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For sale
    • Price cut: $10.1K (10/13)
    $499,900

    3280 SKENE TERRACE, PALM HARBOR, FL 34684

    3beds
    1,863sqft
    : 
    $3,682/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    10,594 Square Feet Lot
    $488,100 Zestimate®
    $268/sqft
    $164/mo HOA

    What's special

    Fully renovated en-suite bathTwo additional spacious bedroomsLarge interior laundry roomLarge updated windowsFresh paint and baseboardsGorgeous quartz countertopsQuiet cul-de-sac
    Virtually Staged. Experience the best of Florida living in this beautifully renovated and rarely available 3-bedroom, 2-bath, 2-car garage home with nearly 1,900 heated square feet, a large interior laundry room, and an oversized nearly quarter-acre lot perfectly situated on a quiet cul-de-sac just steps from the main clubhouse in Palm Harbor’s premier 55+ golf community, Highland Lakes! Everything is NEW, NEW, NEW! From the moment you step inside, you’ll be greeted by stunning new flooring flowing seamlessly throughout the home, fresh paint and baseboards, all-new fans, fixtures and hardware, new recessed lighting, zero popcorn ceilings, a skylight in the main living area, large updated windows, and beautiful views throughout the newly opened floor plan. The remodeled and opened kitchen is a true showstopper, featuring floor-to-ceiling solid wood cabinetry, gorgeous quartz countertops, a cozy breakfast nook for casual dining, and all-new sleek stainless-steel appliances. The oversized primary suite offers plenty of room for a king-size bedroom set plus additional space perfect for a home office or cozy sitting area, along with a massive walk-in closet and fully renovated en-suite bath featuring a new stone-top vanity, mirror, lighting, and glass-enclosed walk-in shower. Two additional spacious bedrooms provide comfortable accommodations for guests and endless flexibility for an office, craft room, or additional living space. The large Florida room provides even more space for relaxing or entertaining and opens to an additional fully enclosed bonus lanai that is not included in the home’s heated/cooled square footage. Major improvements include a new A/C system (2026), updated electrical panel (2023), new roof (2022), and new water heater (2025). The home is also ideally situated high and dry in a NON-FLOOD ZONE and NON-EVACUATION ZONE! Highland Lakes offers an incredible lifestyle with a low HOA fee that includes unlimited FREE GOLF on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with countless clubs, activities and fitness classes, plus exclusive access to the Lake Tarpon Lodge featuring a private boat ramp, fishing pier and pontoon boats. Residents also enjoy complimentary RV and boat storage and golf-cart-friendly streets. Just minutes from award-winning Gulf beaches, restaurants, shopping, healthcare, major airports and the Port of Tampa, this exceptional home offers the perfect combination of location, amenities and the Florida lifestyle you’ve been dreaming of. Better than new construction and completely turnkey—just bring your belongings and enjoy! Schedule your private showing today!
    24 days
    781
    54

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Amanda Justus 727-330-4478,

    COLDWELL BANKER REALTY 727-781-3700

    Source: Stellar MLS,MLS#: TB8552436MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Florida Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 330 Square Feet
      • Dimensions: 30x11
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Primary bathroom
      • Features: En Suite Bathroom, Rain Shower Head, Shower No Tub, Single Vanity, Stone Counters
      • Level: First
      • Area: 63 Square Feet
      • Dimensions: 9x7
      Bathroom 2
      • Features: Rain Shower Head, Single Vanity, Stone Counters, Tub With Shower
      • Level: First
      • Area: 56 Square Feet
      • Dimensions: 8x7
      Balcony porch lanai
      • Level: First
      • Area: 234 Square Feet
      • Dimensions: 13x18
      Dining room
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 11x14
      Florida room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 230 Square Feet
      • Dimensions: 10x23
      Kitchen
      • Features: Breakfast Bar, Built-In Shelving, Pantry, Stone Counters
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 9x20
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Luxury Vinyl
      • Doors: Sliding Doors
      • Windows: Skylight(s), Window Treatments, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 2,618
      • Total interior livable area: 1,863 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Golf Cart Parking
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 21x19
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Enclosed, Front Porch, Rear Porch
      • Exterior features: Private Mailbox, Rain Gutters, Sidewalk
      • On waterfront: Yes
      • Waterfront features: Lake, Waterfront, Lake Privileges, Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed
      • Body of water: LAKE TARPON
      Lot
      • Size: 10,594 Square Feet
      • Dimensions: 79 x 115
      • Features: Cul-De-Sac, Level, Near Golf Course, Oversized Lot, Sidewalk, Above Flood Plain
      Details
      • Parcel number: 052816389020000460
      • Zoning: RPD-7.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: HIGHLAND LAKES
      HOA
      • Has HOA: Yes
      • Services included: Common Area Taxes, Community Pool, Reserve Fund, Pool Maintenance, Recreational Facilities
      • HOA fee: $164 monthly
      • HOA name: Highland Lakes HOA
      • HOA phone: 727-784-1402
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $268/sqft
      • Tax assessed value: $410,325
      • Annual tax amount: $2,201
      • Date on market: 9/26/2026
      • Cumulative days on market: 135 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $488,100

        $464,000 - $513,000

        $2,814/mo

        Price history

        DateEventPrice
        10/13/2026Price change$499,900-2%$268/sqft
        Source: Stellar MLS #TB8552436 Report a problem
        9/26/2026Listed for sale$510,000+5.6%$274/sqft
        Source: Stellar MLS #TB8552436 Report a problem
        9/21/2026Listing removed$483,000$259/sqft
        Source: Stellar MLS #O6413333 Report a problem
        9/16/2026Price change$483,000-0.2%$259/sqft
        Source: Stellar MLS #O6413333 Report a problem
        9/2/2026Price change$484,000-0.2%$260/sqft
        Source: Stellar MLS #O6413333 Report a problem
        8/21/2026Price change$485,000-0.2%$260/sqft
        Source: Stellar MLS #O6413333 Report a problem
        8/12/2026Price change$486,000-0.2%$261/sqft
        Source: Stellar MLS #O6413333 Report a problem
        8/4/2026Price change$487,000-0.2%$261/sqft
        Source: Stellar MLS #O6413333 Report a problem
        7/27/2026Price change$488,000-0.2%$262/sqft
        Source: Stellar MLS #O6413333 Report a problem
        7/14/2026Price change$489,000-1.2%$262/sqft
        Source: Stellar MLS #O6413333 Report a problem
        7/8/2026Price change$495,000-0.4%$266/sqft
        Source: Stellar MLS #O6413333 Report a problem
        6/30/2026Price change$497,000-0.4%$267/sqft
        Source: Stellar MLS #O6413333 Report a problem
        6/11/2026Price change$499,000-3.1%$268/sqft
        Source: Stellar MLS #O6413333 Report a problem
        6/8/2026Price change$514,900-0.8%$276/sqft
        Source: Stellar MLS #O6413333 Report a problem
        6/3/2026Listed for sale$519,000+62.2%$279/sqft
        Source: Stellar MLS #O6413333 Report a problem
        3/5/2026Sold$320,000-17.5%$172/sqft
        Source: Stellar MLS #TB8466524 Report a problem
        2/3/2026Pending sale$388,000$208/sqft
        Source: Stellar MLS #TB8466524 Report a problem
        1/21/2026Listed for sale$388,000$208/sqft
        Source: Stellar MLS #TB8466524 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,202 +6.7%$159,076 +2.9%
        2024$2,063 +2.3%$154,593 +3%
        2023$2,016 -0.4%$150,090 +3%
        2022$2,024 -0.1%$145,718 +3%
        2021$2,027 +0.5%$141,474 +1.4%
        2020$2,017 +2%$139,521 +2.3%
        2019$1,976 $136,384 +1.9%
        2018$1,976 +1.7%$133,841 +2.1%
        2017$1,944 +1.9%$131,088 +2.1%
        2016$1,908 -1.5%$128,392 +0.7%
        2015$1,938 +0.6%$127,500 +0.8%
        2014$1,925 +0.9%$126,488 +1.5%
        2013$1,908 +8.7%$124,619 +1.7%
        2012$1,755 $122,536 +2.6%
        2011-- $119,409 -2.8%
        2010-- $122,858 +2.7%
        2009-- $119,628 +0.1%
        2008$1,621 $119,508 +3%
        2007-- $116,027 -33.1%
        2005-- $173,400 +18%
        2004$1,803 +2%$146,900 +7%
        2003$1,768 +6.7%$137,300 +16.1%
        2002$1,658 $118,300 +6.4%
        2001$1,658 +5.9%$111,200 +8%
        2000$1,565 $103,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34684

        Getting around

        13 / 100
        Car-Dependent
        19 / 100
        Minimal Transit
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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