Skip main navigation
For sale
  • Listed by: Selling OC Real Estate • Cameron Davis • Contact: 949-350-0808
    Price cut: $25K (9/26)
    $1,149,900

    4 El Vaquero, Rancho Santa Margarita, CA 92688

    3beds
    1,602sqft
    : 
    $7,823/mo
    Get pre-qualified
    Single Family Residence
    Built in 1986
    4,000 Square Feet Lot
    $1,141,400 Zestimate®
    $718/sqft
    $91/mo HOA

    What's special

    This home qualifies for a FREE DOWN PAYMENT GRANT of up to 3.5% of the purchase price through True Prime Mortgage! Welcome home to Rancho Santa Margarita - ranked the #1 safest city in Orange County for over ten years! This beautiful single family residence features three spacious bedrooms, 2 and a half bathrooms, and just over 1,600 square feet of living space. Located on a desirable corner lot with no neighbors on one side and plenty of extra parking, this home has been immaculately well maintained and has amazing curb appeal. An inviting living room entry with cozy fireplace welcomes you into the home. There is a formal dining room which leads to a generous-sized kitchen, complete with a new gas range, granite counters and tile backsplash. On the other side of the kitchen you'll encounter a large family room with direct access to your attached two-car garage. Both the living and family rooms provide sliding door access to your private backyard, featuring a custom outdoor fireplace, patio cover, and plenty of space for outdoor living with both grass and hardscape. The corner lot location of this home allows for a generously-sized wrap-around yard. The principal suite is located upstairs, along with two additional bedrooms and a full bathroom. The principal bedroom boasts tall vaulted ceilings and a private outdoor deck where you can enjoy beautiful views of the mountains and city lights. Walking distance to three different schools, including elementary, middle, and high school. Very low HOA dues of only $91 per month and NO MELLO ROOS! Very low tax rate of just over 1%. Enjoy access to all the amenities that Rancho Santa Margarita master community has to offer, including the beach club, RSM lake, pools, tennis courts, a water park, walking trails, and much more! In addition to being the #1 safest city in Orange County, Rancho Santa Margarita is now the #1 safest city and has the lowest level of crime in all of California. Don't miss out on this opportunity!
    66 days
    675
    32

    Zillow last checked:

    Listing updated:

    Listed by:

    Cameron Davis DRE #01449829 949-350-0808,

    Selling OC Real Estate

    Source: CRMLS,MLS#: OC26157139MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bedroom, Family Room, Living Room, Dining Room
      Bedroom
      • Features: All Bedrooms Up
      Family room
      • Features: Separate Family Room
      Kitchen
      • Features: Granite Counters
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Gas Range, Refrigerator
      • Laundry: In Garage
      Features
      • Separate/Formal Dining Room, Granite Counters, Unfurnished, All Bedrooms Up
      • Flooring: Carpet, Tile
      • Has fireplace: Yes
      • Fireplace features: Living Room, Outside
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,602 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: First Floor
      • Patio & porch: Wrap Around
      • Pool features: Community, Association
      • Has view: Yes
      • View description: City Lights, Hills, Mountain(s), Trees/Woods
      Lot
      • Size: 4,000 Square Feet
      • Features: Corner Lot
      Details
      • Additional structures: Storage
      • Parcel number: 83317118
      • Special conditions: Standard,Trust

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Turnkey
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Electric: 220 Volts in Garage
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Biking, Curbs, Dog Park, Fishing, Hiking, Lake, Park, Storm Drain(s), Street Lights, Suburban, Sidewalks, Water Sports, Pool
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Ranchwood (R2) (Rw)
      HOA
      • Has HOA: Yes
      • Amenities included: Sport Court, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pool, Tennis Court(s), Trail(s)
      • HOA fee: $91 monthly
      • HOA name: SAMLARC
      • HOA phone: 949-709-0010
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $718/sqft
      • Tax assessed value: $384,077
      • Date on market: 7/28/2026
      • Cumulative days on market: 66 days
      • Listing terms: Cash to New Loan

        Estimated market value

        $1,141,400

        $1.08M - $1.20M

        $4,952/mo

        Price history

        DateEventPrice
        9/26/2026Price change$1,149,900-2.1%$718/sqft
        Source: CRMLS #OC26157139 Report a problem
        9/12/2026Price change$1,174,900-2.1%$733/sqft
        Source: CRMLS #OC26157139 Report a problem
        7/28/2026Listed for sale$1,199,900+389.8%$749/sqft
        Source: CRMLS #OC26157139 Report a problem
        8/12/1999Sold$245,000+33.2%$153/sqft
        Source: Public Record Report a problem
        9/22/1993Sold$184,000$115/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $384,077 +2%
        2025$2,124 +0.8%$376,547 +2%
        2024$2,108 -0.4%$369,164 +2%
        2023$2,117 -2.1%$361,926 +2%
        2022$2,163 +56.1%$354,830 +2%
        2021$1,386 -35%$347,873 +1%
        2020$2,131 $344,306 +2%
        2019$2,131 -12.9%$337,555 +2%
        2018$2,447 -1.7%$330,937 +2%
        2017$2,489 $324,449 +2%
        2016$2,489 -16.2%$318,088 +1.5%
        2015$2,970 -3%$313,311 +2%
        2014$3,062 $307,174 +0.5%
        2013-- $305,786 +2%
        2012-- $299,791 +2%
        2011-- $293,913 +0.8%
        2010-- $291,717 -0.2%
        2009-- $292,411 +2%
        2008-- $286,678 +2%
        2007-- $281,057 +2%
        2006-- $275,547 +2%
        2005-- $270,145 +2%
        2004-- $264,849 +1.9%
        2003-- $259,995 +2%
        2002-- $254,898 +2%
        2001$3,973 -0.3%$249,900 +2%
        2000$3,984 $245,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 92688

        Getting around

        68 / 100
        Somewhat Walkable
        62 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts