This one owner home is located within the gated community of Cummings Cove Golf & Country Club, this spacious home offers the perfect combination of comfortable main-level living, flexible space, and resort-style amenities. A welcoming entry leads into the living room, the heart of the home—an open floor plan featuring beautiful wood floors, a floor-to-ceiling stone gas log fireplace, and abundant natural light with access to the deck that is great for BBQ, winter Mountain Views & beautiful sunsets. The spacious kitchen is designed for both everyday living and entertaining, offering generous countertop space, abundant cabinetry, pantry and stainless-steel appliances, including new appliances installed in 2024. The primary suite is a private retreat with direct access to a beautiful, screened porch that feels like a treehouse nestled among the trees. Attached to the suite is a large flex room ideal as a home office, craft room, exercise room, nursery, or additional bedroom. The primary bath features dual vanities, a jetted tub, custom tiled shower, and walk-in closet. A split-bedroom floor plan provides privacy for guests and family. The laundry room has space for an elevator to be added & offers built-in cabinetry, utility sink, and room for a full-size washer and dryer, which convey with the home. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the oversized two-car garage on the main level, plus a tandem garage in the lower level with its own separate driveway. The lower level offers exceptional flexibility and can function as a private apartment or guest suite, complete with a bedroom, full bath, full kitchen, gas log fireplace, covered deck, dog door, and dog run area. Additional lower level features include an office, workshop, tandem garage, dog wash area and ample storage space. Central vacuum services both levels of the home. Cummings Cove is much more than a gated community—it's a vibrant lifestyle destination offering year-round activities, outstanding amenities, and a full social calendar. Golf membership is optional, with access to golf available 365 days a year. Residents enjoy: Heated pool and spa, Water aerobics, Fitness center with exercise classes, Tennis courts, Pickleball courts & classes, Bocce ball, Dog park, community garden, Numerous clubs and social activities plus on-site dining and clubhouse bar. Just beyond the gates, adventure and convenience are always close at hand. Explore the natural beauty of DuPont State Recreational Forest and Pisgah National Forest, both offering incredible hiking, waterfalls, and outdoor recreation. Within approximately 20 minutes, enjoy the shopping, dining, healthcare, festivals, and charm of Hendersonville and Brevard. Everyday conveniences including groceries, gas, and local dining are only minutes away in Etowah and Horseshoe. Asheville Regional Airport located approx. 20 minutes away. Whether you're seeking a full-time residence, mountain retreat, or multi-generational living opportunity, this home offers exceptional flexibility in one of Western North Carolina's premier gated communities. Professional photos will be available June 20. Updated Square Footage & footprint will be posted June 11. SF posted is from GIS.
Coming soon-no show 06/26
$749,000
3121 Cove Loop Rd, Hendersonville, NC 28739
4beds
3,691sqft
Single Family Residence
Built in 2001
0.32 Acres Lot
$733,900 Zestimate®
$203/sqft
$268/mo HOA
What's special
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- on Zillow |
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Zillow last checked:
Listing updated:
Listed by:
Michelle Oznick SoldByKW@kw.com,
Keller Williams Mtn Partners, LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4390382
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Garden Tub, Split BR Plan, Walk-In Closet(s)
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Basement
- Level: Basement
Flex space
- Level: Main
Kitchen
- Features: Breakfast Bar, Open Floorplan
- Level: Main
Laundry
- Level: Main
Living room
- Features: Ceiling Fan(s), Central Vacuum, Open Floorplan, Vaulted Ceiling(s)
- Level: Main
Workshop
- Level: Basement
Heating
- Central, Electric, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Dryer, Ice Maker, Refrigerator, Washer, Washer/Dryer
- Laundry: Electric Dryer Hookup, Mud Room, Inside, Main Level, Sink, Washer Hookup
Features
- Breakfast Bar, Open Floorplan, Storage, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Basement: Basement Garage Door,Basement Shop,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
- Fireplace features: Family Room, Gas, Gas Log, Living Room
Interior area
- Total structure area: 2,128
- Total interior livable area: 3,691 sqft
- Finished area above ground: 2,128
- Finished area below ground: 1,563
Property
Parking
- Total spaces: 4
- Parking features: Basement, Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Garage Shop, Garage on Main Level
- Attached garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Screened
- Pool features: Community
- Spa features: Community
- Waterfront features: Creek/Stream
Lot
- Size: 0.32 Acres
- Features: Sloped
Details
- Parcel number: 9962209
- Zoning: R2R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Private Sewer
- Water: City
- Utilities for property: Satellite Internet Available, Underground Utilities
Community & HOA
Community
- Features: Clubhouse, Dog Park, Fitness Center, Gated, Golf, Pond, Putting Green, Street Lights, Tennis Court(s)
- Security: Radon Mitigation System
- Subdivision: Cummings Cove
HOA
- Has HOA: Yes
- HOA fee: $265 quarterly
- HOA name: First Service Residential
- HOA phone: 800-870-0010
- Second HOA fee: $180 monthly
- Second HOA name: Cummings Cove
- Second HOA phone: 828-891-1512
Location
- Region: Hendersonville
- Elevation: 2000 Feet
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $620,700
- Annual tax amount: $3,389
- Date on market: 6/26/2026
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$733,900
$683,000 - $793,000
$3,662/mo
Price history
| Date | Event | Price |
|---|---|---|
| 1/9/2001 | Sold | $35,000$9/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,389 | $620,700 |
| 2024 | $3,389 | $620,700 |
| 2023 | $3,389 +18.5% | $620,700 +46.7% |
| 2022 | $2,861 | $423,200 |
| 2021 | -- | $423,200 |
| 2020 | $2,861 | $423,200 |
| 2019 | $2,861 | $423,200 +10.2% |
| 2018 | -- | $384,100 |
| 2017 | $2,573 | $384,100 |
| 2016 | -- | $384,100 |
| 2015 | -- | $384,100 +3.4% |
| 2014 | -- | $371,500 +6.5% |
| 2013 | -- | $348,800 |
| 2012 | -- | $348,800 |
| 2011 | -- | $348,800 -12.7% |
| 2010 | -- | $399,600 |
| 2009 | -- | $399,600 |
| 2008 | -- | $399,600 |
| 2007 | -- | $399,600 +36.2% |
| 2006 | -- | $293,400 |
| 2005 | -- | $293,400 |
| 2004 | -- | $293,400 |
| 2002 | -- | $293,400 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28739
Nearby schools
GreatSchools rating
- 6/10Etowah ElementaryGrades: PK-5Distance: 1.2 mi
- 6/10Rugby MiddleGrades: 6-8Distance: 4.4 mi
- 8/10West Henderson HighGrades: 9-12Distance: 4.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Henderson County
- Hendersonville
- 28739
- 3121 Cove Loop Rd





