Motivated Seller and Improved Pricing! Discover an exceptional opportunity to enjoy life in historic Oxford, Maryland. Ideal as a peaceful escape, retirement retreat, or full-time residence with room to grow, this inviting three- to four-bedroom home is located on a quiet cul-de-sac in the Jacks Point neighborhood, just a short distance from the waterfront. Vaulted ceilings and an open-concept layout create a bright, airy feel, while continuous Brazilian cherry hardwood floors add warmth and character throughout. The first-floor living space offers a generous foyer, flexible office or guest space, a separate dining room, a living room, a half bath, and an eat-in kitchen. The main second floor includes three bedrooms and two full baths, while a separate staircase provides access to a bonus room that can serve as a playroom, entertainment space, or private retreat. Beyond these rooms, a garage conversion completed before the current owner’s 2007 purchase expands the home with a large, light-filled family room and a separate storage area with interior and exterior access, providing ample room for lawn, garden, athletic, and marine equipment. The well maintained 28-year-old home has received steady updates, including a new roof in 2025, new appliances in 2024, first-floor HVAC system replacement in 2022, an encapsulated crawlspace, and more. It is move-in ready and priced to give the next owner flexibility to personalize the finishes and pursue future updates. Set on a quarter-acre lot with a fully fenced yard, the property offers ample space for outdoor living, a swimming pool, a shed, or an expanded garden. Endless possiblities! Just steps from the Oxford Community Center, Jacks Point Marina, Play Ball Dog Park, and the town center, the home also places shops, cafés, the museum, library, ice cream shop, yacht club and ferry within easy reach. The relaxed rhythm of Oxford life begins just beyond your front door.
For sale
Price cut: $25.1K (8/20)
$629,900
209 3rd St, Oxford, MD 21654
4beds
2,638sqft
Single Family Residence
Built in 1998
10,681 Square Feet Lot
$607,500 Zestimate®
$239/sqft
$-- HOA
What's special
Swimming poolFully fenced yardGenerous foyerQuarter-acre lotExpanded gardenVaulted ceilingsSeparate dining room
- 192 days
- 222
- 8
Zillow last checked:
Listing updated:
Listed by:
Debbie McQuaid 410-924-4482,
TTR Sotheby's International Realty 4106733344
Source: Bright MLS,MLS#: MDTA2013162
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Family Room, Foyer, Bedroom 1, Bonus Room
Primary bedroom
- Features: Flooring - Carpet
- Level: Upper
Bedroom 1
- Features: Flooring - HardWood
- Level: Main
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
Bedroom 4
- Features: Flooring - Carpet
- Level: Upper
Bonus room
- Level: Upper
Dining room
- Features: Flooring - HardWood
- Level: Main
Family room
- Features: Flooring - HardWood
- Level: Main
Foyer
- Features: Flooring - HardWood
- Level: Main
Kitchen
- Features: Flooring - HardWood
- Level: Main
Living room
- Features: Flooring - Carpet
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Heat Pump, Electric
Appliances
- Included: Dishwasher, Exhaust Fan, Microwave, Self Cleaning Oven, Refrigerator, Electric Water Heater
Features
- Breakfast Area, Kitchen Island, Crown Molding, Upgraded Countertops, Dining Area, Double/Dual Staircase
- Flooring: Wood
- Windows: Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,638
- Total interior livable area: 2,638 sqft
- Finished area above ground: 2,638
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Pool features: None
- Fencing: Vinyl
Lot
- Size: 10,681 Square Feet
Details
- Additional structures: Above Grade
- Parcel number: 2103149765
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Septic
- Water: Public
Community & HOA
Community
- Subdivision: Oxford
HOA
- Has HOA: No
Location
- Region: Oxford
- Municipality: OXFORD
Financial & listing details
- Price per square foot: $239/sqft
- Tax assessed value: $446,010
- Annual tax amount: $2,804
- Date on market: 3/23/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan,Negotiable
- Ownership: Fee Simple
Estimated market value
$607,500
$577,000 - $638,000
$3,221/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/20/2026 | Price change | $629,900-3.8%$239/sqft |
Source:  Bright MLS #MDTA2013162 Report a problem | ||
| 7/7/2026 | Price change | $655,000-3.1%$248/sqft |
Source: Bright MLS #MDTA2013162 Report a problem | ||
| 5/27/2026 | Price change | $676,000-1.3%$256/sqft |
Source: Bright MLS #MDTA2013162 Report a problem | ||
| 3/23/2026 | Listed for sale | $685,000+59.3%$260/sqft |
Source: Bright MLS #MDTA2013162 Report a problem | ||
| 11/21/2007 | Sold | $430,000+814.9%$163/sqft |
Source: Public Record Report a problem | ||
| 9/4/1997 | Sold | $47,000$18/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,696 -1.4% | $361,300 +6.5% |
| 2024 | $3,748 +11.8% | $339,200 +7% |
| 2023 | $3,353 +6.2% | $317,100 |
| 2022 | $3,158 +6.4% | $317,100 |
| 2021 | $2,968 -1.6% | $317,100 -1.6% |
| 2020 | $3,016 +0.9% | $322,300 |
| 2019 | $2,989 +4.3% | $322,300 +1.8% |
| 2018 | $2,867 +5.6% | $316,500 +0.9% |
| 2017 | $2,715 +5.7% | $313,600 |
| 2016 | $2,569 | $313,600 |
| 2015 | $2,569 -14.2% | $313,600 -4.7% |
| 2014 | $2,995 | $329,100 |
| 2013 | -- | $329,100 |
| 2012 | -- | $329,100 -28.3% |
| 2011 | -- | $459,200 +1% |
| 2010 | -- | $454,856 +1% |
| 2009 | -- | $450,433 +1% |
| 2008 | -- | $446,010 +12.1% |
| 2007 | -- | $397,846 +13.8% |
| 2006 | -- | $349,683 +16% |
| 2005 | -- | $301,520 +8.6% |
| 2004 | -- | $277,686 +9.4% |
| 2003 | -- | $253,853 +10.4% |
| 2002 | -- | $230,020 +2.1% |
| 2001 | -- | $225,320 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21654
Nearby schools
Schools provided by the listing agent
- District: Talbot County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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