Located in the exclusive Tops'l Beach & Racquet Resort, this furnished 3BR/3.5BA townhouse offers exceptional versatility as a primary residence, second home, or short-term rental investment. The first-floor primary suite provides privacy and convenience, while the spacious 2-car garage with fresh epoxy flooring offers ample room for bikes, beach gear, and organized storage. One of only 22 units in this intimate enclave, owners enjoy a private pool and walkable access to the fitness center and tennis courts. Upstairs features its own living area, creating a separate retreat ideal for family or guests. Tops'l amenities include 600' of beach frontage, a full fitness club, 14 tennis courts, racquetball, pools, steam/sauna, whirlpool, on-site dining and bar, tennis pros, and gated security.
For sale
$1,200,000
39 Captiva Cir #39, Destin, FL 32550
3beds
2,502sqft
Townhouse
Built in 2007
-- sqft lot
$-- Zestimate®
$480/sqft
$-- HOA
What's special
Private pool
- 137 days |
- 93 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Katelyn Fuentes 859-200-4540,
Realty ONE Group Emerald Coast
Source: ECAOR,MLS#: 995785
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 287 Square Feet
- Dimensions: 20.5 x 14
Bedroom
- Level: Second
- Area: 195.75 Square Feet
- Dimensions: 14.5 x 13.5
Dining room
- Level: First
- Area: 176 Square Feet
- Dimensions: 16 x 11
Florida room
- Level: First
- Area: 152 Square Feet
- Dimensions: 19 x 8
Kitchen
- Level: First
- Area: 180 Square Feet
- Dimensions: 15 x 12
Living room
- Level: First
- Area: 266 Square Feet
- Dimensions: 19 x 14
Loft
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11 x 11
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Beamed Ceilings, Crown Molding, Vaulted Ceiling(s), Recessed Lighting, Pantry, Split Bedroom, Wallpaper, Woodwork Painted
- Flooring: Tile, Carpet
- Windows: Double Pane Windows
Interior area
- Total structure area: 2,502
- Total interior livable area: 2,502 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Patio
Details
- Parcel number: 352S21421410002020
- Zoning description: Resid Multi-Family
Construction
Type & style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subtype: Townhouse
Materials
- Frame, Stucco
- Foundation: Slab
- Roof: Slate
Condition
- Construction Complete
- New construction: No
- Year built: 2007
Community & HOA
Community
- Features: Beach, Community Room, Deed Access, Fitness Center, Fishing, Gated, Pavillion/Gazebo, Pool, Sauna/Steam Room, TV Cable, Tennis Court(s), Whirlpool, Pickleball, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: CAPTIVA AT TOPS'L
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Licenses/Permits, Management, Utilities, Recreational Faclty, Security, Trash
Location
- Region: Destin
Financial & listing details
- Price per square foot: $480/sqft
- Annual tax amount: $6,068
- Date on market: 2/19/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 2/19/2026 | Listed for sale | $1,200,000$480/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32550
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 4 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 12.8 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 8.7 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Miramar Beach
- 32550
- 39 Captiva Cir Unit 39




