumulative days on market: 23 days
      • Listing terms: Cash,Conventional
      • Exclusions: Corner cabinet in dining room, headboard in guest bedroom, bench in garden, EV Car Charger
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $633,000

        $601,000 - $665,000

        $2,567/mo

        Price history

        DateEventPrice
        8/4/2026Contingent$647,000$286/sqft
        Source: BHHS broker feed #4400980 Report a problem
        7/17/2026Listed for sale$647,000+85.8%$286/sqft
        Source: Canopy MLS as distributed by MLS GRID #4400980 Report a problem
        10/31/2018Sold$348,235$154/sqft
        Source: Canopy MLS as distributed by MLS GRID #3405124 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,087 +0.3%$482,600 +0.1%
        2024$5,069 -1%$482,270 +0.3%
        2023$5,122 +10.4%$480,950 +35.3%
        2022$4,638 -3%$355,440
        2021$4,781 $355,440
        2020$4,781 -0.7%$355,440
        2019$4,816 +624.5%$355,440 +640.5%
        2018$665 $48,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28012

        Getting around

        3 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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