Skip main navigation
Pending
    • Listed by: Lauralei Properties, LLC • Laura Ludwig • 314-503-1186
    $525,000

    3908 W Canal St, Saint Charles, MO 63301

    4beds
    3,336sqft
    : 
    $3,578/mo
    Get pre-qualified
    Single Family Residence
    Built in 2017
    4,464 Square Feet Lot
    $512,700 Zestimate®
    $157/sqft
    $83/mo HOA

    What's special

    Privacy fenceCovered front porchGranite countertopsSleek kitchen cabinetsSeparate showerInviting open-concept main levelSoaking tub
    Welcome to your luxurious lake-view home in the picturesque New Town community. The inviting, open-concept main level features modern upgrades, including a living room with a stone wall and electric fireplace, sleek kitchen cabinets, granite countertops, a barn door, and an expanded formal dining room. The main-floor bedroom features a shiplap wall and a barn door leading to the primary bathroom, which offers tile detailing, a soaking tub, a separate shower, and a walk-in closet with a laundry room. Upstairs, a spacious loft opens onto a balcony with stunning lake views. Two additional bedrooms adjoin the loft, along with a full bathroom featuring a shower and upgraded tile flooring. Beautiful hardwood flooring has been added throughout the rest of the level, and a second-floor laundry room offers added convenience. The partially finished basement is ideal for hosting guests, with a living room, bedroom, full bathroom with a shower, and office space. The unfinished portion provides storage, a tool room, and built-in shelves. Relax on the covered front porch or beneath the pergola on the backyard’s stamped patio. A privacy fence and upgraded landscaping enhance the outdoor space. The home includes a detached three-car garage with room for a golf cart to explore New Town’s amenities. Enjoy lakes stocked for fishing, canoeing and swimming, a convenient marketplace, concerts at the amphitheater, and dining at local restaurants. This home features dual furnaces and air-conditioning units with a Nest thermostat, offering an ideal setting for creating lasting memories with friends and family.
    8 days
    2,257
    92

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Laura Ludwig 314-503-1186,

    Lauralei Properties, LLC

    Source: MARIS,MLS#: 26069349MLS LogoOriginating MLS: St. Louis Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Dual, Electric, ENERGY STAR Qualified Equipment, Gas
      Appliances
      • Included: ENERGY STAR Qualified Appliances, Stainless Steel Appliance(s), Gas Cooktop, ENERGY STAR Qualified Dishwasher, Disposal, Ice Maker, Microwave, Gas Oven, Self Cleaning Oven, ENERGY STAR Qualified Refrigerator
      • Laundry: 2nd Floor, Electric Dryer Hookup, Laundry Closet, Main Level, See Remarks, Upper Level, Washer Hookup
      Features
      • Ceiling Fan(s), Custom Cabinetry, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Separate Dining, Separate Shower, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Workshop/Hobby Area
      • Flooring: Carpet, Ceramic Tile, Wood
      • Windows: Double Pane Windows, ENERGY STAR Qualified Windows, Tilt-In Windows
      • Basement: Concrete,Partially Finished
      • Number of fireplaces: 1
      • Fireplace features: Electric, Living Room
      Interior area
      • Total structure area: 3,336
      • Total interior livable area: 3,336 sqft
      • Finished area above ground: 2,112
      • Finished area below ground: 636

      Property

      Parking
      • Total spaces: 6
      • Parking features: Additional Parking, Driveway, Garage, Garage Door Opener, Garage Faces Rear, Heated Garage, Lighted
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Patio & porch: Covered, Deck, Patio
      • Exterior features: Balcony, Entry Steps/Stairs, Lighting, Private Yard
      • Fencing: Back Yard,Fenced,Gate,Wood
      • Waterfront features: Lake
      • Frontage length: 38
      Lot
      • Size: 4,464 Square Feet
      • Dimensions: 38 x 118
      • Features: Adjoins Common Ground, Back Yard, Flag Lot, Landscaped
      Details
      • Additional structures: Pergola
      • Parcel number: 5116CC527008430.0000000
      • Special conditions: Standard
      • Other equipment: TV Antenna

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Year built: 2017
      Details
      • Builder name: Mcbride

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected
      Green energy
      • Energy efficient items: Thermostat

      Community & HOA

      Community
      • Features: Fishing, Lake, Park, Playground, Pool, Restaurant, Sidewalks, Street Lights, Trail(s)
      • Security: Fire Alarm, Smoke Detector(s)
      • Subdivision: New Town At St Chas #10-F
      HOA
      • Has HOA: Yes
      • Amenities included: Association Management, Beach Access, Beach Rights, Common Ground, Game Court Exterior, Lake, Park, Parking, Playground, Pool, Security
      • Services included: Maintenance Grounds, Maintenance Parking/Roads, Common Area Maintenance, Pool Maintenance, Snow Removal
      • HOA fee: $1,000 annually
      • HOA name: NEW TOWN GENERAL ASSEMBLY
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $157/sqft
      • Tax assessed value: $424,860
      • Annual tax amount: $6,010
      • Date on market: 10/30/2026
      • Cumulative days on market: 9 days
      • Listing terms: Cash,Conventional,FHA
      • Ownership: Private
      • Electric utility on property: Yes

        Estimated market value

        $512,700

        $487,000 - $538,000

        $2,677/mo

        Price history

        DateEventPrice
        11/6/2026Pending sale$525,000$157/sqft
        Source: MARIS #26069349 Report a problem
        10/30/2026Listed for sale$525,000$157/sqft
        Source: MARIS #26069349 Report a problem
        12/29/2017Sold--
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,010 +2.3%$80,723 +5.5%
        2024$5,875 0%$76,513
        2023$5,878 +14.3%$76,513 +21.2%
        2022$5,141 $63,140
        2021-- $63,140 +7.9%
        2020-- $58,501
        2019$4,646 $58,501
        2018$4,646 $58,501
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 63301

        Getting around

        26 / 100
        Car-Dependent
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Orchard Farm Elem.
        • Middle: Orchard Farm Middle
        • High: Orchard Farm Sr. High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby zip codes

            Other Saint Charles Topics

              Search
              Updates
              Favorites
              Plan
              Inbox