Cozy gas log fireplaceCovered front porch additionImpressive two-story foyerFresh interior paintAdjoining breakfast areaSmart home capabilitiesLarge usable flat backyard
Welcome to highly sought-after Mt. Isle Harbor! Nestled on a rare flat, nearly half-acre cul-de-sac lot, this beautifully updated 5-bedroom, 3-bath home offers the perfect blend of space, functionality, and lifestyle in one of Charlotte's premier lake-access communities.
Thoughtfully refreshed throughout, the home features fresh interior paint, brand-new carpet, and stunning Carrera quartz countertops in the kitchen and all bathrooms, creating a bright, modern feel from the moment you step inside. Additional updates include recently replaced HVAC systems, a covered front porch addition, 220V garage hookup, updated lighting and plumbing fixtures, and smart home capabilities.
The impressive two-story foyer welcomes guests and opens to a flexible front living room and formal dining room, ideal for entertaining, working from home, or everyday living. The eat-in kitchen serves as the heart of the home with abundant cabinetry, generous prep space, beautiful quartz countertops, and a newer LG refrigerator featuring craft ice. The adjoining breakfast area flows seamlessly into the spacious family room, complete with abundant natural light and a cozy gas log fireplace.
A main-level bedroom and full bath provide the perfect setup for guests, multigenerational living, or a private home office.
Upstairs, the spacious primary suite offers a relaxing retreat with a garden soaking tub, separate shower, dual vanities, and a large walk-in closet. Generously sized secondary bedrooms feature walk-in closets and share a well-appointed hall bath. The expansive bonus room over the garage provides exceptional flexibility and can easily function as a fifth bedroom plus a playroom, media room, home gym, or second living space. A conveniently located upstairs laundry room includes newer GE front-load washer and dryer.
Step outside and enjoy one of the neighborhood's most desirable features—a large, usable flat backyard with endless possibilities for recreation, gardening, entertaining, or future outdoor enhancements. An impressive 12' x 24' detached storage building offers abundant space for a workshop, hobbies, lawn equipment, recreational gear, or additional storage.
Mt. Isle Harbor offers exceptional lake lifestyle with community boat docks, boat ramp, boat storage, lake access, basketball, tennis and pickleball courts, soccer field, playground, clubhouse, community pool, lakefront picnic and grilling areas, plus neighborhood social events throughout the year. Conveniently located just minutes from I-485, Riverbend Village shopping and dining, Uptown Charlotte, and Charlotte Douglas International Airport.
Move-in ready and packed with updates, this exceptional home offers the perfect combination of modern comfort, outdoor space, and lake-community living.
42 days
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Zillow last checked:
Listing updated:
Listed by:
Cindy Fergusoncindyeferguson@gmail.com,
Coldwell Banker Realty,
Mark Boyd,
Coldwell Banker Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4391013
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 1
Primary bedroom
Level: Upper
Bedroom s
Level: Main
Bedroom s
Level: Upper
Bedroom s
Level: Upper
Bathroom full
Level: Main
Bathroom full
Level: Upper
Bathroom full
Level: Upper
Other
Level: Upper
Breakfast
Level: Main
Dining room
Level: Main
Family room
Level: Main
Flex space
Level: Upper
Kitchen
Level: Main
Laundry
Level: Upper
Living room
Level: Main
Heating
Central, Heat Pump, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s)
Appliances
Included: Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
Laundry: Laundry Room
Features
Soaking Tub, Kitchen Island, Pantry, Walk-In Closet(s)
Flooring: Carpet, Laminate, Hardwood
Windows: Insulated Windows
Has basement: No
Fireplace features: Gas Log
Interior area
Total structure area: 3,032
Total interior livable area: 3,032 sqft
Finished area above ground: 3,032
Finished area below ground: 0
Property
Parking
Total spaces: 2
Parking features: Driveway, Attached Garage, Garage on Main Level
Attached garage spaces: 2
Has uncovered spaces: Yes
Features
Levels: Two
Stories: 2
Entry location: Main
Patio & porch: Deck
Pool features: Community
Fencing: Back Yard
Waterfront features: Boat Ramp
Body of water: Mountain Island Lake
Lot
Size: 0.5 Acres
Details
Additional structures: Shed(s)
Parcel number: 03123627
Zoning: R-RPUD
Special conditions: Standard
Construction
Type & style
Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence
Materials
Brick Full, Vinyl
Foundation: Crawl Space
Condition
New construction: No
Year built: 2001
Utilities & green energy
Sewer: Public Sewer
Water: City
Community & HOA
Community
Features: Boat Storage, Clubhouse, Game Court, Lake Access, Picnic Area, Playground, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
Security: Smoke Detector(s)
Subdivision: Mt Isle Harbor
HOA
Has HOA: Yes
HOA fee: $576 semi-annually
HOA name: Hawthorne Mgt
Location
Region: Charlotte
Financial & listing details
Price per square foot: $219/sqft
Tax assessed value: $461,200
Date on market: 6/12/2026
Cumulative days on market: 43 days
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Concrete, Paved
Estimated market value
Zestimate®
$646,500
Estimated sales range
$614,000 - $679,000
Rent Zestimate®
$2,964/mo
Price history
Date
Event
Price
7/1/2026
Price change
$665,000-1.5%$219/sqft
Source: Canopy MLS as distributed by MLS GRID #4391013Report a problem
6/13/2026
Listed for sale
$675,000+128.4%$223/sqft
Source: Canopy MLS as distributed by MLS GRID #4391013Report a problem
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.