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For sale
  • Price cut: $100K (7/9)
    $899,900

    105 Indian Bayou Dr, Destin, FL 32541

    3beds
    3,682sqft
    : 
    $5,686/mo
    Get pre-qualified
    Single Family Residence
    Built in 1980
    0.39 Acres Lot
    $847,600 Zestimate®
    $244/sqft
    $-- HOA

    What's special

    Heated poolSoaring vaulted ceilingsRich bamboo flooringStatement chandelierHurricane-rated windows and doorsSpacious paver entertaining areas
    Step into a home where every detail has been thoughtfully curated to impress & inspire. This fully renovated designer residence welcomes you with a breathtaking foyer featuring a mosaic compass inlay set in marble flooring, soaring vaulted ceilings & a statement chandelier that immediately sets an elegant tone. The expansive main living area is both grand & inviting, showcasing rich bamboo flooring, dramatic vaulted ceilings with cypress beams & a striking marble fireplace framed by custom travertine display niches. Natural light pours in through walls of windows, offering beautiful views of the manicured grounds & circular drive. Designed for both intimate dinners & memorable gatherings, the formal dining room glows beneath 2 dazzling crystal chandeliers & overlooks your private backyard oasis - complete with lush landscaping, a heated pool & spacious paver entertaining areas. At the heart of the home, the chef's kitchen is as functional as it is stunning, featuring custom cabinetry, granite countertops, Spanish tile flooring & premium appliances including a 5-burner gas cooktop & four-door refrigerator. It opens seamlessly to a dramatic great room with a granite-clad fireplace & a sunlit breakfast area that captures serene pool & garden views. The primary suite is a true retreat, offering travertine flooring, dual ceiling fans, a generous walk-in closet & French doors leading directly to the pool. A private adjoining office with custom mahogany built-ins provides the perfect work-from-home space. The spa-inspired primary bath elevates daily living with marble finishes, dual vanities, a luxurious walk-in shower with multiple massage heads & ample closet space. Two beautifully appointed guest suites each feature their own en-suite baths with marble & designer glass finishes, with one enhanced by a sparkling crystal chandelier for an added touch of elegance. Step outside to your own private sanctuary, where mature tropical landscaping, ambient lighting & a built-in stainless steel grill create the ideal setting for relaxation or entertaining under the stars. Additional highlights include hurricane-rated windows & doors, a spacious laundry room with abundant storage & an oversized two-car garage. Located just steps from the Bay in the sought-after Indian Bayou community--featuring sidewalks, low HOA fees & access to a semi-private Golf & Country club--this exceptional home offers a rare blend of luxury, comfort & effortless Florida living. All information deemed to be correct, but buyers agent to verify all data & information important.
    284 days
    |
    816
    |
    50
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    William A Flynn 850-428-2424,

    Berkshire Hathaway Home Services PenFed Realty,

    Catherine H Hicks 850-586-5301,

    Berkshire Hathaway Home Services PenFed Realty

    Source: ECAOR,MLS#: 987866MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: First
      • Area: 300 Square Feet
      • Dimensions: 20 x 15
      Bedroom
      • Level: First
      • Area: 217.5 Square Feet
      • Dimensions: 15 x 14.5
      Bedroom
      • Level: First
      • Area: 149.5 Square Feet
      • Dimensions: 13 x 11.5
      Primary bathroom
      • Level: First
      • Area: 181.25 Square Feet
      • Dimensions: 14.5 x 12.5
      Bathroom
      • Level: First
      • Area: 56 Square Feet
      • Dimensions: 8 x 7
      Bathroom
      • Level: First
      • Area: 50 Square Feet
      • Dimensions: 10 x 5
      Bathroom
      • Level: First
      • Area: 88 Square Feet
      • Dimensions: 11 x 8
      Dining room
      • Level: First
      • Area: 279 Square Feet
      • Dimensions: 18 x 15.5
      Garage
      • Level: First
      • Area: 517.5 Square Feet
      • Dimensions: 23 x 22.5
      Great room
      • Level: First
      • Area: 245 Square Feet
      • Dimensions: 17.5 x 14
      Kitchen
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Laundry
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 10 x 8
      Living room
      • Level: First
      • Area: 255 Square Feet
      • Dimensions: 17 x 15
      Office
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Sun room
      • Level: First
      • Area: 137.5 Square Feet
      • Dimensions: 12.5 x 11
      Heating
      • Natural Gas
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Double Oven, Range Hood, Refrigerator, Washer, Electric Water Heater, Gas Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Bookcases, Crown Molding, Vaulted Ceiling(s), Recessed Lighting, Track Lighting
      • Flooring: Hardwood, Marble, Tile
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Gas, Fireplace 2+
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,682
      • Total interior livable area: 3,682 sqft

      Property

      Parking
      • Total spaces: 7
      • Parking features: Garage Door Opener, Guest
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Outdoor Grill, Private Yard, Lawn Pump, Sprinkler System, Rain Gutters
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Gunite
      • Fencing: Privacy
      Lot
      • Size: 0.39 Acres
      • Dimensions: 142 x 120 x 142 x 120
      • Features: Covenants, Sidewalk, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S221280000G0300
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Shingle
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Golf
      • Subdivision: INDIAN BAYOU
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $244/sqft
      • Tax assessed value: $846,457
      • Annual tax amount: $4,426
      • Date on market: 10/19/2025
      • Road surface type: Paved

        Estimated market value

        $847,600

        $805,000 - $890,000

        $5,544/mo

        Price history

        DateEventPrice
        7/9/2026Price change$899,900-10%$244/sqft
        Source: ECAOR #987866 Report a problem
        4/7/2026Price change$999,900-2%$272/sqft
        Source: ECAOR #987866 Report a problem
        3/13/2026Price change$1,019,900-1.8%$277/sqft
        Source: ECAOR #987866 Report a problem
        2/12/2026Price change$1,039,000-5.5%$282/sqft
        Source: ECAOR #987866 Report a problem
        10/19/2025Listed for sale$1,099,000+70.4%$298/sqft
        Source: ECAOR #987866 Report a problem
        6/10/2011Listing removed$645,000$175/sqft
        Source: Prudential Coastal Properties #536807 Report a problem
        12/18/2010Listed for sale$645,000+18.1%$175/sqft
        Source: Prudential Coastal Properties #536807 Report a problem
        12/10/2010Sold$546,000-9%$148/sqft
        Source: Public Record Report a problem
        10/31/2010Price change$599,999-4%$163/sqft
        Source: Prudential Real Estate #536807 Report a problem
        8/7/2010Price change$625,000-3.1%$170/sqft
        Source: Prudential Real Estate #536807 Report a problem
        5/1/2010Listed for sale$645,000+87%$175/sqft
        Source: Prudential Real Estate #536807 Report a problem
        10/29/2009Listing removed$345,000+6.2%$94/sqft
        Source: RE/MAX Coastal Properties #506520 Report a problem
        7/7/2009Sold$325,000-5.8%$88/sqft
        Source: Public Record Report a problem
        2/5/2009Listed for sale$345,000$94/sqft
        Source: Homes & Land #506520 Report a problem
        12/14/2008Listing removed$345,000$94/sqft
        Source: eWebEngine #506520 Report a problem
        12/7/2008Listed for sale$345,000-58.9%$94/sqft
        Source: eWebEngine #506520 Report a problem
        8/11/2005Sold$839,000+49.2%$228/sqft
        Source: Public Record Report a problem
        5/25/2004Sold$562,500$153/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,611 +3.1%$428,375 +2.9%
        2024$4,474 +2.4%$416,302 +3%
        2023$4,368 +2.4%$404,177 +3%
        2022$4,266 +0.2%$392,405 +3%
        2021$4,259 +0.8%$380,976 +1.4%
        2020$4,226 +1.1%$375,716 +2.3%
        2019$4,180 +0.8%$367,269 +1.9%
        2018$4,145 $360,421 +2.1%
        2017$4,145 +0.5%$353,008 +2.1%
        2016$4,125 +2.8%$345,747 +0.7%
        2015$4,014 -1.3%$343,344 +0.8%
        2014$4,068 $340,619 +1.5%
        2013-- $335,585 +1.7%
        2012-- $329,975 -2.1%
        2011-- $336,947 +13.5%
        2010-- $296,863 +11.3%
        2009-- $266,626 -12.6%
        2008-- $305,123 -19.4%
        2007-- $378,568 -10.7%
        2006-- $423,993 +50.1%
        2005-- $282,494 +50.8%
        2004-- $187,320 +4%
        2003-- $180,089 +2.4%
        2002-- $175,868 +1.6%
        2001-- $173,098
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32541

        Getting around

        1 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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