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For sale
    • $358,000

    12078 SE 91ST TERRACE, SUMMERFIELD, FL 34491

    2beds
    1,870sqft
    : 
    $2,639/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    7,841 Square Feet Lot
    $-- Zestimate®
    $191/sqft
    $214/mo HOA

    What's special

    Expansive windowsBreakfast barCustom window treatmentsVersatile denCustom shadesSpacious primary suiteSeparate soaking tub
    THE UPGRADES ARE DONE. THE LIVING IS EASY! Discover this desirable GRANVILLE MODEL in Spruce Creek Golf & Country Club, a gated 55+ golf community. Offering approximately 1,870 sq. ft. of single-level living, this beautifully maintained home features 2 bedrooms, 2 bathrooms, a versatile den, and a 2-car garage. The bright, open living and dining areas flow into a welcoming kitchen with granite countertops, warm wood cabinetry, a breakfast bar, and a separate dining nook. French doors open to a versatile den featuring a custom cherrywood Murphy bed wall with built-in cabinetry, perfect for a home office, hobby room, or guest accommodations. The spacious primary suite features a walk-in closet and an updated bath with dual vanities, a glass-enclosed shower, and a separate soaking tub. ENJOY AN ADDITIONAL 40' X 10' ENCLOSED LANAI, approximately 400 sq. ft. NOT INCLUDED in the home's 1,870 sq. ft. living area! With expansive windows, ceramic tile flooring, custom shades, and a dedicated SPLIT A/C SYSTEM for heating and cooling, this inviting Florida room overlooks lush landscaping and offers year-round enjoyment. MAJOR IMPROVEMENTS include a ROOF REPLACEMENT (2021), WHOLE-HOME PLUMBING REPIPE (2020), MAIN HVAC (2018), and FRESH INTERIOR PAINTING (SEPTEMBER 2026). Additional valuable features include a WHOLE-HOUSE GENERAC NATURAL GAS GENERATOR, tankless natural gas water heater, ASSUMABLE TERMITE BOND, and SHARED WELL FOR IRRIGATION ONLY. Luxury vinyl flooring extends throughout the home and into the primary suite. Additional highlights include plantation shutters, custom window treatments, solar tube lighting, a dedicated laundry room with built-in storage cabinetry, and a separate climate-controlled office within the garage. Beautifully maintained landscaping enhances the home's curb appeal. Enjoy the active Florida lifestyle at Spruce Creek Golf & Country Club, featuring golf, swimming pools, fitness facilities, pickleball, tennis, clubhouses, and a vibrant calendar of social activities. Conveniently located near shopping, dining, and everyday essentials, this home combines thoughtful improvements, flexible living spaces, and an exceptional 55+ community lifestyle. Whether you're looking for a full-time Florida residence or a seasonal retreat, this Granville model is ready to welcome you home. SCHEDULE YOUR PRIVATE SHOWING TODAY!
    9 days
    300
    10

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Tara Pecoraro, PA 347-920-8144,

    PALM CIRCLE REALTY 352-988-4975

    Source: Stellar MLS,MLS#: O6452834MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den/Library/Office, Florida Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Bathroom 1
      • Features: Built-in Closet
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Balcony porch lanai
      • Level: First
      • Area: 351 Square Feet
      • Dimensions: 39x9
      Bonus room
      • Features: No Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Dinette
      • Level: First
      • Area: 117 Square Feet
      • Dimensions: 9x13
      Dining room
      • Level: First
      • Area: 176 Square Feet
      • Dimensions: 11x16
      Kitchen
      • Features: Pantry
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 10x13
      Laundry
      • Level: First
      • Area: 54 Square Feet
      • Dimensions: 6x9
      Living room
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Walk-In Closet(s)
      • Flooring: Carpet, Tile, Hardwood
      • Doors: Double Entry
      • Has fireplace: No
      Interior area
      • Total structure area: 2,913
      • Total interior livable area: 1,870 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System
      Lot
      • Size: 7,841 Square Feet
      Details
      • Parcel number: 6118300062
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Features: Clubhouse, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Restaurant, Sidewalks, Tennis Court(s)
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: SPRUCE CREEK COUNTRY CLUB WELLINGTON
      HOA
      • Has HOA: Yes
      • Services included: 24-Hour Guard, Maintenance Grounds, Recreational Facilities
      • HOA fee: $214 monthly
      • HOA name: Leland Management / Nicole Arias
      • HOA phone: 352-307-0696
      Location
      • Region: Summerfield

      Financial & listing details

      • Price per square foot: $191/sqft
      • Tax assessed value: $320,435
      • Annual tax amount: $2,667
      • Date on market: 10/29/2026
      • Cumulative days on market: 9 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/29/2026Listed for sale$358,000+22.6%$191/sqft
        Source: Stellar MLS #O6452834 Report a problem
        2/24/2006Sold$292,000+65.8%$156/sqft
        Source: Public Record Report a problem
        7/16/2004Sold$176,100$94/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,667 +10.4%$185,400 +2.9%
        2024$2,416 +2.8%$180,175 +3%
        2023$2,350 +0.1%$174,927 +3%
        2022$2,348 +0.2%$169,832 +3%
        2021$2,343 +0.9%$164,885 +1.4%
        2020$2,322 +1.6%$162,608 +2.3%
        2019$2,286 $158,952 +1.9%
        2018$2,286 +7.5%$155,988 +2.1%
        2017$2,127 +1.4%$152,780 +2.1%
        2016$2,098 $149,638 +0.7%
        2015$2,098 +6.3%$148,598 +0.8%
        2014$1,973 +2.8%$147,419 +1.5%
        2013$1,920 -5.8%$145,240 -5%
        2012$2,039 -6.6%$152,841 -5.5%
        2011$2,182 -6.5%$161,775 -6.2%
        2010$2,334 -8.1%$172,543 -9.3%
        2009$2,540 -1.6%$190,229 -2.8%
        2008$2,582 -14.6%$195,807 -8.1%
        2007$3,022 +25.5%$212,956 +36%
        2006$2,409 +513%$156,591 +3%
        2005$393 $152,031 +626.4%
        2004$393 $20,929
        2002-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34491

        Getting around

        2 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Belleview Elementary School
        • Middle: Lake Weir Middle School
        • High: Lake Weir High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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