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  • $699,000

    1510 Bernard Phelan Ave, Tracy, CA 95377

    3beds
    1,989sqft
    Single Family Residence
    Built in 2021
    3,519 Square Feet Lot
    $692,100 Zestimate®
    $351/sqft
    $52/mo HOA

    What's special

    Covered front porchCharming curb appealPrivate ensuite bathShaker-style cabinetryPeninsula breakfast barPrivate low-maintenance outdoor retreatConvenient half bath
    If you missed the opportunity when these homes were first built, here's your chance to own a home in Tracy's highly desirable Santosha community. Built in 2021, this beautifully maintained 3-bedroom, 2.5-bath home offers 1,989 square feet of thoughtfully designed living space on a 3,484-square-foot lot. Set on a well-kept street with charming curb appeal, the home welcomes you with manicured landscaping, a covered front porch, and a distinctive side-facing entry. Inside, natural light fills the open-concept floor plan, complemented by tile flooring throughout the main level, plush carpet upstairs, and custom interior shutters throughout. Designed for both everyday living and entertaining, the main level features a spacious living room, dining area, convenient half bath, separate laundry room, and an inviting kitchen with shaker-style cabinetry, granite countertops, a peninsula breakfast bar, Bosch dishwasher, abundant storage, a built-in kitchen desk, and an adjacent coffee station with additional cabinetry. A sliding glass door provides easy access to the backyard, while direct garage access adds everyday convenience. Upstairs, a versatile loft offers flexible space for a home office, media room, fitness area, or playroom. The spacious primary suite features a large walk-in closet and private ensuite bath. Two additional bedrooms and a full bathroom with a tub/shower combination complete the upper level. Additional features include solar panels with solar protector and pigeon guard, an EV charger, tankless water heater, whole-house water softener, and ceiling fans throughout. The backyard offers a private, low-maintenance outdoor retreat with stamped concrete and no rear neighbors, creating the perfect setting for relaxing, outdoor dining, or entertaining guests. Residents enjoy nearby parks, shopping, dining, schools, ACE rail access, and convenient commuting via I-580 and I-205. Combining modern design, energy-efficient features, and a desirable location, this exceptional home offers the opportunity to enjoy comfortable, low-maintenance living in one of Tracy's most sought-after newer communities.
    47 days
    |
    302
    |
    6
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ernie Walker DRE #02026134 650-629-5224,

    KW Central Valley

    Source: MetroList Services of CA,MLS#: 226064972Originating MLS: MetroList Services, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Primary bathroom
      • Features: Shower Stall(s), Double Vanity, Soaking Tub, Walk-In Closet(s)
      Dining room
      • Features: Dining/Family Combo
      Kitchen
      • Features: Breakfast Area, Pantry Closet, Granite Counters
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Microwave, Tankless Water Heater, Free-Standing Gas Oven
      • Laundry: Gas Dryer Hookup
      Features
      • Flooring: Carpet, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 0
      • Total interior livable area: 1,989 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Garage Faces Front
      • Garage spaces: 2
      Lot
      • Size: 3,519 Square Feet
      • Features: Sprinklers In Front
      Details
      • Parcel number: 238640630000
      • Zoning: R021
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Year built: 2021

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • Services included: Other
      • HOA fee: $52 monthly
      Location
      • Region: Tracy

      Financial & listing details

      • Price per square foot: $351/sqft
      • Tax assessed value: $568,957
      • Annual tax amount: $8,780
      • Price range: $699K - $699K
      • Date on market: 6/12/2026

        Estimated market value

        $692,100

        $657,000 - $727,000

        $3,001/mo

        Price history

        DateEventPrice
        6/12/2026Listed for sale$699,000$351/sqft
        Source: MetroList Services of CA #226064972 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,780 +5.7%$568,957 +2%
        2024$8,304 +1.4%$557,802 +2%
        2023$8,187 +1.5%$546,865 +2%
        2022$8,064 +258%$536,143 +1065.5%
        2021$2,252 $46,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95377

        Getting around

        9 / 100
        Car-Dependent
        21 / 100
        Minimal Transit
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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