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For sale
    • $424,900

    12716 SE 91ST TERRACE ROAD, SUMMERFIELD, FL 34491

    3beds
    2,128sqft
    : 
    $3,012/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    8,712 Square Feet Lot
    $410,400 Zestimate®
    $200/sqft
    $214/mo HOA

    What's special

    Golf course frontageAbundant natural lightNeutral paint tonesExceptional curb appealSeparate formal dining roomCarian countertopsDesigner-painted driveway and walkway
    Virtually Staged. Stunning Expanded Hanover Floor Plan | 3 Bedrooms + Bonus Room | Golf Course Frontage. Enjoy resort-style living in this beautifully maintained three-bedroom, two-bath expanded Hanover model with a bonus/family room, perfectly positioned on the Memorial Golf Course within Del Webb Spruce Creek Golf & Country Club, one of Central Florida’s premier 55+ gated communities. Built in 2004 and thoughtfully updated, this home offers exceptional curb appeal with a designer-painted driveway and walkway, decorative concrete curbing, and impressive double leaded-glass entry doors that create a grand first impression. The expanded garage features a dedicated golf cart garage and an additional six feet of depth, providing outstanding storage and workspace. Inside, the open and inviting floor plan showcases hardwood flooring throughout all three bedrooms and the bonus room, with tile flooring throughout the remaining living areas—no carpet anywhere. Neutral paint tones and abundant natural light enhance the home’s warm and welcoming atmosphere. The spacious kitchen is designed for both everyday living and entertaining, featuring rich dark maple cabinetry with pull-out shelving, Carian countertops, additional built-in cabinetry in the breakfast nook, and a seamless flow into the great room and dining spaces. A separate formal dining room provides the perfect setting for family gatherings and holiday celebrations. The bonus/family room addition, completed in 2010, offers flexible space ideal for a media room, hobby area, home office, or additional living space. Retreat to the screened Lanai and enjoy peaceful golf course views overlooking the Memorial Course, providing the perfect backdrop for morning coffee, outdoor dining, or taking in Florida’s beautiful sunsets. Roof 2021, HVAC 2018, whole house water filtration system, and tankless water heater.
    53 days
    |
    422
    |
    12
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Trail 352-203-0650,

    JUDY L. TROUT REALTY 352-208-2629,

    Judy Trout 352-208-2629,

    JUDY L. TROUT REALTY

    Source: Stellar MLS,MLS#: OM726021MLS LogoOriginating MLS: Ocala - Marion

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bonus Room, Breakfast Room Separate, Dining Room, Great Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Other, Walk-In Closet(s)
      • Level: First
      • Area: 222.44 Square Feet
      • Dimensions: 16.6x13.4
      Bedroom 2
      • Features: Ceiling Fan(s), Other, Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 116.6 Square Feet
      • Dimensions: 10.6x11
      Balcony porch lanai
      • Level: First
      • Area: 150 Square Feet
      • Dimensions: 10x15
      Bonus room
      • Features: No Closet
      • Level: First
      • Area: 170 Square Feet
      • Dimensions: 10x17
      Dinette
      • Features: Other
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 10x9
      Dining room
      • Level: First
      • Area: 162.4 Square Feet
      • Dimensions: 11.6x14
      Great room
      • Level: First
      • Area: 308.32 Square Feet
      • Dimensions: 16.4x18.8
      Kitchen
      • Features: Breakfast Bar, Pantry
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Filtration System
      • Laundry: Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Hardwood
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 3,030
      • Total interior livable area: 2,128 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage Door Opener, Golf Cart Garage, Oversized
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 28x26
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Screened
      • Exterior features: Irrigation System, Rain Gutters
      • Has view: Yes
      • View description: Golf Course
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 82 x 105
      • Features: Cleared, In County, Landscaped, On Golf Course, Unincorporated
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 6113088000
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2004
      Details
      • Builder model: Hanover Expanded

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Fishing, Association Recreation - Owned, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: SPRUCE CREEK GC
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
      • Services included: 24-Hour Guard, Common Area Taxes, Community Pool, Reserve Fund, Manager, Private Road, Recreational Facilities, Security, Trash
      • HOA fee: $214 monthly
      • HOA name: Nicole Arias
      • HOA phone: 352-307-0696
      Location
      • Region: Summerfield

      Financial & listing details

      • Price per square foot: $200/sqft
      • Tax assessed value: $377,549
      • Annual tax amount: $3,614
      • Date on market: 6/5/2026
      • Cumulative days on market: 53 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $410,400

        $390,000 - $431,000

        $2,193/mo

        Price history

        DateEventPrice
        6/5/2026Listed for sale$424,900+64.4%$200/sqft
        Source: Stellar MLS #OM726021 Report a problem
        5/9/2008Sold$258,500$121/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,353 +0.2%$240,195 +3%
        2023$3,346 +2.9%$233,199 +3%
        2022$3,251 +0%$226,407 +3%
        2021$3,250 +0.8%$219,813 +1.4%
        2020$3,224 +1.5%$216,778 +2.3%
        2019$3,177 $211,904 +1.9%
        2018$3,177 +7.5%$207,953 +2.1%
        2017$2,954 +0.9%$203,676 +2.1%
        2016$2,928 $199,487 +0.7%
        2015$2,928 +6.3%$198,100 +0.8%
        2014$2,754 +2.8%$196,528 +1.5%
        2013$2,680 +1.2%$193,624 +1%
        2012$2,648 +3.1%$191,705 +3%
        2011$2,567 -4%$186,121 -4.1%
        2010$2,675 -5.4%$194,099 -7.1%
        2009$2,828 -15.4%$209,010 -15.5%
        2008$3,345 -23.7%$247,347 -18.8%
        2007$4,383 +1.1%$304,575 +22.4%
        2006$4,336 +798.2%$248,897 +16.4%
        2005$483 $213,761 +724.4%
        2004$483 -9.9%$25,929 -0.8%
        2002$536 $26,150
        2001-- --
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34491

        Getting around

        1 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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