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    • $675,000

    1095 Old Lock 21 Rd, Monticello, KY 42633

    5beds
    4,106sqft
    : 
    $4,411/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    2.12 Acres Lot
    $-- Zestimate®
    $164/sqft
    $21/mo HOA

    What's special

    New fire pitCustom waterfront homeSpacious dining roomExpansive flex spaceLarge kitchenStunning viewsUtility room
    Lake lover's paradise! This custom waterfront home boasts beautiful views of Lake Cumberland, a slip in the private community (new) dock and a trail leading to the water! The main level features an expansive living area; large kitchen; spacious dining room; 3 bedrooms, including the primary suite with private deck; 2 bathrooms; utility room and 2 car garage. On the lower level, you'll find 10' ceilings, another full kitchen, 2 bedrooms, a bathroom, living area, expansive flex space, utility room, air-conditioned workshop and more garage space. The outdoor living area with 1/2 wrap around porch, new fire pit and stunning views make this home the complete package. There is also a 32x36 detached garage which provides even more garage space for your water toys. Other features include (2) 200 Amp panels in house, (1) 100 Amp panel in garage and a central vac system. Updates include: new roof (2023); new carpet, paint, basement kitchen countertops and smart thermostat (2024). This home is being sold furnished (exceptions to be provided), including the small boat in basement, and is MOVE-IN READY! With 4,000sf+ of living area, 2,000sf+ of garage space, views, water access, an available boat slip and more, this is definitely a unique opportunity! Minutes from Conley Bottom via water.
    43 days
    723
    20

    Zillow last checked:

    Listing updated:

    Listed by:

    Bobbie Stone,

    eXp Realty

    Source: UCMLS,MLS#: 247488MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Main
      Bedroom 4
      • Level: Basement
      Bedroom 5
      • Level: Basement
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Electric Range, Microwave, Washer, Dryer, Electric Water Heater
      • Laundry: Main Level, Lower Level, Other
      Features
      • New Floor Covering, New Paint, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Other, Central Vacuum
      • Flooring: New Floor Covering, Hardwood, Tile, Carpet
      • Windows: Blinds
      • Basement: Full,Concrete,Walk-Out Access,Finished
      • Number of fireplaces: 2
      • Fireplace features: Two, Insert, Gas Log, See Through
      Interior area
      • Total structure area: 4,106
      • Total interior livable area: 4,106 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Concrete, Garage Door Opener, Attached, Basement, Detached, Garage, Main Level
      • Has attached garage: Yes
      • Covered spaces: 6
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Patio & porch: Porch, Covered, Patio, Deck
      • Exterior features: Other, Balcony
      • Has view: Yes
      • Has water view: Yes
      • On waterfront: Yes
      • Waterfront features: Waterfront
      Lot
      • Size: 2.12 Acres
      • Dimensions: 2.1153 acres
      • Features: Waterfront, Views, Trees
      Details
      • Additional structures: Outbuilding
      • Parcel number: 003.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Frame
      • Roof: Shingle
      Condition
      • Year built: 1998

      Utilities & green energy

      • Electric: Circuit Breakers, Other-See Remarks
      • Gas: Tank Owned
      • Sewer: Septic Tank
      • Water: Public, Utility District
      • Utilities for property: Propane

      Community & HOA

      Community
      • Security: Smoke Detector(s), Security System
      • Subdivision: Other
      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • HOA fee: $250 annually
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $164/sqft
      • Tax assessed value: $525,000
      • Annual tax amount: $4,953
      • Date on market: 9/29/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        11/5/2026Contingent$675,000$164/sqft
        Source: eXp Realty #247488 Report a problem
        9/29/2026Listed for sale$675,000+17.4%$164/sqft
        Source: UCMLS #247488 Report a problem
        5/3/2024Sold$575,000-10.1%$140/sqft
        Source: Imagine MLS #23020724 Report a problem
        4/15/2024Pending sale$639,500$156/sqft
        Source: Imagine MLS #23020724 Report a problem
        4/3/2024Contingent$639,500$156/sqft
        Source: Imagine MLS #23020724 Report a problem
        3/12/2024Price change$639,500-2.3%$156/sqft
        Source: Imagine MLS #23020724 Report a problem
        11/8/2023Price change$654,500-0.7%$159/sqft
        Source: Imagine MLS #23020724 Report a problem
        10/26/2023Listed for sale$659,000+3665.7%$160/sqft
        Source: Imagine MLS #23020724 Report a problem
        6/1/1991Sold$17,500$4/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,616 +6.9%$525,000
        2024$4,318 +187.4%$525,000 +155.5%
        2023$1,503 -6.9%$205,500 -2.1%
        2022$1,614 -0.7%$210,000
        2021$1,626 -1.8%$210,000
        2020$1,656 -0.1%$210,000
        2019$1,658 -0.7%$210,000
        2018$1,669 +1.4%$210,000
        2017$1,646 +5.2%$210,000
        2016$1,564 -0.4%$210,000
        2015$1,571 +3.5%$210,000
        2012$1,517 $210,000
        2011-- $210,000
        Find assessor info on the county website

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 42633

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