Pending

$450,000

1581 River Front Drive, Jefferson, NC 28640

2beds

1,296sqft

$2,609/mo

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Single Family Residence

Built in 1997

1.05 Acres Lot

$420,700 Zestimate^®

$347/sqft

$38/mo HOA

What's special

Riverfront cottageRelaxing covered porchSpacious great room

Riverfront cottage in Scenic River Front Acres is a charming 2BD 2 BA Mountain getaway nestled along the South Fork of the New River. It offers direct access to swimming, fishing, and kayaking right from the front yard.This Mountain River home features a spacious great room that flows seamlessly into the lovely kitchen and dining area. The Relaxing Covered Porch offers extra space and views of the mountains overlooking the river, with extra yard making it an inviting outdoor space. Additionally, a large outbuilding with both a roll-up and walk-in door offers ample storage for fishing gear, Kayaks, tubes and more. A heat pump provides climate control, with a freestanding wood stove for extra warmth and security. Long term rentals permitted. Minimum rental is 30 days.

190 days

706

35

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Heating

Electric, Heat Pump, Wood Stove

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Electric Range, Electric Water Heater, Microwave Hood Fan, Microwave, Refrigerator
Laundry: Washer Hookup, Dryer Hookup, Main Level

Features

Pull Down Attic Stairs
Windows: Double Hung, Double Pane Windows, Screens, Vinyl
Basement: Crawl Space
Attic: Pull Down Stairs
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 1,296
Total interior livable area: 1,296 sqft
Finished area above ground: 1,296
Finished area below ground: 0

Property

Parking

Parking features: Driveway, Gravel, Private
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Covered
Exterior features: Out Building(s), Gravel Driveway
Has view: Yes
View description: Mountain(s), River, Trees/Woods
Has water view: Yes
Water view: River
Waterfront features: River Front

Lot

Size: 1.05 Acres

Details

Additional structures: Outbuilding
Parcel number: 122996042270

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage,Mountain
Property subtype: Single Family Residence

Materials

Vinyl Siding, Wood Frame
Roof: Metal

Condition

Year built: 1997

Utilities & green energy

Sewer: Septic Permit 2 Bedroom
Water: Private, Well
Utilities for property: High Speed Internet Available

Community & HOA

Community

Features: Long Term Rental Allowed
Subdivision: River Front Acres

HOA

Has HOA: Yes
HOA fee: $450 annually

Location

Region: Jefferson

Financial & listing details

Price per square foot: $347/sqft
Annual tax amount: $1,336
Date on market: 1/19/2026
Listing terms: Cash,Conventional,New Loan
Road surface type: Gravel

Estimated market value

$420,700

$400,000 - $442,000

$1,428/mo

Price history

Date	Event	Price
7/13/2026	Pending sale	$450,000$347/sqft
Source: High Country AOR #259686 Report a problem
1/19/2026	Listed for sale	$450,000-18%$347/sqft
Source: High Country AOR #259686 Report a problem
8/18/2025	Listing removed	$549,000$424/sqft
Source: High Country AOR #255580 Report a problem
5/19/2025	Listed for sale	$549,000$424/sqft
Source: High Country AOR #255580 Report a problem
9/30/2024	Listing removed	$549,000$424/sqft
Source: High Country AOR #250663 Report a problem
8/12/2024	Listed for sale	$549,000$424/sqft
Source: High Country AOR #250663 Report a problem
7/25/2024	Contingent	$549,000$424/sqft
Source: High Country AOR #250663 Report a problem
6/28/2024	Listed for sale	$549,000$424/sqft
Source: High Country AOR #250663 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28640

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

7/10
Mountain View Elementary
Grades: PK-6Distance: 4.4 mi
10/10
Ashe County Middle
Grades: 7-8Distance: 8.3 mi
4/10
Ashe County High
Grades: 9-12Distance: 4 mi

Schools provided by the listing agent

Elementary: Mountain View
High: Ashe County

Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.