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Active
    • Price cut: $25K (7/22)
    $699,997

    1086 Carters Ridge Rd, Spruce Pine, NC 28777

    4beds
    2,914sqft
    : 
    $4,487/mo
    Get pre-qualified
    Single Family Residence
    Built in 1958
    1.02 Acres Lot
    $677,100 Zestimate®
    $240/sqft
    $-- HOA

    What's special

    Beautiful mountain viewsKitchen with breakfast areaAbundant storagePrivate primary suiteDining roomCovered porch
    Unique opportunity in the scenic mountain town of Spruce Pine! 45 min. to Boone, an hour to Asheville, close to ski slopes and Blue Ridge Parkway. This versatile property offers exceptional flexibility and can easily be converted into a duplex or even a triplex, making it ideal for multigenerational living, short-term rental, or income-producing potential. The main level is thoughtfully laid out with two separate living spaces. The left side features a private primary suite, kitchen, living room, laundry area, half bath, and a screened-in porch with hot tub, perfect for enjoying the mountain setting. The right side includes two bedrooms, one full bath, a kitchen with breakfast area, dining room, living room, laundry, and a covered porch. The basement level adds even more living space with a large bedroom and full bath, along with a garage and abundant storage. In total, the home offers 4 bedrooms and 3.5 bathrooms. Additional features include multiple septic tanks and tankless water heaters for added efficiency and convenience. A new roof was installed in February 2025. Outside, you’ll find a spacious 60x26 outbuilding with roll-up doors, ideal for storing ATVs, boats, or campers, or for use as a workshop. Situated on 1.02 acres, the property showcases beautiful mountain views and provides endless possibilities for personal use or investment. Schedule your showing today!
    126 days
    |
    192
    |
    4
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tracy Whisnant tracywhisnant@remax.net,

    RE/MAX Select

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4351879MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 3
      • 1/2 bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Main
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Ductless, Heat Pump
      Cooling
      • Ductless, Heat Pump, Multi Units
      Appliances
      • Included: Dishwasher, Gas Range, Microwave, Refrigerator, Washer/Dryer
      • Laundry: Laundry Room, Main Level, Multiple Locations
      Features
      • Breakfast Bar, Kitchen Island
      • Basement: Basement Garage Door,Exterior Entry,Interior Entry,Partially Finished,Storage Space
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,533
      • Total interior livable area: 2,914 sqft
      • Finished area above ground: 2,533
      • Finished area below ground: 381

      Property

      Parking
      • Total spaces: 1
      • Parking features: Basement, Driveway, Attached Garage
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Porch, Screened, Side Porch
      • Has spa: Yes
      • Spa features: Heated
      Lot
      • Size: 1.02 Acres
      Details
      • Additional structures: Outbuilding
      • Additional parcels included: 0799-00-53-7360
      • Parcel number: 079900538270
      • Zoning: none
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      Condition
      • New construction: No
      • Year built: 1958

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected, Wired Internet Available

      Community & HOA

      Community
      • Subdivision: none
      Location
      • Region: Spruce Pine

      Financial & listing details

      • Price per square foot: $240/sqft
      • Tax assessed value: $232,500
      • Annual tax amount: $1,488
      • Date on market: 3/24/2026
      • Cumulative days on market: 156 days
      • Exclusions: See Remarks
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $677,100

        $643,000 - $711,000

        $3,210/mo

        Price history

        DateEventPrice
        7/22/2026Price change$699,997-3.4%$240/sqft
        Source: Canopy MLS as distributed by MLS GRID #4351879 Report a problem
        6/22/2026Price change$725,000-2.9%$249/sqft
        Source: Canopy MLS as distributed by MLS GRID #4351879 Report a problem
        5/11/2026Price change$746,950-0.4%$256/sqft
        Source: Canopy MLS as distributed by MLS GRID #4351879 Report a problem
        3/24/2026Listed for sale$749,950-3.2%$257/sqft
        Source: Canopy MLS as distributed by MLS GRID #4351879 Report a problem
        2/26/2026Listing removed$775,000+8.8%$266/sqft
        Source: Canopy MLS as distributed by MLS GRID #4305099 Report a problem
        2/18/2026Price change$712,000-0.4%$244/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341194 Report a problem
        1/27/2026Price change$715,000-7.7%$245/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341194 Report a problem
        1/27/2026Price change$775,000-3.1%$266/sqft
        Source: Canopy MLS as distributed by MLS GRID #4305099 Report a problem
        11/2/2025Price change$800,000-3.6%$275/sqft
        Source: Canopy MLS as distributed by MLS GRID #4305099 Report a problem
        9/22/2025Listed for sale$829,900+14.5%$285/sqft
        Source: Canopy MLS as distributed by MLS GRID #4305099 Report a problem
        9/22/2025Listing removed$725,000$249/sqft
        Source: Canopy MLS as distributed by MLS GRID #4275921 Report a problem
        6/29/2025Listed for sale$725,000-2%$249/sqft
        Source: Canopy MLS as distributed by MLS GRID #4275921 Report a problem
        5/28/2025Listing removed$740,000$254/sqft
        Source: Canopy MLS as distributed by MLS GRID #4150174 Report a problem
        4/22/2025Price change$740,000-1.3%$254/sqft
        Source: Canopy MLS as distributed by MLS GRID #4150174 Report a problem
        3/31/2025Price change$750,000-6.2%$257/sqft
        Source: Canopy MLS as distributed by MLS GRID #4150174 Report a problem
        3/4/2025Price change$799,900+0.1%$275/sqft
        Source: Canopy MLS as distributed by MLS GRID #4150174 Report a problem
        3/1/2025Listed for sale$799,000$274/sqft
        Source: Canopy MLS as distributed by MLS GRID #4150174 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,488 +1.6%$232,500
        2024$1,465 $232,500
        2023$1,465 $232,500
        2022$1,465 +39.3%$232,500 +43.7%
        2021$1,052 $161,800
        2020$1,052 $161,800
        2019$1,052 $161,800
        2018$1,052 +3.5%$161,800 +3.5%
        2017$1,016 +8.3%$156,300
        2016$938 +2377%$156,300 +147.7%
        2015$38 -90%$63,100
        2014$379 -4.4%$63,100 -26.7%
        2013$396 $86,100
        2012$396 $86,100
        2011$396 $86,100
        2010-- $86,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 28777

        Getting around

        3 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Greenlee Primary
        • Middle: Mitchell
        • High: Mitchell

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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