bank property sold as is need proof/ app. letter w/all offers earnest money cert. funds. contracts /offers are subject to OWB sr. mngmt appro. & any offer/counters by OWB are not bidding unless the entire agreement is ratified by all parties. requesting/requiring that an offer to be submitted to ME via fax w/o discussing the nature of offer w/ buyer agt is not accept. $75 buy doc fee pd at closing at
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