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Pending
  • $469,900

    3533 Cottage Cove Ln, Panama City Beach, FL 32408

    3beds
    1,846sqft
    : 
    $3,105/mo
    Get pre-qualified
    Single Family Residence
    Built in 2025
    -- sqft lot
    $459,400 Zestimate®
    $255/sqft
    $151/mo HOA

    What's special

    Privacy fenceCovered back patio
    Welcome to 3533 Cottage Cove Lane located in tranquil Sanctuary Beach. This home is a resale. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony off the primary bedroom on the second level. The kitchen is open to the dining and living areas and features a peninsula bar with space for seating. There is an appointed dining area that is surrounded with windows allowing for an abundance of natural light to filter through. Traditional 9' ceilings grace the living area which opens to the covered back porch where you can spend your mornings and evenings enjoying your coffee or beverage. The main level serves as the heart of the home with plenty of space and a powder room located just off the entry. EVP flooring is throughout the main level of the home, and the kitchen has been updated with an appliance package which includes, a stove, microwave, dishwasher, washer and dryer and refrigerator. Elegant 3 cm quartz countertops are complemented by the white upper and lower cabinetry. The stairs leading to the second level are accessible from the living area and lead to all three bedrooms. As you reach the second level you are met with a landing with laundry area and shared bathroom. Two bedrooms are located at the back of the home and have spacious closets. The Primary bedroom is located overlooking the front lawn and has a private ensuite bathroom. Two large closets are located in the primary bedroom and offer plenty of space for your wardrobe needs. The primary bathroom has the feel of a private oasis with a soak tub and a separate shower. The dual sink vanity offers lower cabinetry for storage. From the primary bedroom you have access to a private balcony where you can enjoy your mornings. Outside you will find a covered back patio and a privacy fence.
    330 days
    |
    271
    |
    20
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Pamela K Hawkins 850-641-7679,

    DR Horton Realty of Emerald Coast, LLC,

    Paul Hanlon 850-517-7705,

    DR Horton Realty of Emerald Coast, LLC

    Source: CPAR,MLS#: 779758MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Living Room
      Bedroom
      • Level: Second
      • Dimensions: 15.7 x 14.2
      Bedroom
      • Level: Second
      • Dimensions: 12.6 x 11.6
      Bedroom
      • Level: Second
      • Dimensions: 12.6 x 12.4
      Dining room
      • Level: First
      • Dimensions: 9.8 x 9
      Kitchen
      • Level: First
      • Dimensions: 11.1 x 12.2
      Living room
      • Level: First
      • Dimensions: 15.5 x 15.2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Electric Range, Plumbed For Ice Maker
      Features
      • Interior Steps, Smart Thermostat
      Interior area
      • Total structure area: 1,846
      • Total interior livable area: 1,846 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Patio & porch: Covered, Patio
      • Pool features: Community
      • Fencing: Fenced
      Lot
      • Features: Paved
      Details
      • Parcel number: 31368117000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2025

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Pool, Community Pool, Gated, Short Term Rental Allowed
      • Security: Gated Community
      • Subdivision: Sanctuary Beach
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • Services included: Association Management, Maintenance Grounds, Pool(s)
      • HOA fee: $454 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $255/sqft
      • Tax assessed value: $75,066
      • Annual tax amount: $725
      • Date on market: 9/30/2025
      • Cumulative days on market: 330 days
      • Electric utility on property: Yes

        Estimated market value

        $459,400

        $436,000 - $482,000

        $2,850/mo

        Price history

        DateEventPrice
        8/13/2026Pending sale$469,900$255/sqft
        Source: CPAR #779758 Report a problem
        3/17/2026Price change$469,900-15.7%$255/sqft
        Source: CPAR #779758 Report a problem
        9/30/2025Listed for sale$557,350$302/sqft
        Source: CPAR #779758 Report a problem
        7/8/2025Sold$557,350$302/sqft
        Source: Public Record Report a problem
        3/31/2025Sold$557,350$302/sqft
        Source: CPAR #771152 Report a problem
        3/30/2025Pending sale$557,350$302/sqft
        Source: CPAR #771152 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$725 +6.1%$46,769 +10%
        2023$683 +26.3%$42,517 +10%
        2022$541 $38,652
        2021-- --
        2020$460 +7.2%$31,944 +10%
        2019$429 $29,040 +10%
        2018$429 +2.2%$26,400 +10%
        2017$420 +38.8%$24,000
        2016$302 -4.5%$24,000
        2015$317 $24,000
        2014$317 $24,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Upper Grand Lagoon

        Getting around

        0 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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