Experience the best of lakefront living at the 1-mile marker in the heart of Lake Ozark. This custom built 4-Bedroom, 4-Bath home, completed in 2024 offers approximately 3,325 Sq Ft of thoughtfully designed living space and an impressive 263' of lake frontage in a prime location. The Kitchen is a true gem featuring Quartz countertops, double wall ovens, and an expansive walk-in pantry. Flowing seamlessly into the main living area, you'll find soaring vaulted ceilings that create a grand feel with tons of natural light. You will love the cove protected waters, exceptional privacy, and unbeatable convenience - Just minutes by water or land to popular waterfront destinations and the iconic Bagnell Dam Strip. Designed for both entertaining and everyday comfort, this newer construction home combines modern finishes with the relaxed luxury of lake life. No HOA restrictions provides flexibility for full-time living, a second home getaway, or investment potential. Rarely does a newer custom lakefront home with this much frontage and this central location come available. PRICED UNDER APPRAISED VALUE PROVIDING INSTANT EQUITY!
For sale
Price cut: $12K (5/21)
$824,999
11 Cardinal Cir, Lake Ozark, MO 65049
4beds
3,325sqft
Single Family Residence
Built in 2024
1.08 Acres Lot
$810,400 Zestimate®
$248/sqft
$-- HOA
What's special
Cove protected watersDouble wall ovensExpansive walk-in pantrySoaring vaulted ceilingsTons of natural light
- 77 days |
- 1,050 |
- 38 |
Zillow last checked:
Listing updated:
Listed by:
MATT SMITH REAL ESTATE GROUP LLC (866)224-1761,
EXP Realty, LLC,
KODY ROBERT JONES 641-208-4536,
EXP Realty, LLC
Source: Bagnell Dam AOR,MLS#: 3583563Originating MLS: Bagnell Dam Association Of Realtors
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Electric, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator, Water Softener Owned, Stove, Wine Cooler
Features
- Ceiling Fan(s), Fireplace, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Shower, Window Treatments
- Flooring: Luxury Vinyl Plank
- Windows: Window Treatments
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: One
Interior area
- Total structure area: 3,325
- Total interior livable area: 3,325 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Electricity, Garage, Garage Door Opener, RV Hook-Ups, Water Available
- Attached garage spaces: 2
Accessibility
- Accessibility features: Low Threshold Shower
Features
- Levels: One and One Half
- Patio & porch: Covered, Deck
- Exterior features: Blacktop Driveway, Deck, Gravel Driveway
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 1.08 Acres
- Features: Lake Front
Details
- Parcel number: 136013004007002000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One and One Half Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Foundation: Basement, Other
Condition
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: None
- Subdivision: None
HOA
- Services included: None
Location
- Region: Lake Ozark
Financial & listing details
- Price per square foot: $248/sqft
- Annual tax amount: $3,915
- Date on market: 4/22/2026
- Cumulative days on market: 131 days
- Inclusions: All Kitchen Appliances, Dock, Wine Fridge. See Inventory List
- Exclusions: Washer/Dryer & All Furnishings. Some items available for purchase.
- Ownership: Fee Simple,
- Road surface type: Asphalt, Paved
Estimated market value
$810,400
$770,000 - $851,000
$2,951/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/21/2026 | Price change | $824,999-1.4%$248/sqft |
Source: Bagnell Dam AOR #3583563 Report a problem | ||
| 2/28/2026 | Listed for sale | $837,000$252/sqft |
Source:  LOBR #3583563 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 65049
Nearby schools
GreatSchools rating
- NALeland O. Mills Elementary SchoolGrades: K-2Distance: 1.7 mi
- 8/10Osage Middle SchoolGrades: 6-8Distance: 5.7 mi
- 7/10Osage High SchoolGrades: 9-12Distance: 5.8 mi
Schools provided by the listing agent
- District: School Of The Osage
Source: Bagnell Dam AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Missouri
- Miller County
- Lake Ozark
- 65049
- 11 Cardinal Cir
Nearby cities
Nearby zip codes
Other Lake Ozark Topics
