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For sale
  • $620,000

    21629 SILVER BAY PLACE, LAND O LAKES, FL 34637

    3beds
    2,120sqft
    : 
    $4,248/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    0.35 Acres Lot
    $594,600 Zestimate®
    $292/sqft
    $107/mo HOA

    What's special

    Private patio and dockOpen-concept floor planQuiet cul-de-sacAmbient uplighting
    Lakeside Paradise in Silver Lakes Welcome Home! Nestled on a quiet cul-de-sac in the highly coveted, private enclave of Silver Lakes, this 3-bedroom, 2-bath, plus office, 2,120 sq. ft. residence offers your own personal piece of paradise on a pristine, spring-fed lake. With only 36 homes in the entire community, you'll enjoy unmatched privacy, incredibly low HOA fees, and absolutely no CDD fees. The Lakeside Lifestyle Step out to your private patio and dock to nature-watch, fish, or launch a canoe into the tranquil waters. The backyard serves as a peaceful, maturely landscaped getaway, complete with ambient uplighting and an extended lanai with elegant paver stones. Residents also enjoy boat ramp access to the beautiful, 26-acre Curve Lake, as well as a short .57-mile bike or walking path to the nearby Caliente Resort. Premium Interior & Structural Upgrades Inside, an effortless open-concept floor plan connects to a bright kitchen—featuring custom glass panel windows—directly to the main living area. The thoughtful split-bedroom floor plan ensures ultimate privacy for the primary suite. This home has been meticulously updated with high-end features and crucial mechanical lifespans already taken care of: The Ultimate Home Office: Custom built-in shelving, bookcases, integrated filing cabinets, and an entertainment center equipped with surround sound and an amplifier. Elegant Touches: A stunning, genuine crystal chandelier imported from Sweden accents the home, while the primary shower boasts a luxurious heated towel rack and jacuzzi tub. Modern Flooring: Brand new laminate wood flooring runs through all three bedrooms. Big-Ticket Reliability: A brand-new HVAC system (2025), new water heater (2025), and a solid 2019 roof mean absolute peace of mind for years to come. Note to Buyers: Please verify all room measurements and specific HOA rules/regulations via Public Records.
    41 days
    |
    148
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sophia Necker 813-765-3415,

    SUN N FUN REALTY 813-428-6992

    Source: Stellar MLS,MLS#: TB8514131MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Dining Room, Great Room
      Primary bedroom
      • Features: En Suite Bathroom, Dual Closets
      • Level: First
      • Area: 247 Square Feet
      • Dimensions: 19x13
      Bedroom 2
      • Features: Storage Closet
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 12x14
      Bedroom 3
      • Features: Storage Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Primary bathroom
      • Features: Storage Closet
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Den
      • Level: First
      • Area: 108 Square Feet
      • Dimensions: 12x9
      Dining room
      • Features: En Suite Bathroom
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Great room
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 16x14
      Kitchen
      • Level: First
      • Area: 91 Square Feet
      • Dimensions: 13x7
      Living room
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Primary Bedroom Main Floor, Thermostat
      • Flooring: Ceramic Tile
      • Doors: French Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,920
      • Total interior livable area: 2,120 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Enclosed, Rear Porch
      • Exterior features: Lighting
      • Fencing: Wood
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake Privileges
      • Body of water: CURVE LAKE
      Lot
      • Size: 0.35 Acres
      • Residential vegetation: Fruit Trees, Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 182601003.0000.00021.0
      • Zoning: MPUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Concrete
      • Foundation: Concrete Perimeter, Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: SILVER LAKES
      HOA
      • Has HOA: Yes
      • HOA fee: $107 monthly
      • HOA name: Angela Hester
      • HOA phone: 813-980-1000
      Location
      • Region: Land O Lakes

      Financial & listing details

      • Price per square foot: $292/sqft
      • Tax assessed value: $514,893
      • Annual tax amount: $3,162
      • Date on market: 6/17/2026
      • Cumulative days on market: 42 days
      • Listing terms: Cash,Conventional,FHA,Other,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $594,600

        $565,000 - $624,000

        $2,710/mo

        Price history

        DateEventPrice
        6/17/2026Listed for sale$620,000+1003.6%$292/sqft
        Source: Stellar MLS #TB8514131 Report a problem
        9/3/2003Sold$56,180$27/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,083 +4%$210,670
        2023$2,964 +11.5%$210,670 +3%
        2022$2,657 +2.1%$204,540 +6.1%
        2021$2,603 +1.7%$192,810 +1.4%
        2020$2,558 +2.2%$190,150 +2.3%
        2019$2,503 $185,880 +1.9%
        2018$2,503 +2%$182,421
        2017$2,453 +0.5%$182,421 +4.2%
        2016$2,440 +1.1%$174,994 +0.7%
        2015$2,414 +2.9%$173,778 -13.8%
        2014$2,346 $201,687 +18.7%
        2013-- $169,851 -1.1%
        2012-- $171,671 -5.1%
        2011-- $180,879 -4.7%
        2010-- $189,738 -5.5%
        2009-- $200,702 -28.1%
        2008-- $279,116 -9.4%
        2007-- $308,128 +5.2%
        2006-- $292,890 +33.3%
        2005-- $219,689 +343.8%
        2004-- $49,505 -5.1%
        2003-- $52,161 +95.2%
        2002-- $26,715
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34637

        Getting around

        10 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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