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For sale by owner
  • $515,000

    1038 Belmont Park, Union, KY 41091

    3beds
    3baths
    2,200sqft
    : 
    $3,872/mo
    Get pre-qualified
    Condo
    Built in 2000
    -- sqft lot
    $-- Zestimate®
    $234/sqft
    $465/mo HOA

    What's special

    Motorized blindsNew windowsUpdated fixturesEpoxy-coated garage floorGourmet kitchenCustom cherry cabinetryFood warmer
    Luxury Golf Course & Lake View Condo – Loaded with High-End Upgrades Rare opportunity to own one of Belmont Park’s most beautifully updated ranch condos! This move-in-ready home overlooks both the lake and the golf course, offering peaceful views and an exceptional lifestyle. From the moment you enter, you’ll notice the quality throughout. The main level features hardwood floors, custom cherry cabinetry, granite countertops, crown molding, wainscoting, custom built-ins, and abundant natural light from the oversized sliding glass door. The gourmet kitchen is equipped with premium Bosch appliances, a wall oven, food warmer, under-cabinet lighting, and generous cabinet and counter space—perfect for everyday living or entertaining. Step outside to the screened Trex deck and enjoy morning coffee or evening sunsets while overlooking the lake and golf course. The primary suite features a beautifully remodeled bath with an Onyx shower and updated fixtures. Additional bathrooms have also been tastefully renovated. The finished lower level provides an inviting family room with custom built-in cabinetry plus flexible space for guests, hobbies, or a home office. Recent and premium features include: * New windows * Oversized sliding glass door * Hardwood flooring * Granite countertops throughout * Bosch appliances * Custom cherry cabinets * Wall oven and food warmer * Under-cabinet lighting * Onyx showers * New lighting and plumbing fixtures * Epoxy-coated garage floor * Screened Trex deck * Motorized blinds * Whole-home sound system * Ring security cameras and security system Homes with this level of quality, updates, and views rarely become available. If you’re looking for luxury, low-maintenance living in Belmont Park, this home is a must-see.
    What the owner loves about this home
    Spacious, comfy, cozy home, friendly neighbors, view of lake with fountain so peaceful
    4 days
    |
    240
    |
    1
    |
    Listed by:

    Property Owner (859) 240-6909

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator
      Features
      • Flooring: Tile, Carpet, Hardwood
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,200 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached, Off-street
      Features
      • Exterior features: Stone, Vinyl, Brick
      • Has spa: Yes
      • Has view: Yes
      • View description: Park, Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 3,049 Square Feet
      Details
      • Parcel number: 064110700801

      Construction

      Type & style
      • Home type: Condo
      Materials
      • Wood
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 2000

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $465 monthly
      Location
      • Region: Union

      Financial & listing details

      • Price per square foot: $234/sqft
      • Tax assessed value: $365,000
      • Annual tax amount: $3,575
      • Date on market: 8/1/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,429/mo

        Price history

        DateEventPrice
        8/1/2026Listed for sale$515,000$234/sqft
        Source: Owner Report a problem
        8/1/2026Listing removed$515,000$234/sqft
        Source: Huff Realty #643934 Report a problem
        7/19/2026Price change$515,000-1.9%$234/sqft
        Source: NKMLS #643934 Report a problem
        6/23/2026Price change$525,000-1.9%$239/sqft
        Source: NKMLS #643934 Report a problem
        5/5/2026Price change$535,000-2.7%$243/sqft
        Source: NKMLS #642251 Report a problem
        4/30/2026Listed for sale$549,900+50.7%$250/sqft
        Source: NKMLS #642065 Report a problem
        2/23/2022Sold$365,000+20.5%$166/sqft
        Source: Public Record Report a problem
        5/9/2016Sold$303,000-2.3%$138/sqft
        Source: Public Record Report a problem
        2/12/2016Price change$310,000-6.1%$141/sqft
        Source: RE/MAX Affiliates #448689 Report a problem
        12/18/2015Price change$330,000-2.9%$150/sqft
        Source: RE/MAX Affiliates #448689 Report a problem
        10/9/2015Listed for sale$340,000+6.6%$155/sqft
        Source: RE/MAX Affiliates #448689 Report a problem
        1/4/2001Sold$319,000$145/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,575 -3.4%$365,000
        2023$3,701 -9.7%$365,000
        2022$4,098 +28.8%$365,000 +12.9%
        2021$3,183 +2.9%$323,400 +6.7%
        2020$3,094 $303,000
        2019$3,094 -0.3%$303,000
        2018$3,103 +2.5%$303,000
        2017$3,028 $303,000 +6.3%
        2015$3,028 -3.9%$285,000
        2013$3,152 $285,000
        2012-- $285,000
        2011-- $285,000 -9.5%
        2010-- $315,000
        2009-- $315,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 41091

        Getting around

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