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For sale
    • $470,000

    4123 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

    4beds
    1,990sqft
    : 
    $3,062/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.34 Acres Lot
    $458,100 Zestimate®
    $236/sqft
    $17/mo HOA

    What's special

    Beautifully updated homeBeautiful lake viewsBreakfast barSolid surface countertopsSoaring ceilingsSliding barn doorCozy eat-in nook
    CHAIN OF LAKES LAKEFRONT LIVING on Lake Rochelle! Welcome to Island Lakes, where everyday life feels like a vacation. Located on the highly desirable Winter Haven Chain of Lakes, this beautifully updated home offers the ultimate waterfront lifestyle—boating, sunset cruising, and lakefront dining right from your own backyard. This 4-bedroom, 2-bath home is designed for both comfort and entertaining, featuring an open floorplan with stunning lake views from the main living areas. The spacious great room is filled with natural light, showcasing soaring ceilings, plant shelves, and an expansive sliding glass door that seamlessly blends indoor and outdoor living. The updated kitchen is both stylish and functional, complete with new cabinetry, solid surface countertops, stainless steel appliances, a full tile backsplash, breakfast bar, and a cozy eat-in nook—all perfectly positioned to take in the water views. The primary suite has been beautifully renovated, featuring a sliding barn door leading to a spa-like bathroom with a walk-in glass and tile shower, dual vanities with stone countertops, and a large walk-in closet with built-ins and hidden storage. Step outside and experience true Florida living with a huge screened outdoor living space complete with a hot tub, perfect for relaxing evenings or entertaining guests year-round. Beyond that, enjoy your private dock with a covered boat lift and freshwater supply, ready for days on the Chain. A public boat ramp is just minutes away. This home also features $92,000 in solar panels, providing exceptional energy efficiency and long-term savings—keeping utility costs low while supporting a more sustainable lifestyle. Additional features include a fully fenced backyard, beautiful lake views, and a prime location near Hwy 27 and I-4 with easy access to Orlando, Disney, Lakeland, and Tampa. This is more than a home—it’s a true Chain of Lakes lifestyle with comfort, efficiency, and unforgettable views.
    11 days
    |
    534
    |
    32
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Michelle Howard 863-944-9920,

    KELLER WILLIAMS REALTY SMART 1 863-508-3000

    Source: Stellar MLS,MLS#: L4963924MLS LogoOriginating MLS: East Polk

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 13x16
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Bedroom 4
      • Features: Built-in Closet
      • Level: First
      • Area: 108 Square Feet
      • Dimensions: 9x12
      Dining room
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Kitchen
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 12x15
      Living room
      • Level: First
      • Area: 403 Square Feet
      • Dimensions: 13x31
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 2,665
      • Total interior livable area: 1,990 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Front Porch, Rear Porch, Screened
      • Exterior features: Irrigation System
      • Has spa: Yes
      • Spa features: Above Ground, Heated
      • Fencing: Vinyl
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake Front, Lake - Chain of Lakes, Lake Privileges, Lift - Covered, Skiing Allowed
      • Body of water: LAKE ROCHELLE
      Lot
      • Size: 0.34 Acres
      Details
      • Parcel number: 262809530005000490
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Electric: Photovoltaics Seller Owned
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Public
      Green energy
      • Energy generation: Solar

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: ISLAND LAKES
      HOA
      • Has HOA: Yes
      • HOA fee: $17 monthly
      • HOA name: Highlands Community Management
      • HOA phone: 863-940-2863
      Location
      • Region: Winter Haven

      Financial & listing details

      • Price per square foot: $236/sqft
      • Tax assessed value: $333,917
      • Annual tax amount: $5,327
      • Date on market: 7/30/2026
      • Cumulative days on market: 11 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $458,100

        $435,000 - $481,000

        $2,202/mo

        Price history

        DateEventPrice
        7/30/2026Listed for sale$470,000+23.7%$236/sqft
        Source: Stellar MLS #L4963924 Report a problem
        2/27/2024Listing removed$380,000-12.8%$191/sqft
        Source: Stellar MLS #P4918063 Report a problem
        12/8/2021Sold$436,000+14.7%$219/sqft
        Source: Public Record Report a problem
        11/2/2021Pending sale$380,000$191/sqft
        Source: Stellar MLS #P4918063 Report a problem
        10/27/2021Listed for sale$380,000+65.9%$191/sqft
        Source: Stellar MLS #P4918063 Report a problem
        5/19/2016Sold$229,000+0%$115/sqft
        Source: Public Record Report a problem
        5/10/2016Listed for sale$228,990$115/sqft
        Source: LIVE FLORIDA REALTY #T2803057 Report a problem
        3/7/2016Pending sale$228,990$115/sqft
        Source: LIVE FLORIDA REALTY #T2803057 Report a problem
        2/25/2016Price change$228,9900%$115/sqft
        Source: LIVE FLORIDA REALTY #T2803057 Report a problem
        2/19/2016Listed for sale$228,999-11.5%$115/sqft
        Source: LIVE FLORIDA REALTY #T2803057 Report a problem
        11/17/2011Listing removed$258,887+26.3%$130/sqft
        Source: Adams Homes realty #l4616082 Report a problem
        8/6/2009Sold$205,000-20.8%$103/sqft
        Source: Public Record Report a problem
        3/29/2009Listed for sale$258,887+317.6%$130/sqft
        Source: Property Previews #l4616082 Report a problem
        7/20/2006Sold$62,000$31/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,328 +3%$323,634 +2.9%
        2024$5,174 -14.2%$314,513 +0.5%
        2023$6,027 +4.6%$312,993 +5.6%
        2022$5,762 +72.7%$296,452 +42.5%
        2021$3,336 +1.1%$208,068 +1.4%
        2020$3,299 +0.8%$205,195 +2.3%
        2019$3,274 $200,582 +1.9%
        2018$3,274 +1.5%$196,842 +5.3%
        2017$3,227 +86.8%$186,917 +46.9%
        2016$1,727 -1.1%$127,214 +0.7%
        2015$1,747 +4.5%$126,330 +0.8%
        2014$1,672 -3.8%$125,327 +1.5%
        2013$1,737 +2.8%$123,475 +1.7%
        2012$1,690 -31.2%$121,411 -22.6%
        2011$2,457 -4.9%$156,848 -2.7%
        2010$2,584 -32.3%$161,259 -5.7%
        2009$3,815 -22.9%$170,987 -26.7%
        2008$4,947 $233,406
        2007-- --
        2006$1,207 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33881

        Getting around

        8 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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