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For sale
  • Price cut: $9K (5/27)
    $676,000

    209 3rd St, Oxford, MD 21654

    4beds
    2,638sqft
    : 
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    Single Family Residence
    Built in 1998
    10,681 Square Feet Lot
    $652,900 Zestimate®
    $256/sqft
    $-- HOA

    What's special

    Vaulted ceilingsBeautiful brazilian hardwood floorsLarge kitchenAbundant natural lightBright breakfast roomAdjacent dining areaFront deck
    Improved Pricing ! Make this Charming Oxford Gem your new home. This well-maintained 4-bedroom, 2.5-bath home offers a comfortable blend of classic style and Eastern Shore charm in a prime Oxford location. Whether you're looking for a first home, a retirement retreat, a weekend escape, or an investment property, this inviting residence is designed to fit a variety of lifestyles. Tucked away on a quiet cul-de-sac, it features welcoming indoor and outdoor spaces ideal for year-round living, with plenty of room to transform/grow and make it your own. Inside, the foyer opens to spacious living and dining areas featuring Brazilian cherry hardwood floors, vaulted ceilings, and abundant natural light. French doors lead to a flexible room that can serve as a first floor guest room or home office. The living room flows into a large kitchen with a bright breakfast room and an adjacent dining area, making it ideal for casual mornings and gatherings with family and friends. Just off the kitchen, a half bath and a large family room provide added convenience and direct access to a spacious backyard. Upstairs, the primary suite offers a peaceful retreat with a large walk-in closet and an en-suite bath featuring double sinks, a Jacuzzi tub, and a walk-in shower. Two additional bedrooms share a generous hall bath with double sinks and a tub-shower combination. A second-floor bonus room adds even more flexibility and can be used as a playroom, home gym, game room, or private retreat. Outdoor living is equally appealing, with a front and back decks, patio with fire pit and a fully fenced backyard. One of the largest yards in the neighborhood, with plenty of room for a pool. Located just a short walk from downtown Oxford, the home offers easy access to local shops, restaurants, the waterfront park, Oxford Market, and Scottish Highland Creamery. Move-in ready and full of character, this Eastern Shore gem delivers exceptional value. Move-in ready and full of character, this Eastern Shore gem offers the best of Oxford living at an exceptional value. Recent Upgrades include: A new roof installed in August 2025, Stainless-steel appliances less than two years old, encapsulated crawlspace.
    98 days
    |
    260
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Debbie McQuaid 410-924-4482,

    TTR Sotheby's International Realty 4106733344

    Source: Bright MLS,MLS#: MDTA2013162MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Family Room, Foyer, Bedroom 1, Bonus Room
      Primary bedroom
      • Features: Flooring - Carpet
      • Level: Upper
      Bedroom 1
      • Features: Flooring - HardWood
      • Level: Main
      Bedroom 2
      • Features: Flooring - Carpet
      • Level: Upper
      Bedroom 4
      • Features: Flooring - Carpet
      • Level: Upper
      Bonus room
      • Level: Upper
      Dining room
      • Features: Flooring - HardWood
      • Level: Main
      Family room
      • Features: Flooring - HardWood
      • Level: Main
      Foyer
      • Features: Flooring - HardWood
      • Level: Main
      Kitchen
      • Features: Flooring - HardWood
      • Level: Main
      Living room
      • Features: Flooring - Carpet
      • Level: Main
      Heating
      • Heat Pump, Electric
      Cooling
      • Heat Pump, Electric
      Appliances
      • Included: Dishwasher, Exhaust Fan, Microwave, Self Cleaning Oven, Refrigerator, Electric Water Heater
      Features
      • Breakfast Area, Kitchen Island, Crown Molding, Upgraded Countertops, Dining Area, Double/Dual Staircase
      • Flooring: Wood
      • Windows: Window Treatments
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,638
      • Total interior livable area: 2,638 sqft
      • Finished area above ground: 2,638
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Pool features: None
      • Fencing: Vinyl
      Lot
      • Size: 10,681 Square Feet
      Details
      • Additional structures: Above Grade
      • Parcel number: 2103149765
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Septic
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Oxford
      HOA
      • Has HOA: No
      Location
      • Region: Oxford
      • Municipality: OXFORD

      Financial & listing details

      • Price per square foot: $256/sqft
      • Tax assessed value: $446,010
      • Annual tax amount: $2,804
      • Date on market: 3/23/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan,Negotiable
      • Ownership: Fee Simple

        Estimated market value

        $652,900

        $620,000 - $686,000

        $2,902/mo

        Price history

        DateEventPrice
        5/27/2026Price change$676,000-1.3%$256/sqft
        Source: Bright MLS #MDTA2013162 Report a problem
        3/23/2026Listed for sale$685,000+59.3%$260/sqft
        Source: Bright MLS #MDTA2013162 Report a problem
        11/21/2007Sold$430,000+814.9%$163/sqft
        Source: Public Record Report a problem
        9/4/1997Sold$47,000$18/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $361,300 +6.5%
        2024$3,748 +11.8%$339,200 +7%
        2023$3,353 +6.2%$317,100
        2022$3,158 +6.4%$317,100
        2021$2,968 -1.6%$317,100 -1.6%
        2020$3,016 +0.9%$322,300
        2019$2,989 +4.3%$322,300 +1.8%
        2018$2,867 +5.6%$316,500 +0.9%
        2017$2,715 +5.7%$313,600
        2016$2,569 $313,600
        2015$2,569 -14.2%$313,600 -4.7%
        2014$2,995 $329,100
        2013-- $329,100
        2012-- $329,100 -28.3%
        2011-- $459,200 +1%
        2010-- $454,856 +1%
        2009-- $450,433 +1%
        2008-- $446,010 +12.1%
        2007-- $397,846 +13.8%
        2006-- $349,683 +16%
        2005-- $301,520 +8.6%
        2004-- $277,686 +9.4%
        2003-- $253,853 +10.4%
        2002-- $230,020 +2.1%
        2001-- $225,320

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 21654

          Getting around

          31 / 100
          Car-Dependent
          35 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Talbot County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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