SOMERSET LAKE NORMAN!! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated Dining Room with a beautiful vaulted ceiling! The Kitchen is open to the Living Room and features hickory cabinets, an electric cooktop w/microwave hood, a wall oven, new stainless steel dishwasher, disposal and a pantry. There is a cozy Breakfast Room overlooking the backyard gardens and nice back deck with retractable awning. Fresh paint and NEW windows in 2026 that feature Plantation Shutters and custom roller shades . The main level Primary Bedroom has a nice sitting area with a cozy gas logs fireplace, a large en suite bathroom with dual vanities, garden tub and separate shower, and huge walk-in closet with laundry chute! A Powder Room on main level for guests is tucked away in the back hall. You will love the large Laundry/Mud Room, which is right off the Garage and has a utility sink and side door. The upstairs has two nice-sized secondary Bedrooms with large closets and a shared bathroom with double vanity areas. There is also Bonus Room over the garage with additional flexible space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service. Encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction!! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites!! Come live the Lake Life!!
Active
$635,000
3889 Granite St, Terrell, NC 28682
3beds
2,950sqft
Single Family Residence
Built in 2003
0.85 Acres Lot
$624,300 Zestimate®
$215/sqft
$21/mo HOA
What's special
Lush landscapingWell-manicured lawnFresh paintRecent spring yard serviceWall ovenIrrigation systemHickory cabinets
- 116 days |
- 468 |
- 28 |
Zillow last checked:
Listing updated:
Listed by:
Nikki Robinson NikkiR@lakenormanrealty.com,
Lake Norman Realty, Inc
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4367523
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: Main
Bedroom s
- Features: Attic Stairs Pulldown, En Suite Bathroom, Walk-In Closet(s)
- Level: Upper
Bedroom s
- Features: Built-in Features
- Level: Upper
Bathroom full
- Features: Garden Tub, Walk-In Closet(s)
- Level: Main
Bathroom half
- Level: Main
Bonus room
- Features: Built-in Features
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Flex space
- Level: Upper
Other
- Features: Open Floorplan
- Level: Main
Kitchen
- Features: Breakfast Bar
- Level: Main
Laundry
- Features: Built-in Features
- Level: Main
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Wall Oven
- Laundry: Electric Dryer Hookup, In Hall, Utility Room, Inside, Laundry Chute, Main Level, Sink, Washer Hookup
Features
- Attic Other, Breakfast Bar, Built-in Features, Soaking Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Windows: Window Treatments
- Has basement: No
- Attic: Other
- Fireplace features: Gas Log, Great Room, Primary Bedroom, Propane
Interior area
- Total structure area: 2,950
- Total interior livable area: 2,950 sqft
- Finished area above ground: 2,950
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Ample parking on the driveway, in front of the home and in the garage
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Front Porch
- Exterior features: In-Ground Irrigation
- Has view: Yes
- View description: Water, Winter
- Has water view: Yes
- Water view: Water
- Body of water: Lake Norman
Lot
- Size: 0.85 Acres
- Features: Private, Wooded
Details
- Parcel number: 461714439928
- Zoning: R-30
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone Veneer, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Electricity Connected, Propane
Community & HOA
Community
- Security: Security System
- Subdivision: SOMERSET ON LAKE NORMAN
HOA
- Has HOA: Yes
- HOA fee: $250 annually
- HOA name: Somerset on Lake Norman HOA
- HOA phone: 828-674-0900
Location
- Region: Terrell
Financial & listing details
- Price per square foot: $215/sqft
- Tax assessed value: $509,400
- Annual tax amount: $2,534
- Date on market: 4/23/2026
- Cumulative days on market: 98 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$624,300
$593,000 - $656,000
$3,085/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Listed for sale | $635,000+5.8%$215/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4367523 Report a problem | ||
| 6/16/2026 | Listing removed | $600,000$203/sqft |
Source: Canopy MLS as distributed by MLS GRID #4367523 Report a problem | ||
| 4/23/2026 | Listed for sale | $600,000+125.6%$203/sqft |
Source: Canopy MLS as distributed by MLS GRID #4367523 Report a problem | ||
| 10/14/2003 | Sold | $266,000$90/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,534 +1% | $509,400 |
| 2024 | $2,509 +2.1% | $509,400 |
| 2023 | $2,458 +0.6% | $509,400 +47.1% |
| 2022 | $2,442 | $346,400 |
| 2021 | $2,442 | $346,400 |
| 2020 | $2,442 | $346,400 |
| 2019 | $2,442 +22.5% | $346,400 +19% |
| 2018 | $1,993 | $291,000 |
| 2017 | $1,993 +9.9% | -- |
| 2016 | $1,814 | -- |
| 2015 | $1,814 | $290,960 -3.8% |
| 2014 | $1,814 | $302,400 |
| 2013 | $1,814 | -- |
| 2012 | $1,814 | -- |
| 2011 | $1,814 -8.1% | -- |
| 2010 | $1,974 | -- |
| 2009 | $1,974 +3.4% | -- |
| 2008 | $1,908 | -- |
| 2007 | $1,908 +39.1% | -- |
| 2006 | $1,372 | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28682
Nearby schools
GreatSchools rating
- 7/10Sherrills Ford ElementaryGrades: K-6Distance: 2.7 mi
- 4/10Mill Creek MiddleGrades: 7-8Distance: 8.1 mi
- 8/10Bandys HighGrades: PK,9-12Distance: 7.5 mi
Schools provided by the listing agent
- Elementary: Sherrills Ford
- Middle: Mill Creek
- High: Bandys
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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