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For sale
  • Price cut: $25K (6/3)
    $549,900

    1638 Mira Lago Cir, Ruskin, FL 33570

    4beds
    3,020sqft
    : 
    $3,833/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    8,468 Square Feet Lot
    $-- Zestimate®
    $182/sqft
    $98/mo HOA

    What's special

    Waterfront pool homeStunning lake viewsElegant crown moldingSoaring ceilingsSoaking tubSpacious closet pantryPlantation shutters throughout
    Back on the market after successfully completing inspections, with no inspection-related issues preventing the sale, this exceptional waterfront home offers a rare opportunity to own one of Mira Lago's finest lakefront properties. Motivated seller. Welcome to this exceptional waterfront pool home in the gated community of Mira Lago, offering over 3,000 square feet of beautifully updated living space with stunning lake views and an incredible outdoor lifestyle. From the moment you arrive, the oversized 3-car garage, lush landscaping, and inviting entry create a lasting first impression. Inside, you'll find a bright, open floor plan filled with natural light, soaring ceilings, plantation shutters throughout, and elegant crown molding that adds a refined touch to every room. The kitchen serves as the heart of the home, featuring quartz countertops, stainless steel appliances, a large center island with breakfast bar, abundant cabinetry, and a spacious closet pantry. It flows seamlessly into the living and dining areas, making entertaining effortless. Offering 4 bedrooms, 4 full bathrooms, and a large loft/bonus room that could easily serve as a 5th bedroom, media room, or home office, this versatile floor plan provides space for everyone. The spacious owner's suite offers a private retreat with dual vanities, a soaking tub, separate shower, and generous walk-in closets. Step outside and experience what truly sets this property apart. The screened lanai overlooks a heated pool and spa, creating the perfect setting for year-round enjoyment. Beyond the pool, you'll discover one of the home's most unique features: a private beach-style retreat overlooking Mira Lago's largest lake. Whether you're enjoying your morning coffee, watching local wildlife, or taking in breathtaking sunset views across the water, this space captures the very best of Florida living. Recent updates, including a NEW ROOF and NEW A/C SYSTEM, provide added peace of mind. Mira Lago is a gated community offering resort-style amenities including a community pool, playground, basketball courts, and scenic walking paths. Conveniently located near Bahia Beach, E.G. Simmons Regional Park, public boat ramps, Tampa Bay waterfront recreation, shopping, dining, and major commuter routes including US-41 and I-75, this home offers the perfect combination of waterfront living, convenience, and lifestyle.
    86 days
    |
    2,813
    |
    205
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christie Frankenstein 813-704-8748,

    KELLER WILLIAMS SOUTH SHORE 813-641-8300

    Source: Stellar MLS,MLS#: TB8494933MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Den/Library/Office, Utility Room, Loft
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s)
      • Flooring: Ceramic Tile
      • Windows: Hurricane Shutters
      • Has fireplace: No
      Interior area
      • Total structure area: 3,829
      • Total interior livable area: 3,020 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Screened
      • Exterior features: Irrigation System, Private Mailbox, Sidewalk
      • Has private pool: Yes
      • Pool features: Heated, In Ground
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      • Waterfront features: Pond
      Lot
      • Size: 8,468 Square Feet
      • Features: Landscaped, Sidewalk
      • Residential vegetation: Trees/Landscaped
      Details
      • Parcel number: U01321882200000000286.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Deed Restrictions, Gated Community - No Guard, Park, Playground, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: MIRA LAGO WEST PH 2A
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court
      • HOA fee: $98 monthly
      • HOA name: Excelsior Community Management LLC-Jen Robertson
      • HOA phone: 813-349-6552
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $182/sqft
      • Tax assessed value: $447,763
      • Annual tax amount: $4,716
      • Date on market: 4/29/2026
      • Cumulative days on market: 68 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/15/2026Listed for sale$549,900$182/sqft
        Source: Stellar MLS #TB8494933 Report a problem
        7/8/2026Contingent$549,900$182/sqft
        Source: Stellar MLS #TB8494933 Report a problem
        7/1/2026Pending sale$549,900$182/sqft
        Source: Stellar MLS #TB8494933 Report a problem
        6/3/2026Price change$549,900-4.3%$182/sqft
        Source: Stellar MLS #TB8494933 Report a problem
        5/11/2026Listed for sale$574,900$190/sqft
        Source: Stellar MLS #TB8494933 Report a problem
        5/7/2026Pending sale$574,900$190/sqft
        Source: Stellar MLS #TB8494933 Report a problem
        4/29/2026Listed for sale$574,900+35.3%$190/sqft
        Source: Stellar MLS #TB8494933 Report a problem
        10/31/2006Sold$425,000$141/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,716 +6.5%$203,746 +2.9%
        2024$4,427 +3.1%$198,004 +3%
        2023$4,295 +5.4%$192,237 +3%
        2022$4,076 +1.2%$186,638 +3%
        2021$4,026 +2.2%$181,202 +1.4%
        2020$3,939 +2.6%$178,700 +2.3%
        2019$3,838 $174,682 +1.9%
        2018$3,838 +1.4%$171,425 -27.9%
        2017$3,783 +1.1%$237,801 +44.6%
        2016$3,742 +0.8%$164,446 +0.7%
        2015$3,712 -2.1%$163,303 +0.8%
        2014$3,793 $162,007 +1.5%
        2013$3,793 +0.3%$159,613 +1.7%
        2012$3,781 -2.1%$156,945 -2.3%
        2011$3,863 -6.2%$160,712 -8%
        2010$4,118 -9.9%$174,635 -11.2%
        2009$4,573 -21.4%$196,737 -23.7%
        2008$5,815 -20.2%$257,826 -16.1%
        2007$7,290 +208.5%$307,225 +893.3%
        2006$2,363 +86.5%$30,931 -44.4%
        2005$1,267 $55,676
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33570

        Getting around

        1 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Thompson Elementary
        • Middle: Eisenhower-HB
        • High: Lennard-HB

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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