For sale

Price cut: $15K (9/2)

$415,000

181 SETTLERS CIR, Bandera, TX 78003

3beds

1,962sqft

$3,011/mo

Get pre-qualified

Single Family Residence

Built in 1998

1.77 Acres Lot

$399,800 Zestimate^®

$212/sqft

$17/mo HOA

What's special

Detached garageAdditional storage shedHigh ceilingsQuiet cul-de-sacPeaceful cul-de-sac settingSpacious fenced backyard

Tucked away at the end of a quiet cul-de-sac and surrounded by beautiful mature oak trees, this gorgeous 3-bedroom, 2-bath home sits on nearly 2 acres and offers the perfect combination of privacy, space, and comfort. Step inside to an inviting open-concept living, dining, and kitchen area featuring high ceilings and plenty of room to gather and entertain. Outside is where this property really shines! Enjoy your own backyard retreat with a SwimSpa and Hottub, a spacious fenced backyard, detached garage, and additional storage shed. With almost 2 acres to spread out, gorgeous trees providing shade and character, and a peaceful cul-de-sac setting, this property offers the space and lifestyle buyers are looking for. Whether you're relaxing under the oaks, cooling off in the SwimSpa, entertaining friends and family, or simply enjoying the privacy of your own piece of Texas, this home is ready to be your forever home!

33 days
867
49

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Split, Outside Access, Walk-In Closet(s), Ceiling Fan(s), Full Bath
Area: 234
Dimensions: 18 x 13

Bedroom 2

Area: 143
Dimensions: 11 x 13

Bedroom 3

Area: 156
Dimensions: 12 x 13

Primary bathroom

Features: Shower Only, Separate Vanity
Area: 182
Dimensions: 13 x 14

Dining room

Area: 132
Dimensions: 11 x 12

Kitchen

Area: 108
Dimensions: 12 x 9

Living room

Area: 460
Dimensions: 23 x 20

Heating

Central, Electric

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Refrigerator, Dishwasher
Laundry: Washer Hookup, Dryer Connection

Features

One Living Area, Kitchen Island, Shop, Utility Room Inside, High Ceilings, Open Floorplan, Ceiling Fan(s), Programmable Thermostat
Flooring: Ceramic Tile, Laminate
Windows: Window Coverings
Has basement: No
Has fireplace: No
Fireplace features: Not Applicable

Interior area

Total interior livable area: 1,962 sqft

Property

Parking

Total spaces: 2
Parking features: Two Car Garage, Detached
Garage spaces: 2

Features

Levels: One
Stories: 1
Pool features: None, Community

Lot

Size: 1.77 Acres

Details

Parcel number: 11705000010110

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stone, Wood Siding
Foundation: Slab
Roof: Metal

Condition

Pre-Owned
New construction: No
Year built: 1998

Utilities & green energy

Electric: Bandera
Sewer: Buddys Water, Septic
Water: BRR, Water System

Community & HOA

Community

Features: Waterfront Access, Tennis Court(s), Playground, BBQ/Grill, Basketball Court, Lake/River Park
Subdivision: Bandera River Ranch

HOA

Has HOA: Yes
HOA fee: $205 annually
HOA name: BANDERA RIVER RANCH

Location

Region: Bandera

Financial & listing details

Price per square foot: $212/sqft
Tax assessed value: $359,540
Annual tax amount: $4,984
Price range: $415K - $415K
Date on market: 8/8/2026
Cumulative days on market: 32 days
Listing terms: Conventional,FHA,VA Loan,Cash

Estimated market value

$399,800

$380,000 - $420,000

$2,122/mo

Price history

Date	Event	Price
9/2/2026	Price change	$415,000-3.5%$212/sqft
Source: LERA MLS #2006995 Report a problem
8/8/2026	Listed for sale	$430,000$219/sqft
Source: LERA MLS #2006995 Report a problem
10/20/2011	Sold	--
Source: LERA MLS #911841 Report a problem
9/29/2006	Sold	--
Source: LERA MLS #572368 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,880 +0.7%	$359,540 -0.3%
2024	$4,845 -4.6%	$360,530 -1.1%
2023	$5,079 -0.9%	$364,570 +16%
2022	$5,127	$314,380 +21.9%
2021	--	$257,990 +24.4%
2020	$3,759	$207,450 -3%
2019	--	$213,830 +2.5%
2018	--	$208,600 +2.1%
2017	--	$204,360 -0.3%
2016	--	$204,980 +7.3%
2015	--	$190,970 +1%
2014	--	$189,000
2013	--	$189,000
2012	--	$189,000 +2536%
2010	--	$7,170 +10%
2009	--	$6,520 +29.9%
2008	--	$5,020 +10.1%
2007	--	$4,560