For sale

Price cut: $10.1K (7/6)

$439,900

1218 Napa Ridge Ct, Union, KY 41091

4beds

2,583sqft

$2,883/mo

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Single Family Residence, Residential

Built in 1997

9,583 Square Feet Lot

$-- Zestimate^®

$170/sqft

$33/mo HOA

What's special

Four-bedroom three-bathroom house

This four-bedroom, three-bathroom house offers approximately 2,800 square feet of living space. The property is situated on a cul-de-sac street in the desirable Plantation Pointe neighborhood. The home features a fenced yard, providing a private and secure outdoor space. The finished lower level adds versatile living space, a walk out and a full bath, offering opportunities for a variety of uses. The community offers walking trails and playgrounds, allowing for leisure and recreation. Residents can also enjoy the sought-after pool amenity. The property is conveniently located in the heart of Union, with easy access to restaurants, shopping, and the exciting new Union Promenade development. The Ryle School is also nearby, making this an ideal location for families.

60 days

908

54

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Primary bedroom

Features: See Remarks
Level: Second
Area: 255
Dimensions: 17 x 15

Bedroom 2

Features: See Remarks
Level: Second
Area: 154
Dimensions: 14 x 11

Bedroom 3

Features: See Remarks
Level: Second
Area: 156
Dimensions: 13 x 12

Bedroom 4

Features: See Remarks
Level: Second
Area: 120
Dimensions: 12 x 10

Dining room

Features: See Remarks
Level: First
Area: 108
Dimensions: 12 x 9

Entry

Features: See Remarks
Level: First
Area: 24
Dimensions: 6 x 4

Family room

Features: See Remarks
Level: First
Area: 255
Dimensions: 17 x 15

Game room

Features: See Remarks
Level: Lower
Area: 432
Dimensions: 24 x 18

Kitchen

Features: See Remarks
Level: First
Area: 144
Dimensions: 12 x 12

Laundry

Features: See Remarks
Level: First
Area: 56
Dimensions: 8 x 7

Living room

Features: See Remarks
Level: First
Area: 120
Dimensions: 12 x 10

Primary bath

Features: See Remarks
Level: Second
Area: 105
Dimensions: 15 x 7

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
Laundry: Electric Dryer Hookup, Laundry Room, Main Level

Features

Kitchen Island, Walk-In Closet(s), Storage, Soaking Tub, Entrance Foyer, Double Vanity, Bookcases, Built-in Features, Ceiling Fan(s), High Ceilings, Wired for Data
Doors: Multi Panel Doors
Windows: Slider Window(s)
Basement: Full
Number of fireplaces: 1
Fireplace features: Brick, Gas

Interior area

Total structure area: 2,583
Total interior livable area: 2,583 sqft

Property

Parking

Total spaces: 2
Parking features: Driveway, Garage, Garage Door Opener, Garage Faces Front
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Deck
Fencing: Full,Wood
Has view: Yes
View description: Neighborhood

Lot

Size: 9,583 Square Feet
Dimensions: .22
Features: Cul-De-Sac, Level

Details

Additional structures: Storage
Additional parcels included: Lancashire
Parcel number: 063.0016041.00
Zoning description: Residential
Other equipment: Sump Pump

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence, Residential

Materials

Brick, Vinyl Siding
Foundation: Poured Concrete
Roof: See Remarks,Shingle

Condition

Existing Structure
New construction: No
Year built: 1997

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Natural Gas Available

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Plantation Pointe

HOA

Has HOA: Yes
Amenities included: Playground, Pool, Clubhouse, Fitness Center
Services included: Association Fees, Maintenance Grounds
HOA fee: $394 annually

Location

Region: Union

Financial & listing details

Price per square foot: $170/sqft
Tax assessed value: $250,900
Annual tax amount: $2,831
Date on market: 6/11/2026
Cumulative days on market: 61 days
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/6/2026	Price change	$439,900-2.2%$170/sqft
Source: NKMLS #643565 Report a problem
6/11/2026	Listed for sale	$450,000+87.5%$174/sqft
Source: NKMLS #643565 Report a problem
3/6/2017	Sold	$240,000-2%$93/sqft
Source: Public Record Report a problem
1/18/2017	Pending sale	$245,000$95/sqft
Source: Florence #500528 Report a problem
1/10/2017	Listed for sale	$245,000+38.4%$95/sqft
Source: Florence #500528 Report a problem
10/1/1997	Sold	$177,060$69/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$2,831 -3.4%	$250,900
2023	$2,930 +4%	$250,900
2022	$2,817 -0.2%	$250,900
2021	$2,823 -4.2%	$250,900
2020	$2,947	$250,900 +4.5%
2019	$2,947 +4.8%	$240,000
2018	$2,813 +16.5%	$240,000 +13.4%
2017	$2,415	$211,670
2015	$2,415 -5.1%	$211,670 -8%
2013	$2,544	$230,000
2012	--	$230,000
2011	--	$230,000
2010	--	$230,000
2009	--	$230,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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