Skip main navigation
For sale
    • Price cut: $15K (5/15)
    $665,000

    14138 State Highway 20, Niceville, FL 32578

    4beds
    2,198sqft
    : 
    $4,208/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    0.34 Acres Lot
    $650,600 Zestimate®
    $303/sqft
    $-- HOA

    What's special

    Cozy fireplaceQuartz countertopsHigh ceilingsAdditional metal shedCustom trimCustom tileworkCharming wrap-around front porch
    PARADISE FOUND WITH STUNNING VIEWS OF CHOCTAWHATCHEE BAY! This home has a NICEVILLE address and is located in CHOCTAW BEACH -- NOT FREEPORT. Perfect location just 2-3 miles from Bluewater Bay and the Mid-Bay Bridge, putting you in Destin in minutes. Close to Eglin AFB, shopping, dining, and everything the Emerald Coast offers. METICULOUSLY MAINTAINED WITH OVER $250K IN 2020 UPDATES. High ceilings, triple-crown molding, custom trim, and a cozy fireplace add timeless character. Updated kitchen features quartz countertops, soft-close cabinetry, custom tilework, and upgraded lighting. All bathrooms fully remodeled with high-end finishes. SUNLIGHT FILLS THE HOME WITH SWEEPING BAY VIEWS FROM NEARLY EVERY ROOM. Multiple outdoor living spaces are perfect for relaxing or entertaining. Gated paver entry leads to a charming wrap-around front porch. ADDITIONAL FEATURES: - Hurricane shutters - 2020 Roof - 2020 HVAC (2 units) - Controlled access gate - Detached 2-car garage with storage - Additional metal shed - Plenty of room for a pool ALL THAT'S MISSING IS YOU! Enjoy multiple outdoor living spaces perfect for relaxing or entertaining. A gated paver entry leads to the charming wrap-around front porch, offering the ideal spot to unwind and take in the scenery. This home also has Hurricane shutters, 2020 Roof, 2020 HVAC (2 Units) Controlled access gate to enter the property. Septic was pumped in 2020. The detached 2 car garage has lots of storage and space. There is also a separate smaller metal shed on the back of the lot.
    132 days
    |
    854
    |
    60
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Anita L Williams,

    The Realty Firm Inc,

    Rhonda R Olivas 850-582-7904,

    The Realty Firm Inc

    Source: ECAOR,MLS#: 997982MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      • Area: 235.62 Square Feet
      • Dimensions: 15.4 x 15.3
      Bedroom
      • Level: First
      • Area: 128.7 Square Feet
      • Dimensions: 11.7 x 11
      Bedroom
      • Level: Second
      • Area: 260 Square Feet
      • Dimensions: 20 x 13
      Bedroom
      • Level: Second
      • Area: 153.4 Square Feet
      • Dimensions: 13 x 11.8
      Primary bathroom
      • Level: First
      • Area: 99.25 Square Feet
      • Dimensions: 10.8 x 9.2
      Bathroom
      • Level: First
      • Area: 60 Square Feet
      • Dimensions: 12 x 5
      Dining room
      • Level: First
      • Area: 234 Square Feet
      • Dimensions: 18 x 13
      Kitchen
      • Level: First
      • Area: 138.6 Square Feet
      • Dimensions: 12.6 x 11
      Laundry
      • Level: First
      • Area: 46.2 Square Feet
      • Dimensions: 8.4 x 5.5
      Living room
      • Level: First
      • Area: 264 Square Feet
      • Dimensions: 17.6 x 15
      Heating
      • Heat High Efficiency
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Recessed Lighting, Pantry
      • Flooring: Tile
      • Windows: Window Treatments, Hurricane Shutters
      • Has fireplace: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,198
      • Total interior livable area: 2,198 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Detached, Oversized
      • Garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Patio, Porch
      • Exterior features: Balcony, Private Yard, Lawn Pump, Sprinkler System
      • Fencing: Full,Privacy
      • Has view: Yes
      • View description: Bay
      • Has water view: Yes
      • Water view: Bay
      Lot
      • Size: 0.34 Acres
      • Dimensions: 85 x 201 x 85 x 192
      • Features: Within 1/2 Mile to Water
      Details
      • Additional structures: Pavillion/Gazebo, Yard Building
      • Parcel number: 281S21410200020370
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Victorian
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Trim Vinyl
      • Foundation: Slab
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: CHICKASAW S/D
      Location
      • Region: Niceville

      Financial & listing details

      • Price per square foot: $303/sqft
      • Tax assessed value: $332,111
      • Annual tax amount: $2,764
      • Date on market: 3/14/2026
      • Road surface type: Paved

        Estimated market value

        $650,600

        $618,000 - $683,000

        $3,023/mo

        Price history

        DateEventPrice
        5/15/2026Price change$665,000-2.2%$303/sqft
        Source: ECAOR #997982 Report a problem
        3/14/2026Listed for sale$680,000-0.7%$309/sqft
        Source: ECAOR #997982 Report a problem
        2/4/2026Listing removed$685,000$312/sqft
        Source: ECAOR #963835 Report a problem
        1/10/2026Price change$685,000-2%$312/sqft
        Source: ECAOR #963835 Report a problem
        8/21/2025Price change$699,000-1.5%$318/sqft
        Source: ECAOR #963835 Report a problem
        7/29/2025Price change$710,000-2.1%$323/sqft
        Source: ECAOR #963835 Report a problem
        11/30/2024Listed for sale$725,000+141.7%$330/sqft
        Source: ECAOR #963835 Report a problem
        9/24/2013Sold$300,000-14.3%$136/sqft
        Source: Public Record Report a problem
        6/27/2013Listed for sale$350,000$159/sqft
        Source: American Realty of Northwest Florida, Inc. #599570 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,765 +2.6%$320,137 +10%
        2024$2,695 +4.2%$291,034 +10%
        2023$2,587 +0.5%$264,576 +10%
        2022$2,575 +25.1%$240,524 +10%
        2021$2,058 +9.9%$218,658 +12.3%
        2020$1,873 +7.1%$194,689 +6.8%
        2019$1,749 $182,278 +0.3%
        2018$1,749 -0.2%$181,795 -0.4%
        2017$1,752 -0.8%$182,515 +0.1%
        2016$1,765 -0.9%$182,389 +2.5%
        2015$1,781 +0.8%$177,879 -1.5%
        2014$1,767 $180,601 +21.8%
        2013-- $148,218 +1.7%
        2012-- $145,740 +3%
        2011-- $141,495 +1.5%
        2010-- $139,404 +2.7%
        2009-- $135,739 +0.1%
        2008-- $135,605 +3%
        2007-- $131,655 +5.6%
        2005-- $124,703 +4.6%
        2004-- $119,263 +851.1%
        2003-- $12,540
        2002-- $12,540
        2001-- $12,540
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32578

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Freeport
        • Middle: Freeport
        • High: Freeport

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Niceville Topics

                Search
                Updates
                Favorites
                Plan
                Inbox