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Pending
  • Price cut: $10K (6/30)
    $589,000

    10446 Shady Ln, East Gull Lake, MN 56401

    5beds
    2,046sqft
    : 
    $3,584/mo
    Get pre-qualified
    Single Family
    Built in 1996
    0.35 Acres Lot
    $583,200 Zestimate®
    $288/sqft
    $-- HOA

    What's special

    Modern updatesRemodeled ruth lake homeFive bedroomsTurn-key ruth lake home
    There is something incredibly special about a lake that feels like your own. You'll experience this on Ruth Lake in East Gull Lake. Sitting on .35 acres with 65 ft of lake frontage, this remodeled Ruth Lake home checks every box, natural beauty, modern updates, and unbeatable convenience. Inside you'll find 2046 finished sq ft., and an updated kitchen with fresh cabinetry and back splash. Five bedrooms and 2 bathrooms give everyone room to spread out. The 24x28 two-stall detached garage handles the vehicles, lake toys, and all the gear that comes with it. No public access means no crowded boat traffic, just peaceful water. You may come to expect to see a resident loon pair that returns every year. Ruth Lake has a genuine close-knit feel. Bonus: East Gull Lake sprays for bugs, so you can actually sit outside and enjoy summer evenings without retreating inside. This home feels like it's nestled in a Northwoods escape, but you're just minutes from great dining, golf, and all the Brainerd Lakes Area has to offer, with a quick drive into Brainerd/Baxter for everyday errands. Whether you're looking for a year-round residence or a peaceful lakeside getaway, this turn-key Ruth Lake home offers what you're looking for. Come see the sunrise for yourself!
    43 days
    |
    3,310
    |
    165
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jodi Carley 218-820-7023,

    Ashworth Real Estate

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7092715MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Upper
      • Area: 101.92 Square Feet
      • Dimensions: 9.1x11.2
      Bedroom 2
      • Level: Upper
      • Area: 182.25 Square Feet
      • Dimensions: 13.5x13.5
      Bedroom 3
      • Level: Lower
      • Area: 131.04 Square Feet
      • Dimensions: 10.4x12.6
      Bedroom 4
      • Level: Lower
      • Area: 157.44 Square Feet
      • Dimensions: 12.3x12.8
      Bedroom 5
      • Level: Lower
      • Area: 195.57 Square Feet
      • Dimensions: 12.3x15.9
      Bathroom
      • Level: Upper
      • Area: 45.75 Square Feet
      • Dimensions: 6.10x7.5
      Bathroom
      • Level: Lower
      • Area: 30.74 Square Feet
      • Dimensions: 5.3x5.8
      Dining room
      • Level: Upper
      • Area: 218.79 Square Feet
      • Dimensions: 18.7x11.7
      Kitchen
      • Level: Upper
      • Area: 193.28 Square Feet
      • Dimensions: 15.10x12.8
      Living room
      • Level: Upper
      • Area: 279.66 Square Feet
      • Dimensions: 23.7x11.8
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
      • Laundry: Gas Dryer Hookup, Lower Level, Washer Hookup
      Features
      • Basement: Block,Finished
      • Has fireplace: No
      Interior area
      • Total structure area: 2,250
      • Total interior livable area: 2,046 sqft
      • Finished area above ground: 1,224
      • Finished area below ground: 822
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage, Asphalt, Garage Door Opener
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (24x28)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Multi/Split
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Lake, Panoramic
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Dock, Lake Front, Waterfront Elevation(0-4), Lake Bottom(Hard, Sand)
      • Frontage length: Water Frontage: 65
      Lot
      • Size: 0.35 Acres
      • Dimensions: 60 x 243 x 66 x 241
      • Features: Accessible Shoreline, Tree Coverage - Light
      Details
      • Additional structures: Storage Shed
      • Foundation area: 936
      • Parcel number: 870162115
      • Zoning description: Shoreline,Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Block, Frame
      • Roof: Age Over 8 Years,Asphalt
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Electric: Power Company: Minnesota Power
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: Drilled, Well

      Community & HOA

      HOA
      • Has HOA: No
      • Services included: Other
      • HOA name: Ruth Lake Association
      • HOA phone: 218-851-5077
      Location
      • Region: East Gull Lake

      Financial & listing details

      • Price per square foot: $288/sqft
      • Tax assessed value: $491,800
      • Annual tax amount: $3,020
      • Date on market: 6/15/2026
      • Cumulative days on market: 43 days

        Estimated market value

        $583,200

        $554,000 - $612,000

        $2,370/mo

        Price history

        DateEventPrice
        7/19/2026Pending sale$589,000$288/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7092715 Report a problem
        6/30/2026Price change$589,000-1.7%$288/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7092715 Report a problem
        6/15/2026Listed for sale$599,000+160.4%$293/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7092715 Report a problem
        6/19/2013Sold$230,000$112/sqft
        Source: NorthstarMLS as distributed by MLS GRID #4145564 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,002 +5%$491,800 -0.6%
        2024$2,860 +40.3%$494,600
        2023$2,038 +3.7%$494,600 +46.2%
        2022$1,966 -1.3%$338,200 +32.1%
        2021$1,992 -3.2%$256,100 +3.6%
        2020$2,058 +3.7%$247,200 +6.8%
        2019$1,984 +15.8%$231,500 +9.8%
        2018$1,714 -2.8%$210,900
        2017$1,764 $210,900
        2016$1,764 --
        2015$1,764 +9.3%--
        2014$1,614 -16.5%--
        2013$1,933 --
        2012-- --
        2009$1,720 +2.9%$234,300
        2008$1,672 $234,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 56401

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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