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For sale
    • Price cut: $3K (8/3)
    $405,000

    1860 Whispering Oaks Ln, Fort Walton Beach, FL 32547

    3beds
    1,573sqft
    : 
    $2,563/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    3,920 Square Feet Lot
    $-- Zestimate®
    $257/sqft
    $-- HOA

    What's special

    Electric fireplace feature wallModern finishes throughoutMove-in-ready updatesQuartz countertopsExtensive garage shelvingHvac systemCustom pantry
    Welcome to 1860 Whispering Oaks Lane, a beautifully updated and thoughtfully customized home in one of Fort Walton Beach's most convenient locations. An assumable VA loan with a 5.625% interest rate presents a rare opportunity for qualified buyers. Conveniently located approximately 7 minutes from Hurlburt Field and 11 minutes from Eglin AFB, the home also offers easy access to beaches, shopping, dining, and everyday conveniences. Recent updates include a newer roof, HVAC system, quartz countertops, luxury vinyl plank flooring, updated cabinetry, fixtures, and modern finishes throughout. Custom touches include a built-in entry storage station, custom pantry, walk-in closet system, elevated laundry platform, electric fireplace feature wall, dry bar, and extensive garage shelving. A standout feature is the approximately 600-square-foot finished attic bonus space with its own dedicated heating and cooling system--ideal for a media room, home office, fitness area, hobby room, or additional living space. With move-in-ready updates, exceptional storage, flexible bonus space, and a prime location, this home offers a unique combination of comfort, functionality, and value.
    36 days
    |
    807
    |
    75
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Tarrah Minor 606-231-2812,

    Realty ONE Group Emerald Coast

    Source: ECAOR,MLS#: 1005485MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Buyer responsible for accurate measurements
      • Level: Second
      • Area: 180 Square Feet
      • Dimensions: 15 x 12
      Bedroom
      • Description: Buyer responsible for accurate measurements
      • Level: Second
      • Area: 140 Square Feet
      • Dimensions: 10 x 14
      Bedroom
      • Description: Buyer responsible for accurate measurements
      • Level: Second
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Primary bathroom
      • Description: Buyer responsible for accurate measurements
      • Level: Second
      • Area: 50 Square Feet
      • Dimensions: 10 x 5
      Dining area
      • Description: Buyer responsible for accurate measurements
      • Level: First
      • Area: 148.5 Square Feet
      • Dimensions: 13.5 x 11
      Kitchen
      • Description: Buyer responsible for accurate measurements
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10 x 12
      Living room
      • Description: Buyer responsible for accurate measurements
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15 x 11
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Vaulted Ceiling(s)
      • Flooring: Vinyl
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,573
      • Total interior livable area: 1,573 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Fencing: Privacy
      Lot
      • Size: 3,920 Square Feet
      • Dimensions: 50 x 81
      • Features: Sidewalk
      Details
      • Parcel number: 341S240802000A0090
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick Front, Wood Siding
      • Roof: Shingle
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Subdivision: FOREST OAKS PH 2
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $257/sqft
      • Tax assessed value: $283,362
      • Annual tax amount: $3,000
      • Date on market: 7/1/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/3/2026Price change$405,000-0.7%$257/sqft
        Source: ECAOR #1005485 Report a problem
        7/1/2026Listed for sale$408,000+9.2%$259/sqft
        Source: ECAOR #1005485 Report a problem
        8/9/2023Sold$373,656+3.8%$238/sqft
        Source: ECAOR #927673 Report a problem
        7/17/2023Pending sale$360,000$229/sqft
        Source: ECAOR #927673 Report a problem
        7/14/2023Price change$360,000+2.9%$229/sqft
        Source: ECAOR #927673 Report a problem
        2/21/2022Pending sale$349,900$222/sqft
        Source: ECAOR #891441 Report a problem
        2/18/2022Price change$349,900+118.7%$222/sqft
        Source: ECAOR #891441 Report a problem
        7/13/2021Pending sale$160,000+63.4%$102/sqft
        Source: ECAOR #876748 Report a problem
        8/25/1997Sold$97,900+389.5%$62/sqft
        Source: Agent Provided Report a problem
        8/6/1996Sold$20,000$13/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,000 -15.7%$283,362 -1.5%
        2023$3,560 +7.1%$287,578 +8%
        2022$3,324 +45.6%$266,280 +48.6%
        2021$2,283 +10%$179,180 +11.8%
        2020$2,075 +5%$160,302 +6.4%
        2019$1,976 +5.7%$150,591 +7%
        2018$1,869 $140,776 +4%
        2017$1,869 +3.5%$135,374 +3%
        2016$1,805 +3.6%$131,429 +6%
        2015$1,742 +4.5%$123,983 +4.3%
        2014$1,667 $118,849 +3.7%
        2013-- $114,612 -0.1%
        2012-- $114,767 -3.8%
        2011-- $119,323 -3.1%
        2010-- $123,095 -9.1%
        2009-- $135,365 -8.2%
        2008-- $147,498 -7.9%
        2007-- $160,168 +0.8%
        2006-- $158,861 +76.3%
        2005-- $90,128 +3%
        2004-- $87,503 +1.9%
        2003-- $85,871 +2.4%
        2002-- $83,858 +1.6%
        2001-- $82,537
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Wright

        Getting around

        31 / 100
        Car-Dependent
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Kenwood
        • Middle: Pryor
        • High: Choctawhatchee

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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