Skip main navigation
For sale
  • $424,900

    12716 SE 91ST TERRACE ROAD, SUMMERFIELD, FL 34491

    3beds
    2,128sqft
    : 
    $3,125/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    8,712 Square Feet Lot
    $410,200 Zestimate®
    $200/sqft
    $214/mo HOA

    What's special

    Golf course frontageFlexible bonus spaceCorian countertopsExpanded floor planBright open layoutWhite appliancesAttractive landscaping
    One or more photo(s) has been virtually staged. *VIRTUALLY STAGED | GOLF COURSE FRONTAGE | EXPANDED HANOVER WITH BONUS ROOM!** Discover spacious Florida living in this beautifully maintained **3-bedroom, 2-bath Expanded Hanover** overlooking the **Memorial Golf Course** in Del Webb Spruce Creek Golf & Country Club, a premier 55+ gated community in Summerfield. A designer-painted driveway and walkway, decorative concrete curbing, attractive landscaping, and impressive **double leaded-glass entry doors** create a welcoming first impression. The oversized garage is another standout feature, offering a dedicated golf cart garage plus an additional six feet of depth for extra storage, hobbies, or workspace. Inside, the home offers a bright, open layout with **no carpet anywhere**. Hardwood flooring extends throughout all three bedrooms and the bonus/family room, while tile flooring complements the remaining living areas. Neutral finishes and abundant natural light provide an inviting backdrop ready for your personal style. The spacious kitchen features rich dark maple cabinetry with convenient pull-out shelving, Corian countertops, white appliances, and additional built-in cabinetry in the breakfast nook. An open connection to the main living areas makes entertaining easy, while the separate formal dining room provides additional space for holiday dinners and special gatherings. Adding even more versatility is the **bonus/family room addition completed in 2010**. Whether you envision a second TV room, home office, hobby or craft space, reading room, or comfortable area for guests, this additional living space allows the home to adapt to your needs. One of the home's greatest features awaits out back. Step onto the **screened lanai and enjoy relaxing views of the Memorial Golf Course**—an ideal setting for morning coffee, afternoon relaxation, outdoor dining, or unwinding at the end of the day. Major improvements add even more value, including a **2021 roof, 2018 HVAC system, tankless water heater, and whole-house water filtration system**. With an expanded floor plan, flexible bonus space, oversized garage, golf cart parking, no carpet, valuable system updates, and a beautiful golf-course setting, this home offers an appealing combination of **space, functionality, and location** within Del Webb Spruce Creek Golf & Country Club.
    99 days
    273
    4

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Trail 352-203-0650,

    JUDY L. TROUT REALTY 352-208-2629,

    Judy Trout 352-208-2629,

    JUDY L. TROUT REALTY

    Source: Stellar MLS,MLS#: OM726021MLS LogoOriginating MLS: Ocala - Marion

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bonus Room, Breakfast Room Separate, Dining Room, Great Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Other, Walk-In Closet(s)
      • Level: First
      • Area: 222.44 Square Feet
      • Dimensions: 16.6x13.4
      Bedroom 2
      • Features: Ceiling Fan(s), Other, Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 116.6 Square Feet
      • Dimensions: 10.6x11
      Balcony porch lanai
      • Level: First
      • Area: 150 Square Feet
      • Dimensions: 10x15
      Bonus room
      • Features: No Closet
      • Level: First
      • Area: 170 Square Feet
      • Dimensions: 10x17
      Dinette
      • Features: Other
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 10x9
      Dining room
      • Level: First
      • Area: 162.4 Square Feet
      • Dimensions: 11.6x14
      Great room
      • Level: First
      • Area: 308.32 Square Feet
      • Dimensions: 16.4x18.8
      Kitchen
      • Features: Breakfast Bar, Pantry
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Filtration System
      • Laundry: Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Hardwood
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 3,030
      • Total interior livable area: 2,128 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage Door Opener, Golf Cart Garage, Oversized
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 28x26
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Screened
      • Exterior features: Irrigation System, Rain Gutters
      • Has view: Yes
      • View description: Golf Course
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 82 x 105
      • Features: Cleared, In County, Landscaped, On Golf Course, Unincorporated
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 6113088000
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2004
      Details
      • Builder model: Hanover Expanded

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Fishing, Association Recreation - Owned, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: SPRUCE CREEK GC
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
      • Services included: 24-Hour Guard, Common Area Taxes, Community Pool, Reserve Fund, Manager, Private Road, Recreational Facilities, Security, Trash
      • HOA fee: $214 monthly
      • HOA name: Nicole Arias
      • HOA phone: 352-307-0696
      Location
      • Region: Summerfield

      Financial & listing details

      • Price per square foot: $200/sqft
      • Tax assessed value: $395,523
      • Annual tax amount: $3,614
      • Date on market: 6/5/2026
      • Cumulative days on market: 100 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $410,200

        $390,000 - $431,000

        $2,462/mo

        Price history

        DateEventPrice
        6/5/2026Listed for sale$424,900+64.4%$200/sqft
        Source: Stellar MLS #OM726021 Report a problem
        5/9/2008Sold$258,500$121/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,615 +7.8%$247,161 +2.9%
        2024$3,353 +0.2%$240,195 +3%
        2023$3,346 +2.9%$233,199 +3%
        2022$3,251 +0%$226,407 +3%
        2021$3,250 +0.8%$219,813 +1.4%
        2020$3,224 +1.5%$216,778 +2.3%
        2019$3,177 $211,904 +1.9%
        2018$3,177 +7.5%$207,953 +2.1%
        2017$2,954 +0.9%$203,676 +2.1%
        2016$2,928 $199,487 +0.7%
        2015$2,928 +6.3%$198,100 +0.8%
        2014$2,754 +2.8%$196,528 +1.5%
        2013$2,680 +1.2%$193,624 +1%
        2012$2,648 +3.1%$191,705 +3%
        2011$2,567 -4%$186,121 -4.1%
        2010$2,675 -5.4%$194,099 -7.1%
        2009$2,828 -15.4%$209,010 -15.5%
        2008$3,345 -23.7%$247,347 -18.8%
        2007$4,383 +1.1%$304,575 +22.4%
        2006$4,336 +798.2%$248,897 +16.4%
        2005$483 $213,761 +724.4%
        2004$483 -9.9%$25,929 -0.8%
        2002$536 $26,150
        2001-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34491

        Getting around

        1 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts