NEW PRICE! RARE WATERFRONT SINGLE FAMILY HOME WITH OPPORTUNITY AND ENDLESS POTENTIAL! NEWER VINYL BULKHEAD! This is truly a one-of-a-kind waterfront property nestled on an oversized 6,000 sq ft lot overlooking the protected cove of Harbour Island. Opportunities like this are incredibly rare—offering not only location, but unmatched versatility and potential. The existing over 2,000 sq ft two-story home invites you to bring your vision to life. Whether you choose to renovate and customize the current residence or explore the potential to build two units (with town approval)—living in one and renting the other—the possibilities here are exceptional. Boating enthusiasts will appreciate the 3 private boat slips, including one with an electric lift, along with over 40 feet of water frontage complete with water and electric at the dock. Enjoy direct access to open water while being tucked into a calm, protected cove—perfect for boating, fishing, or simply relaxing by the water. Enjoy gorgeous nightly sunsets while entertaining family and friends on your large private deck after a day on the water. Prefer the beach? You’re just a short walk away from putting your toes in the sand. This location is truly a WATERMAN'S DREAM, offering endless opportunities for fishing, boating, swimming, and even front-row seats from your own deck to watch the excitement of the annual White Marlin Tournament, including the boats returning, weigh-ins, and all the energy this iconic event brings. Skip the beach traffic altogether—just hop on your boat and cruise to the many waterfront restaurants and bars along the Ocean City bayfront for dining, drinks, and entertainment. Why pay condo or HOA fees when you can own your very own piece of waterfront paradise? This property offers the freedom, space, and flexibility that’s hard to find in today’s market. This home is being sold “As Is”, presenting a rare opportunity to secure a premier waterfront location and make it your own. The world is your oyster with this Harbor Island gem—don’t miss an opportunity like this again!
For sale
Price cut: $375K (6/15)
$1,875,000
401 13th St, Ocean City, MD 21842
4beds
2,287sqft
Single Family Residence
Built in 1978
6,000 Square Feet Lot
$1,731,900 Zestimate®
$820/sqft
$-- HOA
What's special
Waterfront single family homeCalm protected coveLarge private deck
- 71 days |
- 1,035 |
- 38 |
Zillow last checked:
Listing updated:
Listed by:
Ms. Tina Dorsey 301-875-1821,
Coastal Life Realty Group LLC (443) 235-8382
Source: Bright MLS,MLS#: MDWO2038146
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 0
Heating
- Central, Heat Pump, Electric
Cooling
- Heat Pump, Electric
Appliances
- Included: Microwave, Built-In Range, Cooktop, Dishwasher, Disposal, Dryer, Oven, Refrigerator, Surface Unit, Washer, Water Heater, Electric Water Heater
Features
- Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen - Country, Primary Bath(s), Primary Bedroom - Bay Front, Upgraded Countertops, Dry Wall, Paneled Walls
- Flooring: Ceramic Tile, Carpet, Laminate, Vinyl
- Windows: Skylight(s), Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,287
- Total interior livable area: 2,287 sqft
- Finished area above ground: 2,287
- Finished area below ground: 0
Property
Parking
- Total spaces: 9
- Parking features: Concrete, Enclosed, Private, Driveway, Off Street, Parking Lot
- Uncovered spaces: 9
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Extensive Hardscape, Street Lights, Balcony
- Pool features: None
- Has view: Yes
- View description: Bay, Marina, Panoramic, Water
- Has water view: Yes
- Water view: Bay,Marina,Water
- Waterfront features: Private Dock Site, Bayfront, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Bay
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 6,000 Square Feet
- Features: Bulkheaded, Cleared, No Thru Street, Open Lot, Premium
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2410038499
- Zoning: C-M
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- Combination, Concrete, Dryvit, Stick Built
- Foundation: Block, Crawl Space
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Ocean City
- Municipality: Ocean City
Financial & listing details
- Price per square foot: $820/sqft
- Tax assessed value: $840,000
- Annual tax amount: $10,723
- Date on market: 5/4/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Inclusions: Home Is Sold As Is
- Exclusions: None
- Ownership: Fee Simple
Estimated market value
$1,731,900
$1.65M - $1.82M
$3,990/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Price change | $1,875,000-16.7%$820/sqft |
Source:  Bright MLS #MDWO2038146 Report a problem | ||
| 5/4/2026 | Listed for sale | $2,250,000$984/sqft |
Source: Bright MLS #MDWO2038146 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,723 +5.6% | $782,900 +7.9% |
| 2024 | $10,158 +7.8% | $725,800 +8.5% |
| 2023 | $9,426 +0.5% | $668,700 |
| 2022 | $9,381 +0.2% | $668,700 +1% |
| 2021 | $9,358 +0.5% | $662,300 +0.5% |
| 2020 | $9,312 +4.2% | $659,100 |
| 2019 | $8,934 +5.9% | $659,100 +10.4% |
| 2018 | $8,433 +5.5% | $596,967 +5.5% |
| 2017 | $7,991 +39.4% | $565,900 +3.5% |
| 2016 | $5,733 | $546,933 +3.6% |
| 2015 | $5,733 | $527,967 +3.7% |
| 2014 | $5,733 | $509,000 |
| 2013 | -- | $509,000 |
| 2012 | -- | $509,000 -26.8% |
| 2011 | -- | $695,220 |
| 2010 | -- | $695,220 |
| 2009 | -- | $695,220 -21.5% |
| 2008 | -- | $885,310 +23.2% |
| 2007 | -- | $718,332 +30.3% |
| 2006 | -- | $551,356 +43.4% |
| 2005 | -- | $384,380 +5.5% |
| 2004 | -- | $364,370 +5.8% |
| 2003 | -- | $344,360 +6.2% |
| 2002 | -- | $324,350 +0.2% |
| 2001 | -- | $323,750 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Boardwalk/Inlet
Nearby schools
GreatSchools rating
- 10/10Ocean City Elementary SchoolGrades: PK-4Distance: 1.3 mi
- 10/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 5.9 mi
- 7/10Stephen Decatur High SchoolGrades: 9-12Distance: 5.8 mi
Schools provided by the listing agent
- District: Worcester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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