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    • Price cut: $10K (7/22)
    $459,000

    14431 W CHAMA Drive, Surprise, AZ 85387

    4beds
    1,950sqft
    : 
    $2,833/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    5,565 Square Feet Lot
    $-- Zestimate®
    $235/sqft
    $99/mo HOA

    What's special

    Clean open-concept retreatGas cooktopWhole-house water softener systemThoughtful upgrades throughoutLow-maintenance backyardThick quartz countersUnder-cabinet led lighting
    A clean open-concept retreat designed for peace of mind and effortless modern living. Arranged for comfort with intentional simplicity, this move-in-ready home invites you to settle in, unwind, and enjoy a quiet neighborhood near parks, walking paths, and everyday amenities. What Makes This Home Stand Out : 1. Fully loaded with $95K+ in thoughtful upgrades & improvements - saving you the time, effort & expense of adding them later. Skip the new builds, avoid the $50K-$100K+ often spent on builder markups & post-closing upgrades 2. Excellent, like-new condition - meticulously maintained, lightly occupied with minimal wear 3. Premium lot location - desirable north-facing home 4. Minutes from Loop 303 & TSMC, with quick access to shopping in North Peoria & Surprise 5. Privacy-focused layout with no shared bedroom walls for quieter rest 6. Thick quartz counters, quartz backsplash, & under-cabinet LED lighting 7. Wood-look porcelain plank tile flooring 8. Whole-house water softener system - helps reduce hard-water buildup & makes water feel gentler on skin & hair 9. Reverse osmosis purified drinking water system connected to the fridge 10. Premium LG refrigerator, washer, & gas dryer included 11. Premium gas cooktop & tankless gas water heater 12. Low-maintenance backyard 13. Bali double cellular shades & solar screens for comfort & energy efficiency 14. Ceiling fans for added comfort & lower cooling costs 15. Zen-inspired minimalist pendant lighting 16. Washable interior paint for easy upkeep 17. High-pressure handheld showerheads in all bathrooms 18. Bidet toilet seats in all bathrooms 19. Automatic toilet-cleaning systems on all toilets - fewer stains & less scrubbing 20. And more... (text cannot fit) There is more than the listing can fit into words. Come see the part the photos cannot fully capture.
    36 days
    |
    793
    |
    53
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Angela Liu 224-580-4217,

    West USA Realty

    Source: ARMLS,MLS#: 7047406MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 238
      • Dimensions: 17.00 x 14.00
      Bedroom 2
      • Level: First
      • Area: 100
      • Dimensions: 10.00 x 10.00
      Bedroom 3
      • Level: First
      • Area: 100
      • Dimensions: 10.00 x 10.00
      Bedroom 4
      • Level: First
      • Area: 110
      • Dimensions: 10.00 x 11.00
      Dining room
      • Level: First
      • Area: 140
      • Dimensions: 14.00 x 10.00
      Garage
      • Level: First
      • Area: 400
      • Dimensions: 20.00 x 20.00
      Living room
      • Level: First
      • Area: 286
      • Dimensions: 22.00 x 13.00
      Heating
      • Hot Water, ENERGY STAR Qualified Equipment, Natural Gas
      Cooling
      • Gas, Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
      Appliances
      • Included: Dryer, Washer, Water Softener Owned, Reverse Osmosis, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Gas Range, Gas Oven, Gas Cooktop, Water Purifier
      • Laundry: Inside, Gas Dryer Hookup
      Features
      • Quartz Countertops, High Speed Internet, Smart Home, Double Vanity, Eat-in Kitchen, Breakfast Bar, 9+ Flat Ceilings, No Interior Steps, Kitchen Island, Bidet, Full Bth Master Bdrm, Separate Shwr & Tub
      • Flooring: Carpet, Tile
      • Windows: Screens, Low Emissivity Windows, Solar Screens, Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Frame
      • Has basement: No
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 1,950
      • Total interior livable area: 1,950 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached, Garage Door Opener
      • Attached garage spaces: 2
      • Uncovered spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Covered
      • Spa features: None
      • Fencing: Perimeter,Back Yard,Block
      • Has view: Yes
      • View description: Desert, Panoramic
      Lot
      • Size: 5,565 Square Feet
      • Features: Gravel/Stone Front, Gravel/Stone Back, Synthetic Grass Back, Irrigation Front
      Details
      • Parcel number: 50369070
      • Special conditions: Owner/Agent

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Year built: 2021
      Details
      • Builder name: William Lyon Homes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City Water
      • Utilities for property: Natural Gas Available

      Community & HOA

      Community
      • Features: Playground, Biking/Walking Path
      • Subdivision: RANCHO MERCADO PARCEL A11
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Street Maint
      • HOA fee: $99 monthly
      • HOA name: Rancho Mercado
      • HOA phone: 602-437-4777
      Location
      • Region: Surprise

      Financial & listing details

      • Price per square foot: $235/sqft
      • Tax assessed value: $347,600
      • Annual tax amount: $1,482
      • Date on market: 6/26/2026
      • Cumulative days on market: 36 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/22/2026Price change$459,000-2.1%$235/sqft
        Source: ARMLS #7047406 Report a problem
        6/27/2026Listed for sale$469,000+44.2%$241/sqft
        Source: ARMLS #7047406 Report a problem
        1/14/2021Sold$325,336$167/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,415 -0.3%$34,760 -5.7%
        2024$1,420 +1.4%$36,860 +111.1%
        2023$1,401 -5.5%$17,457 -28.6%
        2022$1,482 +851.9%$24,450 +140.8%
        2021$156 +3.1%$10,155 +6.1%
        2020$151 $9,570 +355.7%
        2019-- $2,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 85387

        Getting around

        0 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Asante Preparatory Academy
        • Middle: Asante Preparatory Academy
        • High: Willow Canyon High School
        • District: Dysart Unified District

        Source: ARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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