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For sale
  • $1,670,000

    1451 Plum Creek Ct, Finchville, KY 40022

    5beds
    6,270sqft
    : 
    $10,632/mo
    Get pre-qualified
    Single Family Residence
    Built in 2011
    5.22 Acres Lot
    $1,568,500 Zestimate®
    $266/sqft
    $240/mo HOA

    What's special

    Extensive custom cabinetryCommanding lake viewsExceptional outdoor areasAbundant storageSpacious foyerExpansive living spacesLarge covered front porch
    Exceptional lakefront living in one of Kentucky's premier equestrian communities! Situated on 5.22 acres overlooking the community's scenic 15-acre lake, this impressive 5-bedroom, 4-full and 2-half-bath brick and stone residence offers expansive living spaces, exceptional outdoor areas and beautiful lake views from throughout the rear of the home. The community, also home to the 2025 Homearama Showcase Home, offers an extraordinary collection of amenities, including a 29-stall full-care barn, indoor and outdoor Grand Prix arenas, approximately 8 miles of riding and walking trails, stocked fishing lakes, community pool, playground and pavilion with fireplace. Equestrian use permits one horse per 2.5 acres, subject to applicable community restrictions. A lighted, paved 1-mile walking path with park benches surrounds the 15-acre lake, which features two fountains and provides a beautiful backdrop to the property. The home takes full advantage of its setting, with lake views from the Great Room, Sitting room, Primary Suite, lower-level Family Room and the spacious Bonus Suite above the garage. A distinctive waterfall feature flowing from the community pavilion toward the lake is accessible near the border of the backyard, adding another unique element to the setting. A large covered front porch welcomes you to beautiful double cut-glass entry doors spacithat lead to the spacious foyer. Beautiful hardwood flooring extends throughout much of the main living areas. The formal Dining Room features a double-tray ceiling, recessed lighting and an elegant light fixture. The dramatic Great Room is highlighted by soaring vaulted ceilings, a Palladian-style window overlooking the lake and a stone hearth with gas fireplace flanked by custom built-in cabinetry and illuminated bookshelves. The open layout continues into the dining area and spacious Kitchen, featuring granite countertops, custom wood cabinetry, a large island with farmhouse sink and distinctive stone detailing, stonework surrounding the cooking area, gas cooktop/range using propane, two ovens, built-in microwave with Advantium feature and a large walk-in pantry. Just beyond the Kitchen is one of the home's most inviting spaces—a light-filled sitting room surrounded by windows showcasing views of the lake and property. The fireplace can accommodate gas or wood burning, per Seller. Nearby, the garage entry opens into a generous mudroom with built-in bench, storage nooks and cabinetry. The first-floor Laundry Room offers a utility sink and abundant cabinetry. The spacious first-floor Primary Suite features lake views, a tray ceiling with uplighting and recessed lighting. French doors open to the ensuite bath with travertine tile flooring, tiled walk-in shower with bench, Jacuzzi garden tub, double vanity replaced in April 2026 and an exceptionally large walk-in closet. A second spacious first-floor bedroom includes its own ensuite bath with pedestal sink and tiled tub/shower combination. A conveniently located half bath features travertine flooring and a vanity updated in 2025. Above the oversized 3-car garage is an approximately 693 sq. ft. Bonus Suite with its own HVAC system and thermostat. Currently utilized as a large bedroom/suite, this flexible space includes a full bath with double sinks, granite vanity top, custom wood cabinetry, tiled shower, Jacuzzi tub and tile flooring, plus a large walk-in closet. Three dormers bring natural light into the room, including one with a built-in window seat and storage nook. With views of both the lake and acreage, this substantial space offers numerous possibilities for guest accommodations, recreation, hobbies or additional living space. The finished walkout lower level dramatically expands the home's versatility. The spacious Family Room features tall ceilings, detailed trim and direct access to the rear patio. A large bar and adjoining dining/entertaining area includes wood cabinetry, wine storage, marble tile countertops and flooring, sink, beverage refrigerator and full-size refrigerator replaced in 2025. Two large lower-level rooms share a Jack-and-Jill full bath with tiled tub/shower and flooring. A beautiful built in bookcase surrounds the window in the lower level bedroom as an added bonus. Additional finished rooms provide flexible space for an office, playroom, hobbies, exercise, storage or other uses. A separate room with exterior access and egress windows provides additional possibilities. The lower level also includes a second laundry area with utility sink, an additional half bath, utility space and access to the home's "John Deere" garage/storage area. Outdoor living is equally impressive. A full-width Trex deck overlooks the lake, fountains and walking path. Below, the expansive patio combines open-air space with a screened-in porch featuring a fireplace capable of gas or wood-burning use, per Seller. Electrical service is already available in the screened porch for an outdoor television or entertainment setup. The extra-wide and extra-deep 3-car garage provides exceptional space for vehicles and additional storage, with room potentially suitable for larger recreational items such as a boat. Built-in cabinetry and EV-charging capability add convenience. Thoughtful details continue throughout the home, including upgraded door hardware and fixtures, extensive custom cabinetry, abundant storage and multiple living and entertaining spaces indoors and out. With 5.22 acres, commanding lake views, extensive community amenities, equestrian facilities, trails, fishing, recreation and a thoughtfully designed walkout home offering exceptional space and flexibility, this property presents a distinctive opportunity to enjoy an extraordinary Kentucky setting. Seller is offering 14 month limited home warranty through Home Warranty Inc. See agent notes.
    4 days
    332
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lori A Lopez 502-727-9296,

    Exit Realty Choice,

    Joe Lopez 502-727-9298

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1727684MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 4
      • 1/2 bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Description: Bonus Room/Bedroom with Ensuite Full Bath above garage
      • Level: Second
      Bedroom
      • Level: Basement
      Bedroom
      • Level: Basement
      Primary bathroom
      • Description: Ensuite Full Bath in Primary Suite
      • Level: First
      Full bathroom
      • Description: Ensuite Full Bath in Bedroom 2
      • Level: First
      Half bathroom
      • Level: First
      Full bathroom
      • Description: Ensuite full bath in Bonus/Bedroom above garage
      • Level: Second
      Full bathroom
      • Description: Jack & Jill type bathroom
      • Level: Basement
      Dining room
      • Level: First
      Family room
      • Description: Features Bar Area with custom cabinetry, sink, refrigerator & beverage fridge.
      • Level: Basement
      Great room
      • Description: vaulted ceilings, bookshelves and gas fireplace
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Laundry
      • Description: 2nd laundry room in basment utility room
      • Level: Basement
      Mud room
      • Description: Features Built In Storage Nook
      • Level: First
      Other
      • Description: Used as guest bedroom but no egress window
      • Level: Basement
      Other
      • Description: currently used as tea room. Has egress window&door but no closet.
      • Level: Basement
      Sitting room
      • Level: First
      Heating
      • Electric, Propane, Heat Pump
      Cooling
      • Central Air
      Features
      • Basement: Walkout Finished
      • Number of fireplaces: 3
      Interior area
      • Total structure area: 3,697
      • Total interior livable area: 6,270 sqft
      • Finished area above ground: 3,697
      • Finished area below ground: 2,573

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, See Remarks, Driveway, Electric Vehicle Charging Station(s)
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Screened Porch, Deck, Patio, Porch
      • Has private pool: Yes
      • Pool features: Association, Community, In Ground
      • On waterfront: Yes
      • Waterfront features: Lake Front
      Lot
      • Size: 5.22 Acres
      • Features: Cul-De-Sac, See Remarks
      Details
      • Parcel number: 01701036A

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Stone Veneer
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 2011

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Propane

      Community & HOA

      Community
      • Subdivision: Equestrian Lakes
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Playground, Pool
      • HOA fee: $2,875 annually
      Location
      • Region: Finchville

      Financial & listing details

      • Price per square foot: $266/sqft
      • Tax assessed value: $650,000
      • Annual tax amount: $7,448
      • Date on market: 8/29/2026
      • Electric utility on property: Yes

        Estimated market value

        $1,568,500

        $1.49M - $1.65M

        $3,372/mo

        Price history

        DateEventPrice
        8/29/2026Listed for sale$1,670,000+1171.2%$266/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1727684 Report a problem
        10/21/2009Sold$131,375$21/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,448 -1%$650,000
        2024$7,520 -1.4%$650,000
        2023$7,624 +24.3%$650,000 +23.8%
        2022$6,133 -2.5%$525,000
        2021$6,291 -0.3%$525,000
        2020$6,308 $525,000
        2019$6,308 +0.6%$525,000
        2018$6,270 $525,000 +16.7%
        2017$6,270 +18%$450,000 +260%
        2016$5,315 $125,000 -72.2%
        2015$5,315 $450,000
        2014$5,315 $450,000
        2013$5,315 $450,000
        2012-- $450,000
        2011-- $450,000 +242.5%
        2010-- $131,375
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 40022

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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