Located in the exclusive Tops'l Beach & Racquet Resort, this furnished 3BR/3.5BA townhouse offers exceptional versatility as a primary residence, second home, or short-term rental investment. The first-floor primary suite provides privacy and convenience, while the spacious 2-car garage with fresh epoxy flooring offers ample room for bikes, beach gear, and organized storage. One of only 22 units in this intimate enclave, owners enjoy a private pool and walkable access to the fitness center and tennis courts. Upstairs features its own living area, creating a separate retreat ideal for family or guests. Tops'l amenities include 600' of beach frontage, a full fitness club, 14 tennis courts, racquetball, pools, steam/sauna, whirlpool, on-site dining and bar, tennis pros, and gated security.
For sale
$1,095,000
39 Captiva Cir #39, Destin, FL 32550
3beds
2,502sqft
Townhouse
Built in 2007
-- sqft lot
$-- Zestimate®
$438/sqft
$-- HOA
What's special
Private pool
- 195 days
- 88
- 4
Zillow last checked:
Listing updated:
Listed by:
Katelyn Fuentes 859-200-4540,
Realty ONE Group Emerald Coast
Source: ECAOR,MLS#: 995785
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 287 Square Feet
- Dimensions: 20.5 x 14
Bedroom
- Level: Second
- Area: 195.75 Square Feet
- Dimensions: 14.5 x 13.5
Dining room
- Level: First
- Area: 176 Square Feet
- Dimensions: 16 x 11
Florida room
- Level: First
- Area: 152 Square Feet
- Dimensions: 19 x 8
Kitchen
- Level: First
- Area: 180 Square Feet
- Dimensions: 15 x 12
Living room
- Level: First
- Area: 266 Square Feet
- Dimensions: 19 x 14
Loft
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11 x 11
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Beamed Ceilings, Crown Molding, Vaulted Ceiling(s), Recessed Lighting, Pantry, Split Bedroom, Wallpaper, Woodwork Painted
- Flooring: Tile, Carpet
- Windows: Double Pane Windows
Interior area
- Total structure area: 2,502
- Total interior livable area: 2,502 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Patio
Details
- Parcel number: 352S21421410002020
- Zoning description: Resid Multi-Family
Construction
Type & style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subtype: Townhouse
Materials
- Frame, Stucco
- Foundation: Slab
- Roof: Slate
Condition
- Construction Complete
- New construction: No
- Year built: 2007
Community & HOA
Community
- Features: Beach, Community Room, Deed Access, Fitness Center, Fishing, Gated, Pavillion/Gazebo, Pool, Sauna/Steam Room, TV Cable, Tennis Court(s), Whirlpool, Pickleball, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: CAPTIVA AT TOPS'L
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Licenses/Permits, Management, Utilities, Recreational Faclty, Security, Trash
Location
- Region: Destin
Financial & listing details
- Price per square foot: $438/sqft
- Annual tax amount: $6,068
- Date on market: 2/19/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Price change | $1,095,000-8.8%$438/sqft |
Source: | ||
| 2/19/2026 | Listed for sale | $1,200,000$480/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32550
Nearby schools
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




