Prime downtown Bellingham investment opportunity! Just minutes from WWU, this versatile 4 bedroom Victorian offers strong rental income potential with comparable rentals achieving approximately $3,200-$3,400 per month. Situated in one of Bellingham's most walkable neighborhoods, you'll enjoy easy access to downtown restaurants, coffee shops, breweries, parks, trails, public transit and Western Washington University. For owner occupants, the central location offers an active urban lifestyle with the charm and character of a classic Victorian home, making it easy to leave the car behind and enjoy everything downtown has to offer. Significant improvements including updated electrical, plumbing, insulation, high efficiency gas furnace, newer composition roof and gutters and interior/exterior paint provide peace of mind and lower maintenance costs. The home features 4 bedrooms, a 3/4 bath on the main level and a convenient 1/2 bath upstairs. Zoned for single family, multifamily or office use, this property offers exceptional flexibility for investors, owner occupants or future redevelopment opportunities. Buyer to verify development uses.
Pending inspection
Listed by: Windermere RE Whatcom, Inc. • Damian Pro
Price cut: $23K (8/27)
$475,000
1417 N Garden Street, Bellingham, WA 98225
4beds
1,292sqft
Single Family Residence
Built in 1906
3,484 Square Feet Lot
$473,100 Zestimate®
$368/sqft
$-- HOA
What's special
High efficiency gas furnaceExterior paintNewer composition roof
- 61 days
- 1,469
- 51
Zillow last checked:
Listing updated:
Listed by:
Damian Pro,
Windermere RE Whatcom, Inc.
Source: NWMLS as distributed by MLS GRID,MLS#: 2553082
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Main
Bathroom three quarter
- Level: Main
Other
- Level: Second
Dining room
- Level: Main
Entry hall
- Level: Main
Kitchen with eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Main
Heating
- 90%+ High Efficiency, Forced Air, Electric, Natural Gas
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Refrigerator(s), Washer(s), Water Heater: Electric, Water Heater Location: Main Floor Bath
Features
- Flooring: Vinyl, Carpet
- Windows: Dbl Pane/Storm Window
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,292
- Total interior livable area: 1,292 sqft
Property
Parking
- Total spaces: 4
- Parking features: Off Street, RV Parking
- Uncovered spaces: 4
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Dbl Pane/Storm Window, Water Heater
- Has view: Yes
- View description: Territorial
Lot
- Size: 3,484 Square Feet
- Dimensions: 125' x 28'
- Features: Curbs, Paved, Sidewalk, Cable TV, High Speed Internet, RV Parking
- Topography: Level
- Residential vegetation: Garden Space
Details
- Parcel number: 3803303530930000
- Zoning: RM3/OF
- Zoning description: Jurisdiction: City
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian,2 Story
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Composition
Condition
- Fair
- Year built: 1906
Utilities & green energy
- Electric: Company: PSE
- Sewer: Sewer Connected, Company: COB
- Water: Public, Company: COB
- Utilities for property: Xfinity, Xfinity
Community & HOA
Community
- Subdivision: York
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $368/sqft
- Tax assessed value: $464,746
- Annual tax amount: $3,977
- Date on market: 7/9/2026
- Cumulative days on market: 63 days
- Listing terms: Conventional,FHA
- Inclusions: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$473,100
$449,000 - $497,000
$3,052/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2026 | Pending sale | $475,000$368/sqft |
Source:  NWMLS as distributed by MLS GRID #2553082 Report a problem | ||
| 8/27/2026 | Price change | $475,000-4.6%$368/sqft |
Source: NWMLS as distributed by MLS GRID #2553082 Report a problem | ||
| 8/17/2026 | Price change | $498,000-2.2%$385/sqft |
Source: NWMLS as distributed by MLS GRID #2553082 Report a problem | ||
| 7/31/2026 | Price change | $509,000-1.9%$394/sqft |
Source: NWMLS as distributed by MLS GRID #2553082 Report a problem | ||
| 7/10/2026 | Listed for sale | $519,000+99.6%$402/sqft |
Source: NWMLS as distributed by MLS GRID #2553082 Report a problem | ||
| 6/8/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 5/31/2024 | Listed for rent | $3,200$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/22/2016 | Sold | $260,000$201/sqft |
Source: NWMLS as distributed by MLS GRID #864163 Report a problem | ||
| 10/31/2015 | Pending sale | $260,000$201/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #864163 Report a problem | ||
| 10/27/2015 | Listed for sale | $260,000+118.9%$201/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #864163 Report a problem | ||
| 3/10/2003 | Sold | $118,750$92/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,806 +2.6% | $464,746 -2.5% |
| 2023 | $3,710 +6.7% | $476,551 +16% |
| 2022 | $3,476 +14.8% | $410,827 +26% |
| 2021 | $3,029 +1.9% | $326,053 +8% |
| 2020 | $2,971 | $301,901 +1.6% |
| 2019 | $2,971 -1.8% | $297,126 +11.4% |
| 2018 | $3,025 +11.7% | $266,718 +16.1% |
| 2017 | $2,709 -0.7% | $229,635 +11% |
| 2016 | $2,728 +32.5% | $206,914 +9.8% |
| 2015 | $2,058 | $188,532 +5.4% |
| 2014 | $2,058 +2% | $178,873 +5.8% |
| 2013 | $2,018 | $169,079 +4.7% |
| 2012 | -- | $161,463 |
| 2011 | -- | $161,463 |
| 2010 | -- | $161,463 0% |
| 2009 | $1,247 -8.4% | $161,465 +16.7% |
| 2008 | $1,362 | $138,360 |
| 2007 | $1,362 +37.7% | $138,360 |
| 2005 | $989 | $138,360 +59.5% |
| 2004 | $989 -5.9% | $86,760 |
| 2003 | $1,050 +2.8% | $86,760 |
| 2002 | $1,021 -0.4% | $86,760 |
| 2001 | $1,025 | $86,760 +1.6% |
| 2000 | -- | $85,370 |
| 1999 | -- | $85,370 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: York
Nearby schools
Schools provided by the listing agent
- Elementary: Lowell Elem
- Middle: Fairhaven Mid
- High: Sehome High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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