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Under contract
  • Price cut: $100K (5/21)
    $1,390,000

    10615 NE 104TH CIRCLE, OXFORD, FL 34484

    3beds
    3,308sqft
    : 
    $8,426/mo
    Get pre-qualified
    Single Family Residence
    Built in 2012
    6.27 Acres Lot
    $-- Zestimate®
    $420/sqft
    $100/mo HOA

    What's special

    Screen-enclosed poolBreakfast barFully built-out walk-in pantryMeticulous wood-trim details throughoutCharming gazebo for shadeFormal dining areaThoughtfully designed kitchen
    Under contract-accepting backup offers. Stunning Sumter Crossing Estate! Welcome to this absolutely incredible custom-built estate in the gated community of Sumter Crossing, located in Oxford, Florida. Privately situated on 6.27 fully fenced acres, this true craftsman-style home showcases solid wood details and expert millwork throughout—offering timeless charm paired with high-end functionality. Designed for comfort, security, and versatility, the home includes an attached three-bay garage with an 11-foot high center door and a Back Yard Buddy 4-post car lift with a 7,000 lb. capacity for serious car enthusiasts or collectors. In addition, a pristine detached RV garage offers two bays, including one with a 14’x16’ overhead door—ideal for RVs, boats, or workshop use. All garage spaces are climate-controlled with mini-split A/C systems, and the RV garage includes its own full bath for added convenience. Built to exceptional standards, this home features hurricane-rated, shatter-resistant windows, solid core and fire-rated interior doors, spray foam insulation, a generator for peace of mind during storms. Inside, you'll find stunning ceilings with wood accents, crown molding, tall baseboards, and meticulous wood-trim details throughout. The thoughtfully designed kitchen is the heart of the home, boasting GE Monogram appliances, an induction cooktop, farmhouse sink, expansive countertops, a center island with vegetable sink, a breakfast bar, custom cabinetry with built-in cookbook shelving, and a fully built-out walk-in pantry. It opens beautifully into the grand living room, where custom built-ins and elegant wood ceilings create a warm and inviting atmosphere. A formal dining area and a spacious Florida room—surrounded by windows and filled with natural light—complete the main living space and provide the perfect place for gatherings. The luxurious primary suite is a private retreat with two custom walk-in closets featuring built-in shelving, drawers, and a secure safe. The en-suite bath includes dual sinks, a separate makeup vanity, a large walk-in shower, a water closet, and built-in shelving. In addition, the master closet was designed as a tornado-safe room, built to withstand high winds for added safety. Outside, enjoy the screen-enclosed pool and spacious lanai, complete with a summer kitchen sink—perfect for entertaining. The circular driveway provides ample guest parking, and the fenced backyard includes a separate fenced area for pets or play, with a charming gazebo for shade. Additional features include a spacious laundry room with ample storage, a whole-home audio closet for media and tech systems, dimmer switches on all lighting, a top-tier security system, engineered hardwood flooring, and board and batten siding with stone accents that complete the estate's craftsman curb appeal. This is more than a home—it's a private, well-crafted retreat where quality and comfort shine through every detail.
    117 days
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    80
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    1
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lena Williams 352-435-4663,

    MORRIS REALTY AND INVESTMENTS 352-435-4663

    Source: Stellar MLS,MLS#: G5110792MLS LogoOriginating MLS: Lake and Sumter

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 18x16
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 13x16
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Primary bathroom
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Balcony porch lanai
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 12x20
      Dining room
      • Level: First
      • Area: 272 Square Feet
      • Dimensions: 16x17
      Florida room
      • Level: First
      • Area: 320 Square Feet
      • Dimensions: 16x20
      Kitchen
      • Level: First
      • Area: 464 Square Feet
      • Dimensions: 16x29
      Living room
      • Level: First
      • Area: 352 Square Feet
      • Dimensions: 22x16
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Refrigerator, Tankless Water Heater
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Engineered Hardwood
      • Has fireplace: No
      Interior area
      • Total structure area: 7,115
      • Total interior livable area: 3,308 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Bath In Garage, Circular Driveway, Garage Door Opener, Oversized, RV Garage
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Screened
      • Exterior features: Dog Run
      • Has private pool: Yes
      • Pool features: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
      Lot
      • Size: 6.27 Acres
      • Features: Level, Zoned for Horses
      Details
      • Additional structures: RV/Boat Storage, Workshop
      • Parcel number: C24B008
      • Zoning: 0104R
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Custom
      • Property subtype: Single Family Residence
      Materials
      • Stone, Wood Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2012

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: SUMTER XING
      HOA
      • Has HOA: Yes
      • HOA fee: $100 monthly
      • HOA name: Mike Rummer
      • HOA phone: 352-978-5333
      Location
      • Region: Oxford

      Financial & listing details

      • Price per square foot: $420/sqft
      • Tax assessed value: $702,470
      • Annual tax amount: $4,903
      • Date on market: 4/10/2026
      • Cumulative days on market: 94 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/8/2026Contingent$1,390,000$420/sqft
        Source: Stellar MLS #G5110792 Report a problem
        6/15/2026Pending sale$1,390,000$420/sqft
        Source: Stellar MLS #G5110792 Report a problem
        5/21/2026Price change$1,390,000-6.7%$420/sqft
        Source: Stellar MLS #G5110792 Report a problem
        4/10/2026Listed for sale$1,490,000-6.3%$450/sqft
        Source: Stellar MLS #G5110792 Report a problem
        11/24/2025Listing removed$1,590,000$481/sqft
        Source: Stellar MLS #G5099967 Report a problem
        9/22/2025Price change$1,590,000-5.9%$481/sqft
        Source: Stellar MLS #G5099967 Report a problem
        7/24/2025Listed for sale$1,690,000$511/sqft
        Source: Stellar MLS #G5099967 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,903 +6.4%$458,510 +2.9%
        2024$4,606 +9.1%$445,590 +3%
        2023$4,222 +7.8%$432,620 +7.2%
        2022$3,916 -6.8%$403,630 +3%
        2021$4,201 -2.6%$391,880 +1.4%
        2020$4,312 $386,470 +2.3%
        2019$4,312 -0.3%$377,790 +1.9%
        2018$4,324 +12.8%$370,750 +2.1%
        2017$3,835 -1%$363,130 +2.1%
        2016$3,875 +0.8%$355,670 +0.7%
        2015$3,845 -1%$353,200 +0.8%
        2014$3,884 -2.1%$350,400 -6.3%
        2013$3,967 $374,090
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34484

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Wildwood Elementary
        • Middle: Wildwood Middle
        • High: Wildwood High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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