3261 Five Oaks Dr, Arnold, MO 63010

**Seller Financing Available!** No Bank Qualifying! Welcome home to this charming 3-bedroom, 2 full-bath split-level nestled in the heart of Arnold. With a functional and flexible floor plan, this home offers two bedrooms and a full bath on the main level, plus an additional bedroom and full bath on the lower level — perfect for guests, a home office, private retreat. As you enter the home you are welcomed up to the main living area with a tile and stone fireplace, and real hardwood floors. The main living area flows seamlessly into the kitchen and dining space, showcasing granite countertops, and new lighting — including remote-controlled ceiling fans — that give the home a fresh, modern feel. The bathrooms feature custom cabinetry, adding a touch of elevated style. A newer roof means the big-ticket items are already handled. Step outside to the back deck overlooking a truly special yard. The fenced-in backyard is anchored by an adorable brick smoker, which could also work as a chicken coop, shed, or other creative ideas. It's perfect for summer BBQs and outdoor entertaining. Surrounding it, you'll find various fruit trees that create your very own little orchard — a rare and charming bonus. Additional highlights include a spacious 2-car garage and ample storage throughout. Conveniently located near shopping, dining, parks, and major highways, this property is a fantastic option for first-time buyers, investors, or anyone looking for value, space, and a home that's truly move-in ready.