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Under contract
    • $950,000

    20 Fishing Creek Ln #20, Berlin, MD 21811

    4beds
    2,529sqft
    : 
    $7,421/mo
    Get pre-qualified
    Townhouse
    Built in 2001
    -- sqft lot
    $921,900 Zestimate®
    $376/sqft
    $965/mo HOA

    What's special

    Beautifully crafted custom cabinetrySoaring cathedral ceilingsStainless steel appliancesStunning floor-to-ceiling fireplaceThree private bayfront balconiesLight-filled great roomGourmet kitchen
    Let the fireworks begin! Welcome to one of Ocean Pines' most spectacular waterfront offerings—a luxurious 4-bedroom, 3-bath direct bayfront townhome nestled within the prestigious gated community of Osprey Point. Perfectly positioned to capture sweeping panoramic bay views, breathtaking sunsets, and the glittering skyline of Ocean City, this exceptional residence offers a front-row seat to the area's most unforgettable waterfront scenery, including holiday fireworks reflected across the bay.From the moment you enter, you'll be captivated by soaring cathedral ceilings, walls of glass framing endless water views, and a stunning floor-to-ceiling fireplace that anchors the light-filled great room. Thoughtfully designed for effortless entertaining, the gourmet kitchen showcases beautifully crafted custom cabinetry, gleaming granite countertops, stainless steel appliances, a spacious breakfast bar, and a butler's pantry for additional storage and preparation space. Adding a distinctive touch of elegance, the dining room features a one-of-a-kind hand-painted artist mural that creates an unforgettable setting for gatherings with family and friends. Outdoor living is simply extraordinary, with three private bayfront balconies inviting you to savor morning coffee, coastal breezes, spectacular sunsets, and evening lights dancing across the water. A retractable awning extends the comfort of the main living balcony, creating the perfect space for waterfront dining and entertaining.The upper-level primary suite is a private sanctuary overlooking the bay, complete with its own waterfront balcony where each evening ends with magnificent sunset views. Spacious guest accommodations ensure family and friends enjoy the same luxurious coastal experience. For boating enthusiasts, the included private deeded Boat Slip #23 with lift is just steps from your door, providing immediate access to the open waters of the bay and beyond. The oversized garage offers exceptional storage for vehicles, paddleboards, fishing gear, bicycles, and all of your coastal lifestyle essentials. Just a short stroll away, the Ocean Pines Yacht Club offers waterfront dining, entertainment, marina amenities, and one of the area's premier social settings. Whether spending the day on the water, relaxing on your balcony, or enjoying nearby Ocean City beaches and attractions, every day feels like a vacation.Offered fully furnished and beautifully appointed, this extraordinary waterfront residence is completely move-in ready. Rarely does a home combine luxury, boating, breathtaking views, and an unmatched coastal lifestyle so effortlessly. This is more than a home—it's a destination where every day begins and ends with the beauty of the bay.
    46 days
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    153
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    2
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    Zillow last checked:

    Listing updated:

    Listed by:

    Debbie Bennington 410-603-8065,

    Berkshire Hathaway HomeServices PenFed Realty - OP 4102083500

    Source: Bright MLS,MLS#: MDWO2039536MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Basement
      • Area: 0
      Heating
      • Central, Natural Gas, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Stainless Steel Appliance(s), Cooktop, Washer, Water Heater, Electric Water Heater
      • Laundry: Upper Level
      Features
      • Bathroom - Tub Shower, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Butlers Pantry, Built-in Features, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Molding
      • Flooring: Hardwood, Carpet, Ceramic Tile
      • Doors: Insulated, Sliding Glass, Storm Door(s)
      • Windows: Double Pane Windows
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Glass Doors, Mantel(s)
      Interior area
      • Total structure area: 2,529
      • Total interior livable area: 2,529 sqft
      • Finished area above ground: 2,529
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Faces Front, Storage, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Attached, Driveway
      • Attached garage spaces: 1
      • Uncovered spaces: 2
      Accessibility
      • Accessibility features: >84" Garage Door
      Features
      • Levels: Three
      • Stories: 3
      • Exterior features: Awning(s), Street Lights, Balcony
      • Pool features: Community
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: Panoramic, River, Scenic Vista
      • Has water view: Yes
      • Water view: River
      • Waterfront features: Private Dock Site, Bayfront, Private Access, Bay
      • Body of water: Assawoman Bay
      • Frontage length: Water Frontage Ft: 30
      Lot
      • Features: Cul-De-Sac
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 2403150488
      • Zoning: B-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Coastal
      • Property subtype: Townhouse
      Materials
      • Stone, Vinyl Siding
      • Foundation: Concrete Perimeter, Slab
      • Roof: Asphalt
      Condition
      • Excellent
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Natural Gas Available, Other Internet Service

      Community & HOA

      Community
      • Features: Pool
      • Security: Security Gate, Smoke Detector(s)
      • Condo and coop fee: $884 monthly
      • Subdivision: Ocean Pines - Osprey Point
      HOA
      • Has HOA: Yes
      • Amenities included: Baseball Field, Basketball Court, Beach Access, Beach Club, Boat Dock/Slip, Boat Ramp, Common Grounds, Community Center, Dog Park, Gated, Gift Shop, Golf Course Membership Available, Jogging Path, Lake, Library, Indoor Pool, Pool, Pool Mem Avail, Racquetball, Tennis Court(s), Tot Lots/Playground
      • Services included: Common Area Maintenance, Maintenance Grounds, Management, Pier/Dock Maintenance, Reserve Funds
      • HOA fee: $975 annually
      • HOA name: OCEAN PINES ASSCIATION OSPREY POINT ASSOCIATION
      • Second HOA name: Osprey Point
      Location
      • Region: Berlin

      Financial & listing details

      • Price per square foot: $376/sqft
      • Tax assessed value: $712,300
      • Annual tax amount: $5,822
      • Date on market: 7/4/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional,Cash
      • Inclusions: All Furniture
      • Exclusions: All Remaining Clocks, oyster Shell Lamp - First Floor, foyer Painting, waterford Crystal / Glass Ware In Cabinets Above Wet Bar, tv In 4th Bd
      • Ownership: Fee Simple

        Estimated market value

        $921,900

        $876,000 - $968,000

        $2,749/mo

        Price history

        DateEventPrice
        7/20/2026Contingent$950,000$376/sqft
        Source: Bright MLS #MDWO2039536 Report a problem
        7/4/2026Listed for sale$950,000$376/sqft
        Source: Bright MLS #MDWO2039536 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 21811

        Getting around

        10 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Showell
        • Middle: Berlin Intermediate School
        • High: Stephen Decatur
        • District: Worcester County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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