Welcome to highly sought-after Mt. Isle Harbor! Nestled on a rare flat, nearly half-acre cul-de-sac lot, this beautifully updated 5-bedroom, 3-bath home offers the perfect blend of space, functionality, and lifestyle in one of Charlotte's premier lake-access communities.
Thoughtfully refreshed throughout, the home features fresh interior paint, brand-new carpet, and stunning Carrera quartz countertops in the kitchen and all bathrooms, creating a bright, modern feel from the moment you step inside. Additional updates include recently replaced HVAC systems, a covered front porch addition, 220V garage hookup, updated lighting and plumbing fixtures, and smart home capabilities.
The impressive two-story foyer welcomes guests and opens to a flexible front living room and formal dining room, ideal for entertaining, working from home, or everyday living. The eat-in kitchen serves as the heart of the home with abundant cabinetry, generous prep space, beautiful quartz countertops, and a newer LG refrigerator featuring craft ice. The adjoining breakfast area flows seamlessly into the spacious family room, complete with abundant natural light and a cozy gas log fireplace.
A main-level bedroom and full bath provide the perfect setup for guests, multigenerational living, or a private home office.
Upstairs, the spacious primary suite offers a relaxing retreat with a garden soaking tub, separate shower, dual vanities, and a large walk-in closet. Generously sized secondary bedrooms feature walk-in closets and share a well-appointed hall bath. The expansive bonus room over the garage provides exceptional flexibility and can easily function as a fifth bedroom plus a playroom, media room, home gym, or second living space. A conveniently located upstairs laundry room includes newer GE front-load washer and dryer.
Step outside and enjoy one of the neighborhood's most desirable features—a large, usable flat backyard with endless possibilities for recreation, gardening, entertaining, or future outdoor enhancements. An impressive 12' x 24' detached storage building offers abundant space for a workshop, hobbies, lawn equipment, recreational gear, or additional storage.
Mt. Isle Harbor offers exceptional lake lifestyle with community boat docks, boat ramp, boat storage, lake access, basketball, tennis and pickleball courts, soccer field, playground, clubhouse, community pool, lakefront picnic and grilling areas, plus neighborhood social events throughout the year. Conveniently located just minutes from I-485, Riverbend Village shopping and dining, Uptown Charlotte, and Charlotte Douglas International Airport.
Move-in ready and packed with updates, this exceptional home offers the perfect combination of modern comfort, outdoor space, and lake-community living.
Active
Price cut: $14K (8/17)
$635,000
2940 Shady Reach Ln, Charlotte, NC 28214
5beds
3,032sqft
Single Family Residence
Built in 2001
0.5 Acres Lot
$621,100 Zestimate®
$209/sqft
$96/mo HOA
What's special
Cozy gas log fireplaceCovered front porch additionImpressive two-story foyerFresh interior paintAdjoining breakfast areaSmart home capabilitiesLarge usable flat backyard
- 88 days
- 525
- 20
Zillow last checked:
Listing updated:
Listed by:
Cindy Ferguson cindyeferguson@gmail.com,
Coldwell Banker Realty,
Mark Boyd,
Coldwell Banker Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4391013
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Other
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Flex space
- Level: Upper
Kitchen
- Level: Main
Laundry
- Level: Upper
Living room
- Level: Main
Heating
- Central, Heat Pump, Natural Gas
Cooling
- Attic Fan, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
- Laundry: Laundry Room
Features
- Soaking Tub, Kitchen Island, Pantry, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Hardwood
- Windows: Insulated Windows
- Has basement: No
- Fireplace features: Gas Log
Interior area
- Total structure area: 3,032
- Total interior livable area: 3,032 sqft
- Finished area above ground: 3,032
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Deck
- Pool features: Community
- Fencing: Back Yard
- Waterfront features: Boat Ramp
- Body of water: Mountain Island Lake
Lot
- Size: 0.5 Acres
Details
- Additional structures: Shed(s)
- Parcel number: 03123627
- Zoning: R-RPUD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Full, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Boat Storage, Clubhouse, Game Court, Lake Access, Picnic Area, Playground, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
- Security: Smoke Detector(s)
- Subdivision: Mt Isle Harbor
HOA
- Has HOA: Yes
- HOA fee: $576 semi-annually
- HOA name: Hawthorne Mgt
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $209/sqft
- Tax assessed value: $461,200
- Date on market: 6/12/2026
- Cumulative days on market: 89 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$621,100
$590,000 - $652,000
$2,929/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/17/2026 | Price change | $635,000-2.2%$209/sqft |
Source: | ||
| 7/28/2026 | Price change | $649,000-2.4%$214/sqft |
Source: | ||
| 7/1/2026 | Price change | $665,000-1.5%$219/sqft |
Source: | ||
| 6/13/2026 | Listed for sale | $675,000+128.4%$223/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 8/7/2015 | Sold | $295,500-7.5%$97/sqft |
Source: | ||
| 4/15/2015 | Listed for sale | $319,400$105/sqft |
Source: Owner Report a problem | ||
| 4/13/2015 | Pending sale | $319,400$105/sqft |
Source: Owner Report a problem | ||
| 4/13/2015 | Listed for sale | $319,400+42%$105/sqft |
Source: Owner Report a problem | ||
| 5/31/2001 | Sold | $225,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $461,200 |
| 2024 | -- | $461,200 |
| 2023 | -- | $461,200 +44.8% |
| 2022 | -- | $318,600 |
| 2021 | -- | $318,600 |
| 2020 | -- | $318,600 |
| 2019 | $3,166 -10% | $318,600 +21.4% |
| 2018 | $3,516 +1.9% | $262,400 |
| 2017 | $3,450 | $262,400 |
| 2016 | $3,450 | $262,400 |
| 2015 | $3,450 +0.5% | $262,400 |
| 2014 | $3,432 | $262,400 |
| 2013 | -- | $262,400 |
| 2012 | -- | $262,400 |
| 2011 | -- | $262,400 +3.8% |
| 2010 | -- | $252,700 |
| 2009 | -- | $252,700 |
| 2008 | -- | $252,700 |
| 2007 | -- | $252,700 |
| 2006 | -- | $252,700 |
| 2005 | -- | $252,700 |
| 2004 | -- | $252,700 |
| 2003 | -- | $252,700 +4.6% |
| 2002 | -- | $241,530 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Harwood Lane
Nearby schools
Schools provided by the listing agent
- Elementary: Mountain Island Lake Academy
- Middle: Mountain Island Lake Academy
- High: Hopewell
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





