Active

$399,900

318 N Emily St, Ludington, MI 49431

3beds

2,562sqft

$2,793/mo

Get pre-qualified

Single Family Residence

Built in 1962

8,712 Square Feet Lot

$382,800 Zestimate^®

$156/sqft

$-- HOA

What's special

Finished basementPrivate fenced-in backyardMature garden spacesBeautiful hardwood floorsClassic covered front porchWell-manicured corner lotMission style door

GREAT NORTH SIDE LOCATION!!! This unique 1745 sqft, 3-bedroom, 2½-bath brick home includes a classic covered front porch with a mission style door that opens into a spacious living room with beautiful hardwood floors & wood burning fireplace. From here you step up to the elegant formal dining room. A left turn takes you to the kitchen that boasts a built-in electric oven plus an new electric cooktop and exhaust hood. Stainless-steel appliances. The oversized upstairs bedrooms all include ample closet space. The finished basement features a second full bath just off the laundry area. This leads you to the large family room with another fireplace and a large flex room at the back. Outside, the well-manicured corner lot features an irrigation system & a private fenced-in backyard with a large patio w/retractable awning & a 10x12 shed and mature garden spaces. This distinctive home is just minutes from all the wonderful things that the area has to offer. Schedule a tour today!!!

73 days

979

32

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: Upper
Area: 184.71
Dimensions: 14.10 x 13.10

Bedroom 2

Level: Upper
Area: 174.24
Dimensions: 13.20 x 13.20

Bedroom 3

Level: Upper
Area: 130.9
Dimensions: 11.00 x 11.90

Bathroom 1

Level: Upper
Area: 85.85
Dimensions: 10.10 x 8.50

Bathroom 2

Level: Lower
Area: 14.04
Dimensions: 2.70 x 5.20

Bathroom 3

Level: Basement
Area: 63.92
Dimensions: 9.40 x 6.80

Dining area

Level: Main
Area: 56.44
Dimensions: 6.80 x 8.30

Dining room

Level: Main
Area: 170.8
Dimensions: 14.00 x 12.20

Family room

Level: Basement
Area: 353.92
Dimensions: 15.80 x 22.40

Kitchen

Level: Main
Area: 115.2
Dimensions: 12.00 x 9.60

Laundry

Level: Basement
Area: 66.43
Dimensions: 7.30 x 9.10

Living room

Level: Main
Area: 362.44
Dimensions: 16.40 x 22.10

Other

Level: Basement
Area: 148.5
Dimensions: 13.50 x 11.00

Utility room

Level: Basement
Area: 140.65
Dimensions: 9.70 x 14.50

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, In Basement, Sink, Washer Hookup

Features

Eat-in Kitchen
Flooring: Carpet, Tile, Wood
Windows: Screens, Insulated Windows
Basement: Partial
Number of fireplaces: 2
Fireplace features: Family Room, Living Room, Wood Burning

Interior area

Total structure area: 1,748
Total interior livable area: 2,562 sqft
Finished area below ground: 814

Property

Parking

Total spaces: 2
Parking features: Garage Faces Front, Garage Door Opener, Attached
Garage spaces: 2

Accessibility

Accessibility features: Covered Entrance

Features

Stories: 2
Fencing: Other,Privacy

Lot

Size: 8,712 Square Feet
Dimensions: 61 x 140
Features: Corner Lot, Level, Sidewalk, Ground Cover, Shrubs/Hedges

Details

Parcel number: 05121008900
Zoning description: R2-A

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Vinyl Siding
Roof: Asphalt,Shingle

Condition

New construction: No
Year built: 1962

Utilities & green energy

Sewer: Public Sewer, Storm Sewer
Water: Public
Utilities for property: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected

Community & HOA

Location

Region: Ludington

Financial & listing details

Price per square foot: $156/sqft
Tax assessed value: $104,018
Annual tax amount: $4,189
Date on market: 5/14/2026
Listing terms: Cash,FHA,VA Loan,MSHDA,Conventional
Electric utility on property: Yes
Road surface type: Paved

Estimated market value

$382,800

$364,000 - $402,000

$2,711/mo

Price history

Date	Event	Price
5/14/2026	Listed for sale	$399,900$156/sqft
Source: MichRIC #26022198 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,478	$180,500 +9.4%
2024	--	$165,000 +16.4%
2023	--	$141,800 +21.8%
2022	--	$116,400 +9.9%
2021	--	$105,900 +1%
2020	--	$104,800 +12.7%
2018	--	$93,000 +0.4%
2017	--	$92,600 +3.9%
2016	--	$89,100 +5.6%
2015	--	$84,400 +7.5%
2013	--	$78,500 -0.8%
2011	--	$79,100 -4.1%
2010	--	$82,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified