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For sale
  • Price cut: $50K (7/4)
    $875,000

    228 South St, Oxford, MD 21654

    3beds
    1,780sqft
    : 
    $5,662/mo
    Get pre-qualified
    Single Family Residence
    Built in 1900
    3,692 Square Feet Lot
    $829,800 Zestimate®
    $492/sqft
    $-- HOA

    What's special

    New fireplace and chimneyHistoric front bedroomOn-demand water heaterOak flooringGranite countertops
    The Rose Cottage was first built in 1890 and owned by a waterman. With barely 1,200 square feet, the house served many generations of Oxford families. Fast forward for about 100 years, the house was raised and the foundation was modernized in the late 1990s. With plumbing and electrical upgrades, the house became a modern historical home. When the current owners bought the Cottage in 2004, they continued with upgrades and additions that continued that modernization, culminating with 2 major upgrades and an 800 square foot addition that made the house 2000 square feet and quite comfortable by today’s standards. The first major addition and upgrade was to the living room. Owners added a new fireplace and chimney, 2 new Marvin windows and oak flooring in 2006. The front porch received a new decking with Trex decking in 2005. In 2011 the most significant upgrade came to date, taking a full year to complete. Starting with an architectural review and plan, the owners worked closely with Oxford’s Historical Board and added 800 square feet to the total footprint and much modernization. Here are some of the highlights: GMB Foundation Review New Foundation for “Bump out” addition Extensive teardown of interior walls, exterior siding, back kitchen, suspect framing and much more. New build of the “Bump out” section with 2 levels Rotation of the stairs to the second story with complete rebuild Upgraded kitchen with new appliances, granite countertops and more Widening the living room to dining room entry New wood floors throughout both stories New on-demand water heater Security system and surround sound system Floors in attic for better storage use and foam insulation with an “insulating the shell” approach to the entire house Cementitious product planking on the exterior for superior protection and durability looks like wood planks but won’t need painting for 30 years. Crawl space mitigation with 10mil plastic, closed foam insulation, sump pump and dehumidifier. Continual service and monitoring with termite and pest control. Virtually every square inch of the Rose Cottage has been upgraded and modernized except for the historic front bedroom. Detached shed with upright freezer with workbench and storage The Rose Cottage is now a comfortable, fully modernized home that is practically maintenance free. With off-street parking for two cars and ideally located next to the restored Wesleyan Church, the cottage is ideally located in Oxford’s historic district.
    32 days
    |
    740
    |
    24
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    Zillow last checked:

    Listing updated:

    Listed by:

    Henry Hale 410-829-3777,

    Benson & Mangold, LLC (410) 822-1415

    Source: Bright MLS,MLS#: MDTA2014170MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Heat Pump, Electric
      Appliances
      • Included: Instant Hot Water, Water Heater
      Features
      • Has basement: No
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,780
      • Total interior livable area: 1,780 sqft
      • Finished area above ground: 1,780
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Entrance
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      Lot
      • Size: 3,692 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 2103110923
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Stick Built
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1900
      • Major remodel year: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Above Ground, Broadband

      Community & HOA

      Community
      • Subdivision: Oxford
      HOA
      • Has HOA: No
      Location
      • Region: Oxford
      • Municipality: Oxford

      Financial & listing details

      • Price per square foot: $492/sqft
      • Tax assessed value: $467,500
      • Annual tax amount: $5,032
      • Date on market: 6/22/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple

        Estimated market value

        $829,800

        $788,000 - $871,000

        $2,292/mo

        Price history

        DateEventPrice
        7/4/2026Price change$875,000-5.4%$492/sqft
        Source: Bright MLS #MDTA2014170 Report a problem
        6/22/2026Listed for sale$925,000+137.2%$520/sqft
        Source: Bright MLS #MDTA2014170 Report a problem
        9/29/2004Sold$390,000+73.3%$219/sqft
        Source: Public Record Report a problem
        6/28/1999Sold$225,000+71.8%$126/sqft
        Source: Public Record Report a problem
        8/27/1998Sold$131,000+11%$74/sqft
        Source: Public Record Report a problem
        11/16/1995Sold$118,000$66/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $450,400 +3.9%
        2024$4,788 +8.8%$433,300 +4.1%
        2023$4,401 +6.9%$416,200
        2022$4,117 +7.2%$416,200 +1.4%
        2021$3,842 +0.7%$410,467 +0.7%
        2020$3,815 +4.4%$407,600
        2019$3,655 +8.1%$407,600 +9.2%
        2018$3,382 +9.6%$373,400 +4.8%
        2017$3,085 +11.2%$356,300 +2%
        2016$2,774 $349,267 +2.1%
        2015$2,774 +5.7%$342,233 +2.1%
        2014$2,625 $335,200
        2013-- $335,200
        2012-- $335,200 -15.5%
        2011-- $396,600 -10%
        2010-- $440,792 +5.4%
        2009-- $418,306 +5.7%
        2008-- $395,820 +6.1%
        2007-- $372,980 +6.5%
        2006-- $350,140 +7%
        2005-- $327,300 +12.6%
        2004-- $290,632 +14.4%
        2003-- $253,966 +16.9%
        2002-- $217,300 +14.4%
        2001-- $189,912
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 21654

        Getting around

        42 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Talbot County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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