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For sale
  • $1,199,000

    3198 INDIAN GULF LANE, HERNANDO BEACH, FL 34607

    2beds
    1,344sqft
    : 
    $7,468/mo
    Get pre-qualified
    Single Family Residence
    Built in 1984
    0.36 Acres Lot
    $1,127,900 Zestimate®
    $892/sqft
    $-- HOA

    What's special

    Private boat liftOne-car garageMetal roofGranite countertopsCoastal finishesOpen water viewsCeiling fans
    Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage. The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings. The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space. Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout. Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.
    12 hours
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    Zillow last checked:

    Listing updated:

    Listed by:

    Anthony Kanaris PLLC 352-585-3872,

    BRIDGE POINT BUSINESS REAL EST 352-515-0226

    Source: Stellar MLS,MLS#: W7888807MLS LogoOriginating MLS: West Pasco

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Second
      • Area: 186.72 Square Feet
      • Dimensions: 16x11.67
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: Second
      • Area: 138 Square Feet
      • Dimensions: 11.5x12
      Den
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      Dining room
      • Level: Second
      • Area: 132.55 Square Feet
      • Dimensions: 10.75x12.33
      Kitchen
      • Features: Granite Counters
      • Level: Second
      • Area: 202.46 Square Feet
      • Dimensions: 16.42x12.33
      Living room
      • Features: Ceiling Fan(s)
      • Level: Second
      • Area: 389.52 Square Feet
      • Dimensions: 25.83x15.08
      Heating
      • Central, Electric
      Cooling
      • Central Air, Wall/Window Unit(s)
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Inside, Upper Level, Washer Hookup
      Features
      • Ceiling Fan(s), Crown Molding, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters
      • Flooring: Brick/Stone, Ceramic Tile, Luxury Vinyl
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 2,968
      • Total interior livable area: 1,344 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Boat, Driveway, Under Building
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 22x12
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Balcony, Storage
      • Has view: Yes
      • View description: Water, Gulf/Ocean - Full
      • Has water view: Yes
      • Water view: Water,Gulf/Ocean - Full
      • Waterfront features: Gulf/Ocean, Gulf/Ocean Access, Lift, Seawall
      • Body of water: GULF OF AMERICA
      Lot
      • Size: 0.36 Acres
      • Dimensions: 120 x 131
      • Features: FloodZone, In County, Level, Oversized Lot
      Details
      • Additional parcels included: R25-223-16-2615-0010-0130
      • Parcel number: R2522316261500100140
      • Zoning: R1A
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood Frame
      • Foundation: Slab, Raised
      • Roof: Metal
      Condition
      • Completed
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: INDIAN BAY COUNTRY HOMES UNREC
      HOA
      • Has HOA: No
      Location
      • Region: Spring Hill

      Financial & listing details

      • Price per square foot: $892/sqft
      • Tax assessed value: $754,544
      • Annual tax amount: $17,674
      • Date on market: 8/25/2026
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $1,127,900

        $1.07M - $1.18M

        $1,911/mo

        Price history

        DateEventPrice
        8/25/2026Listed for sale$1,199,000-20.1%$892/sqft
        Source: Stellar MLS #W7888807 Report a problem
        6/25/2026Listing removed$1,500,000$1,116/sqft
        Source: HCMLS #2255731 Report a problem
        11/18/2025Price change$1,500,000-14.3%$1,116/sqft
        Source: HCMLS #2255731 Report a problem
        9/19/2025Listed for sale$1,750,000$1,302/sqft
        Source: HCMLS #2255731 Report a problem
        7/10/2025Listing removed$1,750,000$1,302/sqft
        Source: HCMLS #2254496 Report a problem
        7/8/2025Listed for sale$1,750,000+960.6%$1,302/sqft
        Source: HCMLS #2254496 Report a problem
        7/9/1996Sold$165,000$123/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,330 -5.4%$754,544 +7%
        2024$11,978 +4%$705,428 +10%
        2023$11,513 +11.5%$641,298 +10%
        2022$10,330 +12.9%$582,998 +10%
        2021$9,150 +15.3%$529,998 +10%
        2020$7,939 +4.4%$481,816 +4.3%
        2019$7,608 +17.5%$461,977 +9.1%
        2018$6,476 -0.2%$423,357 +7.3%
        2017$6,486 $394,596 +13.7%
        2016$6,486 +11.4%$347,090 +3.1%
        2015$5,823 +4.6%$336,522 +3.1%
        2014$5,568 +9.5%$326,514 +3.5%
        2013$5,086 +19.5%$315,589 +0.1%
        2012$4,255 -6%$315,184 -6.6%
        2011$4,528 $337,315 -9.5%
        2010-- $372,620 -3.7%
        2009$5,267 -1.9%$387,083 +0.1%
        2008$5,370 -9.7%$386,696 +5.6%
        2006$5,949 $366,276 +55.9%
        2005-- $234,878 +13.5%
        2004$3,900 +6.9%$206,997 +8.6%
        2003$3,647 +52.8%$190,519 +53.4%
        2002$2,386 +35.5%$124,223 +33.8%
        2001$1,761 +3.9%$92,838 +5.5%
        2000$1,694 $87,981
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34607

        Getting around

        1 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

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