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Pending
    • Price cut: $15K (7/16)
    $499,900

    1020 Cardinal Dr, Polk City, IA 50226

    3beds
    1,602sqft
    : 
    $3,529/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    10,846 Square Feet Lot
    $-- Zestimate®
    $312/sqft
    $-- HOA

    What's special

    Peaceful backyard settingLarge walk-in pantrySpacious primary suiteBacking to mature trees
    Backing to mature trees and the Neal Smith Trail, this Oakstone-built ranch offers a rare combination of privacy, recreation, and room to grow. Built in 2018, the home features over 1,600 square feet on the main level with 3 bedrooms, 2 bathrooms, and a thoughtfully designed layout that balances everyday functionality with comfortable living. The kitchen includes a large walk-in pantry and opens to the main living and dining areas, while the spacious primary suite offers a tiled shower and generous closet space. One of the standout features is the nearly 1,100-square-foot heated 4-car garage with a service door, providing exceptional space for vehicles, storage, hobbies, or a workshop. Downstairs, the unfinished basement is a blank canvas ready for future bedrooms, living space, or entertainment areas - an opportunity for the next owner to finish the space to their needs while building equity. With a peaceful backyard setting and direct access to one of Central Iowa's premier trail systems, this home offers a lifestyle that's difficult to replicate. All information obtained from seller and public records
    10 days
    |
    109
    |
    3
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Mike Slavin (515)491-4319,

    RE/MAX Precision,

    Jay Elsberry 712-541-8267,

    RE/MAX Precision

    Source: DMMLS,MLS#: 742776MLS LogoOriginating MLS: Des Moines Area Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • Main level bedrooms: 3
      Heating
      • Forced Air, Gas, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Refrigerator, Stove, Washer
      • Laundry: Main Level
      Features
      • Dining Area
      • Flooring: Carpet, Tile
      • Basement: Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Gas, Vented
      Interior area
      • Total structure area: 1,602
      • Total interior livable area: 1,602 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Garage, Three Car Garage
      • Attached garage spaces: 3
      Features
      • Stories: 1
      • Patio & porch: Covered, Open, Patio
      • Exterior features: Sprinkler/Irrigation, Patio
      Lot
      • Size: 10,846 Square Feet
      • Features: Rectangular Lot
      Details
      • Parcel number: 26100305146005
      • Zoning: R-1A

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stone
      • Foundation: Poured
      • Roof: Asphalt,Shingle
      Condition
      • Year built: 2018
      Details
      • Builder name: Oakstone Homes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      HOA
      • Has HOA: No
      Location
      • Region: Polk City

      Financial & listing details

      • Price per square foot: $312/sqft
      • Tax assessed value: $490,800
      • Annual tax amount: $8,735
      • Date on market: 6/10/2026
      • Cumulative days on market: 50 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/20/2026Pending sale$499,900$312/sqft
        Source: DMMLS #742776 Report a problem
        7/16/2026Price change$499,900-2.9%$312/sqft
        Source: DMMLS #742776 Report a problem
        6/23/2026Price change$514,900-2.8%$321/sqft
        Source: DMMLS #742776 Report a problem
        6/10/2026Listed for sale$529,900+47.2%$331/sqft
        Source: DMMLS #742776 Report a problem
        9/24/2018Listing removed$360,000-6%$225/sqft
        Source: RE/MAX Precision #554251 Report a problem
        7/6/2018Sold$383,016+303.2%$239/sqft
        Source: DMMLS #554251 Report a problem
        3/12/2018Sold$95,000-73.6%$59/sqft
        Source: Public Record Report a problem
        3/5/2018Pending sale$360,000$225/sqft
        Source: RE/MAX Precision #554251 Report a problem
        3/5/2018Listed for sale$360,000$225/sqft
        Source: RE/MAX Precision #554251 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,330 +2.3%$490,800 +9.2%
        2024$8,146 +0%$449,600
        2023$8,144 +1.3%$449,600 +18.5%
        2022$8,038 -1.1%$379,300
        2021$8,126 +1.9%$379,300 +2%
        2020$7,976 +66366.7%$372,000
        2019$12 $372,000 +75818.4%
        2018$12 $490
        2017$12 $490
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 50226

        Getting around

        5 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: North Polk

        Source: DMMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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