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  • Price cut: $10K (7/1)
    $665,000

    2940 Shady Reach Ln, Charlotte, NC 28214

    5beds
    3,032sqft
    : 
    $4,009/mo
    Get pre-qualified
    Single Family Residence
    Built in 2001
    0.5 Acres Lot
    $646,500 Zestimate®
    $219/sqft
    $96/mo HOA

    What's special

    Cozy gas log fireplaceCovered front porch additionImpressive two-story foyerFresh interior paintAdjoining breakfast areaSmart home capabilitiesLarge usable flat backyard
    Welcome to highly sought-after Mt. Isle Harbor! Nestled on a rare flat, nearly half-acre cul-de-sac lot, this beautifully updated 5-bedroom, 3-bath home offers the perfect blend of space, functionality, and lifestyle in one of Charlotte's premier lake-access communities. Thoughtfully refreshed throughout, the home features fresh interior paint, brand-new carpet, and stunning Carrera quartz countertops in the kitchen and all bathrooms, creating a bright, modern feel from the moment you step inside. Additional updates include recently replaced HVAC systems, a covered front porch addition, 220V garage hookup, updated lighting and plumbing fixtures, and smart home capabilities. The impressive two-story foyer welcomes guests and opens to a flexible front living room and formal dining room, ideal for entertaining, working from home, or everyday living. The eat-in kitchen serves as the heart of the home with abundant cabinetry, generous prep space, beautiful quartz countertops, and a newer LG refrigerator featuring craft ice. The adjoining breakfast area flows seamlessly into the spacious family room, complete with abundant natural light and a cozy gas log fireplace. A main-level bedroom and full bath provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, the spacious primary suite offers a relaxing retreat with a garden soaking tub, separate shower, dual vanities, and a large walk-in closet. Generously sized secondary bedrooms feature walk-in closets and share a well-appointed hall bath. The expansive bonus room over the garage provides exceptional flexibility and can easily function as a fifth bedroom plus a playroom, media room, home gym, or second living space. A conveniently located upstairs laundry room includes newer GE front-load washer and dryer. Step outside and enjoy one of the neighborhood's most desirable features—a large, usable flat backyard with endless possibilities for recreation, gardening, entertaining, or future outdoor enhancements. An impressive 12' x 24' detached storage building offers abundant space for a workshop, hobbies, lawn equipment, recreational gear, or additional storage. Mt. Isle Harbor offers exceptional lake lifestyle with community boat docks, boat ramp, boat storage, lake access, basketball, tennis and pickleball courts, soccer field, playground, clubhouse, community pool, lakefront picnic and grilling areas, plus neighborhood social events throughout the year. Conveniently located just minutes from I-485, Riverbend Village shopping and dining, Uptown Charlotte, and Charlotte Douglas International Airport. Move-in ready and packed with updates, this exceptional home offers the perfect combination of modern comfort, outdoor space, and lake-community living.
    42 days
    |
    376
    |
    14
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    Zillow last checked:

    Listing updated:

    Listed by:

    Cindy Ferguson cindyeferguson@gmail.com,

    Coldwell Banker Realty,

    Mark Boyd,

    Coldwell Banker Realty

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4391013MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Other
      • Level: Upper
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Flex space
      • Level: Upper
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Living room
      • Level: Main
      Heating
      • Central, Heat Pump, Natural Gas
      Cooling
      • Attic Fan, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
      • Laundry: Laundry Room
      Features
      • Soaking Tub, Kitchen Island, Pantry, Walk-In Closet(s)
      • Flooring: Carpet, Laminate, Hardwood
      • Windows: Insulated Windows
      • Has basement: No
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 3,032
      • Total interior livable area: 3,032 sqft
      • Finished area above ground: 3,032
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Main
      • Patio & porch: Deck
      • Pool features: Community
      • Fencing: Back Yard
      • Waterfront features: Boat Ramp
      • Body of water: Mountain Island Lake
      Lot
      • Size: 0.5 Acres
      Details
      • Additional structures: Shed(s)
      • Parcel number: 03123627
      • Zoning: R-RPUD
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick Full, Vinyl
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Features: Boat Storage, Clubhouse, Game Court, Lake Access, Picnic Area, Playground, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
      • Security: Smoke Detector(s)
      • Subdivision: Mt Isle Harbor
      HOA
      • Has HOA: Yes
      • HOA fee: $576 semi-annually
      • HOA name: Hawthorne Mgt
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $219/sqft
      • Tax assessed value: $461,200
      • Date on market: 6/12/2026
      • Cumulative days on market: 43 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $646,500

        $614,000 - $679,000

        $2,964/mo

        Price history

        DateEventPrice
        7/1/2026Price change$665,000-1.5%$219/sqft
        Source: Canopy MLS as distributed by MLS GRID #4391013 Report a problem
        6/13/2026Listed for sale$675,000+128.4%$223/sqft
        Source: Canopy MLS as distributed by MLS GRID #4391013 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        8/7/2015Sold$295,500-7.5%$97/sqft
        Source: Canopy MLS as distributed by MLS GRID #3049535 Report a problem
        4/15/2015Listed for sale$319,400$105/sqft
        Source: Owner Report a problem
        4/13/2015Pending sale$319,400$105/sqft
        Source: Owner Report a problem
        4/13/2015Listed for sale$319,400+42%$105/sqft
        Source: Owner Report a problem
        5/31/2001Sold$225,000$74/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $461,200
        2024-- $461,200
        2023-- $461,200 +44.8%
        2022-- $318,600
        2021-- $318,600
        2020-- $318,600
        2019$3,166 -10%$318,600 +21.4%
        2018$3,516 +1.9%$262,400
        2017$3,450 $262,400
        2016$3,450 $262,400
        2015$3,450 +0.5%$262,400
        2014$3,432 $262,400
        2013-- $262,400
        2012-- $262,400
        2011-- $262,400 +3.8%
        2010-- $252,700
        2009-- $252,700
        2008-- $252,700
        2007-- $252,700
        2006-- $252,700
        2005-- $252,700
        2004-- $252,700
        2003-- $252,700 +4.6%
        2002-- $241,530
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Harwood Lane

        Getting around

        23 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mountain Island Lake Academy
        • Middle: Mountain Island Lake Academy
        • High: Hopewell

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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