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For sale
    • Price cut: $25K (7/26)
    $699,000

    1122 S Topsail Drive, Surf City, NC 28445

    3beds
    1,260sqft
    : 
    $4,094/mo
    Get pre-qualified
    Single Family Residence
    Built in 1969
    6,534 Square Feet Lot
    $-- Zestimate®
    $555/sqft
    $-- HOA

    What's special

    Welcome to Sea Salt Cottage an adorable, fully furnished coastal retreat that is both turn-key and income-producing, perfectly suited as a primary residence, second home, or investment property. This charming beach cottage features 3 bedrooms and 2 bathrooms, along with a spacious family room designed for relaxing after a day in the sun. The attached garage has been thoughtfully transformed into a game room and hangout space, complete with a Pac-Man machine and corn hole setup, creating the ultimate spot for entertaining family and guests. The home has been freshly painted and thoughtfully updated, including a new water heater (2024) and an encapsulated crawl space with dehumidifier, offering added efficiency and peace of mind. The kitchen is equipped with stainless steel appliances and a dishwasher, blending functionality with style. Step outside to enjoy the coastal lifestyle with a spacious front porch perfect for morning coffee, and a private gravel patio with string lights in the backyard, ideal for evenings under the stars. The property also comes with bikes, making trips to the beach even more enjoyable--just a short walk away. Whether you're looking to generate rental income or create your own beachside escape, Sea Salt Cottage offers the perfect blend of comfort, charm, and investment potential.
    101 days
    |
    1,730
    |
    92
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Alea Burke 910-297-1743,

    eXp Realty

    Source: Hive MLS,MLS#: 100569125MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Master Bedroom, Bedroom 1, Bedroom 2, Living Room, Dining Room
      Primary bedroom
      • Level: First
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Refrigerator, Ice Maker, Dishwasher
      • Laundry: In Garage
      Features
      • Master Downstairs, Bookcases
      • Flooring: LVT/LVP, Tile
      • Windows: Thermal Windows
      • Attic: Access Only
      • Furnished: Yes
      Interior area
      • Total structure area: 1,260
      • Total interior livable area: 1,260 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Faces Front, Off Street
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Patio & porch: Porch
      • Exterior features: Outdoor Grill
      • Fencing: None
      • Has view: Yes
      • View description: See Remarks
      • Waterfront features: Third Row
      • Frontage type: See Remarks
      Lot
      • Size: 6,534 Square Feet
      • Features: Third Row
      Details
      • Parcel number: 42344630950000
      • Zoning: R-5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Crawl Space
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1969

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Available, Water Available

      Community & HOA

      Community
      • Subdivision: Horse Hammock Beach
      HOA
      • Has HOA: No
      • Amenities included: None
      Location
      • Region: Surf City

      Financial & listing details

      • Price per square foot: $555/sqft
      • Tax assessed value: $610,696
      • Annual tax amount: $2,045
      • Date on market: 4/27/2026
      • Cumulative days on market: 101 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,931/mo

        Price history

        DateEventPrice
        7/26/2026Price change$699,000-3.5%$555/sqft
        Source: Hive MLS #100569125 Report a problem
        5/14/2026Price change$724,000-3.3%$575/sqft
        Source: Hive MLS #100569125 Report a problem
        4/27/2026Listed for sale$749,000+42.7%$594/sqft
        Source: eXp Realty #100569125 Report a problem
        1/11/2024Sold$525,000-4.5%$417/sqft
        Source: Hive MLS #100404154 Report a problem
        11/30/2023Pending sale$550,000$437/sqft
        Source: Hive MLS #100404154 Report a problem
        11/6/2023Price change$550,000-2.7%$437/sqft
        Source: Hive MLS #100404154 Report a problem
        10/3/2023Listed for sale$565,000$448/sqft
        Source: Hive MLS #100404154 Report a problem
        9/13/2023Pending sale$565,000$448/sqft
        Source: Hive MLS #100404154 Report a problem
        9/9/2023Listed for sale$565,000+12.8%$448/sqft
        Source: Hive MLS #100404154 Report a problem
        5/3/2022Sold$501,000+2.5%$398/sqft
        Source: Hive MLS #100318977 Report a problem
        3/29/2022Pending sale$489,000$388/sqft
        Source: Hive MLS #100318977 Report a problem
        3/26/2022Listed for sale$489,000+65.8%$388/sqft
        Source: Hive MLS #100318977 Report a problem
        5/4/2016Listing removed$295,000$234/sqft
        Source: Ward Realty Corp #40207743 Report a problem
        3/25/2016Pending sale$295,000$234/sqft
        Source: Ward Realty Corp #40207743 Report a problem
        3/25/2016Listed for sale$295,000+126.9%$234/sqft
        Source: Ward Realty Corp #40207743 Report a problem
        5/23/2012Sold$130,000$103/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,045 $610,696 +147.9%
        2024$2,045 $246,376
        2023$2,045 +12.5%$246,376
        2022$1,817 $246,376
        2021$1,817 $246,376
        2020-- $246,376
        2019$1,817 $246,376 +15.7%
        2018$1,817 +9.7%$213,003
        2017$1,656 +1.3%$213,003
        2016$1,635 $213,003
        2015$1,635 $213,003
        2014$1,635 $213,003
        2013$1,635 +31.3%$213,003
        2012$1,245 $213,003
        2011-- $213,003 +55.4%
        2010-- $137,031
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 28445

        Getting around

        6 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Surf City
        • Middle: Surf City
        • High: Topsail

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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